Neilson & Phillips Insurance Services
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Our Agency provides insurance for your life, home, auto - and your future. Whether it's your first car or second home, we can recommend the coverage that best utilizes and protects your assets. For a business many different types of insurance exist, including property insurance, liability, commercial auto, workers compensation, and others.
Services
About Us
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Neilson & Phillips Insurance Services, Inc. is an insurance agency and brokerage with locations in California and Utah.
We are currently licensed to sell insurance in California, Nevada, Oregon, Idaho, Montana, Texas, and Utah and are expanding to additional States as needed.
We are a full line insurance agency with insurance programs and products for all of your business and personal insurance needs.
We do have access to several "niche" insurance products designed specifically for the Construction, Hospitality, Trucking, Restaurant, and Automotive repair industries.
Personal Insurance
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Whether it's your first car or second home, we can recommend the coverage that best utilizes and protects your assets.
What events could jeopardize your family's finances?
What could threaten your assets or your earning ability?
How have you prepared to handle those events if they should occur?
Our goal is to provide you with adequate insurance at a competitive price.
Click any coverage type to the right for more information, helpful tools or to obtain a quote.
Our insurance professionals can help you!
Auto
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Bodily Injury (BI) Liability Coverage pays, up to the coverage limits, for damages due to injury or death of others in a vehicle accident for which you or the operator of your vehicle are legally responsible.
It also pays your legal defense costs.
In most states this coverage is mandatory.
Property Damage (PD) Liability Coverage pays, up to the coverage limits, for another individual's vehicle or property that has been damaged in an accident for which you or the operator of your vehicle is legally responsible.
Boat
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According to information from the U.S. Coast Guard, property damage to boats has been increasing.
Many states now require boats to be insured.
If you have your boat on a loan or use a marina, you will probably also be required to insure your boat.
If you are not required to insure your boat, it is important you still consider purchasing boat insurance.
Boat insurance works similar to the insurance for your car, and can protect in the same way.
But, since boats have different features than your car, you will want to make sure you have all the coverages you need and any savings that may lower your premium.
Condos
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Condominiums and townhouses have special insurance needs.
They don't need as much insurance as a house, but owners have more to insure than a renter.
The insurance needs for a condo owner include personal property and liability overage.
Special policies for condominium owners, known as form HO-6, will provide the liability and personal property protection a condominium owner needs.
As a condominium owner, one needs to insure not only their personal possessions in the condo, but also any built in units such as cabinets, fixtures, appliances and shelves.
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