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Business Details
18 Years
experience
Your Trusted Insurance Partner in Lincoln, RI
At Lawrence Agency, we are proud to be a veteran-owned and operated business with three generations of dedicated service. Our legacy began in 1945 when George L. Sutcliffe, a WWII veteran, laid the foundation for our commitment to integrity and personalized insurance solutions. Following his footsteps, Gerald P. Lawrence continued this tradition after serving in Vietnam, and today, Peter A. Lawrence upholds our familys values as a third-generation professional. We specialize in providing comprehensive personal and commercial insurance products tailored to meet the unique needs of our clients. Our philosophy centers on helping individuals and businesses mitigate financial risks through informed decision-making and reliable counsel. With expertise in home, auto, life, business, and specialty insurance, we ensure our clients receive coverage that aligns with their present circumstances and future goals.

Our team of experienced professionals, including Personal Lines Manager Jill Salinaro and Commercial Lines Manager Tammie Luther, is dedicated to delivering exceptional service. Located in Lincoln, Rhode Island, we serve clients across the region with a focus on building long-term relationships rooted in trust and transparency. Our office hours are Monday through Friday from 8:30 AM to 5:00 PM, and we are available by phone at 401-726-3210 for immediate assistance. As advocates of the American dream, we are committed to preserving your familys future through straightforward, honest insurance solutions.
Services
Home Insurance Auto Insurance Life Insurance Business Insurance Specialty Insurance
Details
  • Year established: 2008
Highlights and features
  • Veteran-owned agency with three generations of insurance expertise
  • Personalized service tailored to individual and business needs
  • Comprehensive coverage for home, auto, life, and commercial insurance
  • Specialized knowledge in industry-specific risk management
  • Dedicated team of licensed professionals with local market expertise
Services
Home Insurance
Protect your home with customized insurance plans that cover property damage, liability, and personal belongings. Our policies adapt to your home's size, value, and specific risks. Clients receive guidance to ensure adequate protection against common threats like storms, fires, and accidents.
Business Insurance
Comprehensive coverage for businesses of all structures, including liability, property, and workers' compensation. We tailor policies to industry-specific risks for corporations, LLCs, and seasonal operations. Our experts help navigate complex insurance needs for long-term business security.
Auto Insurance
Affordable policies for personal and commercial vehicles, including classic cars and specialty vehicles. Coverage options protect against accidents, theft, and damage while meeting state requirements. Clients benefit from competitive rates and personalized risk assessment.
Life Insurance
Plans designed to safeguard your family's financial future through term and permanent life coverage. We help clients select policies that align with their budget and long-term goals. Our approach ensures clear understanding of policy benefits and payout structures.
Specialty Insurance
Protection for recreational vehicles, boats, motorcycles, and other specialty assets. Our policies extend beyond standard insurance to cover seasonal and high-value items. Clients receive specialized risk management solutions tailored to Rhode Island's lifestyle.
People
Peter A. Lawrence
Principal Agent
Third-generation insurance professional and veteran who founded Lawrence Agency after military service. Combines military discipline with family legacy to provide strategic insurance solutions for individuals and businesses in Rhode Island.
Jill Salinaro
Personal Lines Manager
Manages personal insurance policies with expertise in home, auto, and life coverage. Focuses on creating customized protection plans while maintaining client relationships through clear communication and responsive service.
Tammie Luther
Commercial Lines Manager
Specializes in business insurance solutions for corporations, LLCs, and seasonal operations. Provides industry-specific risk assessments and comprehensive coverage strategies to protect commercial assets and operations.
Janet Laurie
Customer Service Representative
Supports clients with policy inquiries, claims processing, and insurance needs assessments. Ensures smooth policy management through organized record-keeping and prompt communication for personal and business clients.
Joseph Coelho
Associate Agent
Assists with insurance product selection and risk management strategies for new and existing clients. Provides support in evaluating coverage options while maintaining focus on client education and satisfaction.
Questions
What types of insurance do you offer?
We provide home, auto, life, business, and specialty insurance including coverage for boats, motorcycles, and recreational vehicles.
How can I get an insurance quote?
Request a quote online through our website or call us directly at 401-726-3210 during business hours for personalized assistance.
Are you available for after-hours emergencies?
Our office hours are Monday-Friday 8:30 AM-5:00 PM, but we provide emergency contact options for urgent claim situations.
Do you specialize in business insurance?
Yes, we create customized commercial policies for corporations, LLCs, and seasonal businesses with industry-specific risk management strategies.
What makes your agency different?
Three generations of military service and insurance expertise combined with personalized service focused on protecting clients' financial futures.