Business Details
Trusted Farm & Rural Insurance Solutions Since 1879
Founded in 1879 by a group of Norwegian farmers, Norwegian Mutual Insurance Company has dedicated over 145 years to protecting rural communities in Southwestern Minnesota. Our expertise lies in providing tailored property insurance solutions for farms, rural homeowners, and mobile homes, ensuring comprehensive coverage for dwellings, equipment, and liability. We prioritize understanding our clients' unique risks to design policies that offer full protection while maintaining the rural values that shaped our company. With a network of independent agents across 20 counties, we combine deep local knowledge with personalized service to meet the evolving needs of agricultural and rural property owners.Our commitment extends beyond standard offerings through specialized programs like discounted fire extinguishers for policyholders, reflecting our proactive approach to risk management. As a trusted partner since the 19th century, we continue to serve generations of Minnesotans with the same integrity and community focus established at our founding.
Services
Farm-owner's Coverage
Farm Equipment Insurance
Homeowner's Policies
Mobile Home Coverage
Fire Extinguisher Program
Highlights and features
- We offer 145+ years of experience in rural property insurance
- Our policies cover specialized farm equipment and operations
- We serve 20 counties across Southwestern Minnesota
- We provide discounted fire extinguisher programs for policyholders
- Our independent agent network offers localized expertise
Services
Farm-owner's Coverage
Our Farm Insurance policies protect owner-occupied dwellings, farm personal property, and outbuildings. Coverage includes farm liability protection against injury, property damage, and situations arising from farming operations. This comprehensive policy safeguards both residential and working aspects of farm properties.
Farm Equipment Coverage
Protect valuable farming machinery through scheduled or unscheduled coverage options. Policies cover equipment, tools, livestock, poultry, farm products, and portable crop dryers. This specialized protection ensures replacement or repair of essential agricultural machinery after covered losses.
Homeowner's Coverage
We provide customized homeowner policies for owner-occupied and rental properties. Coverage includes dwellings, other structures, personal property, loss of use, and personal liability. These policies protect against common risks facing rural residential properties outside traditional urban settings.
Mobile Home Coverage
Similar to traditional homeowner policies, our mobile home coverage protects the dwelling, other structures, personal property, and provides liability protection. Excludes mobile homes located in mobile home parks, focusing on standalone rural installations.
Fire Extinguisher Program
Policyholders receive discounted fire extinguishers at below-cost prices with no recharge fees. Available in 5 lb ($20) and 10 lb ($25) sizes with brackets ($15). This program helps prevent small fires from becoming catastrophic losses for insured properties.
Questions
What types of farm insurance do you offer?
We provide comprehensive Farm-owner's Coverage protecting dwellings, equipment, and liability, plus specialized Farm Equipment Coverage for machinery and tools.
Do you insure mobile homes?
Yes, we offer Mobile Home Coverage for standalone units (excluding mobile parks) that includes protection for the dwelling, structures, personal property, and liability.
How can I get a quote?
Request a quote through our website or contact one of our 20+ independent agents across Southwestern Minnesota for personalized assistance.
What safety programs do you provide?
Our Fire Extinguisher Program offers policyholders discounted extinguishers at below-cost prices with no recharge fees to enhance property safety.
What areas do you serve?
We operate in 20 Southwestern Minnesota counties including Brown, Cottonwood, Lyon, and Redwood through our network of local independent agents.
