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Your Trusted Insurance Partner in Loomis, CA
Neilson & Phillips Insurance Services is a full-service insurance agency dedicated to providing comprehensive personal and business insurance solutions. With nearly four decades of combined industry experience, our team specializes in tailoring coverage to meet the unique needs of individuals and businesses across multiple states. We offer access to a wide range of insurance products, including niche programs for construction, hospitality, trucking, restaurant, and automotive repair industries.

Our approach focuses on understanding client needs, identifying potential risks, and securing competitive pricing through trusted carrier partnerships. Licensed in California, Nevada, Oregon, Idaho, Montana, Texas, and Utah, we are committed to expanding our services while maintaining exceptional customer support. Our professionals prioritize education, transparency, and long-term client relationships, ensuring coverage evolves with changing circumstances.
Services
Personal Insurance Business Insurance Auto Insurance Home Insurance RV Insurance Boat Insurance Condo Insurance Renters Insurance Umbrella Insurance Flood Insurance
Highlights and features
  • We offer decades of combined insurance industry experience and specialized knowledge.
  • Our team provides personalized insurance planning for both personal and business needs.
  • We secure competitive pricing through extensive carrier network relationships.
  • Licensed to serve clients across seven western U.S. states.
  • Our professionals prioritize ongoing client education and risk assessment.
What people say
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Services
Personal Insurance
We provide comprehensive personal insurance solutions protecting individuals' assets and future. Our offerings include auto, home, RV, boat, and umbrella policies tailored to specific needs. With expertise in risk assessment, we help clients secure appropriate coverage at competitive rates while ensuring protection against unforeseen events.
Business Insurance
Our business insurance services protect companies across various industries with customized risk management solutions. We offer property, liability, workers' compensation, and specialized policies for construction, hospitality, and transportation sectors. Our approach combines industry knowledge with competitive pricing to safeguard business assets and operations.
Auto Insurance
We provide tailored auto insurance policies covering personal and commercial vehicles. Our packages include liability, collision, and comprehensive coverage options with discounts for multi-policy holders. Our specialists help clients understand coverage limits and select appropriate protection based on driving habits and vehicle usage.
Home Insurance
Our home insurance solutions protect residential properties against damage from fire, theft, and natural disasters. We offer standard homeowners policies, flood insurance, and specialized coverage for manufactured homes. Our agents help clients determine appropriate coverage amounts and policy enhancements for complete protection.
Umbrella Insurance
We offer umbrella insurance policies providing additional liability coverage beyond standard auto and home policies. These policies protect against catastrophic losses and legal claims exceeding primary policy limits. Our specialists help clients assess liability risks and determine appropriate coverage amounts.
Questions
What types of personal insurance do you offer?
We provide auto, home, RV, boat, condo, renters, manufactured home, umbrella, flood, and identity theft insurance for individuals.
Do you specialize in business insurance for specific industries?
Yes, we offer specialized coverage for construction, hospitality, trucking, restaurant, and automotive repair businesses through our niche insurance programs.
How can I get a free insurance quote?
Request a free quote online through our website or contact us directly at (888) 760-9292 for personalized assistance with coverage options.
In which states do you provide insurance services?
We currently serve California, Nevada, Oregon, Idaho, Montana, Texas, and Utah with licensed insurance professionals available for consultation.
What sets your agency apart from competitors?
Our nearly four decades of combined experience, personalized approach, and access to specialized insurance products distinguish us in meeting unique client needs.
How do you handle insurance claims assistance?
While we don't process claims directly, we provide guidance throughout the claims process and connect policyholders with appropriate carrier resources.