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Your Trusted Insurance Partner in Chatham, MA
Eldredge & Lumpkin Insurance Agency has been a trusted name in the insurance industry for over 85 years, dedicated to providing personalized service and comprehensive coverage to clients across Cape Cod and beyond. Our team of seasoned professionals, with 20 to 30 years of industry experience, specializes in tailoring insurance solutions to meet the unique needs of individuals and businesses. We represent over 75 insurance carriers, ensuring access to competitive rates and robust policies for property, liability, flood, and high-value asset protection. Our philosophy centers on prioritizing client relationships, maintaining transparency, and adapting to evolving market demands while upholding a legacy of integrity and community focus.
Services
Home Insurance Auto Insurance Business Insurance Flood Insurance High Value Home Insurance Private Client Solutions Workers Compensation Property Insurance Liability Insurance
Highlights and features
  • We have over 85 years of experience serving Cape Cod communities.
  • Our agents possess 20-30 years of industry expertise.
  • We offer personalized service with local market knowledge.
  • We represent 75+ insurance carriers for optimal coverage options.
  • We prioritize client relationships and transparent communication.
Services
Business Insurance
Business Insurance protects companies from property damage, liability claims, and income loss due to covered events. We offer tailored policies including BOP, liability, flood, and workers' compensation coverage. Our experienced agents assess industry-specific risks to create comprehensive packages for Massachusetts businesses.
Flood Insurance
Flood Insurance safeguards properties against water damage from rising waters or storm surges. We provide NFIP-compliant policies and guidance on elevation certificates, rate mitigation, and affordability options. Our agency assists Cape Cod homeowners and businesses with flood zone assessments and claims navigation.
Homeowners Insurance
Homeowners Insurance covers dwelling damage, personal property loss, and liability claims. We offer standard and high-value home policies with optional endorsements for unique risks. Our agents help clients secure coverage matching their property's value and specific coastal environment needs.
Private Client Solutions
Private Client Solutions cater to high-net-worth individuals requiring specialized insurance for luxury homes, collections, and global assets. We provide integrated policies covering yachts, aircraft, art collections, and liability risks. Our team coordinates with financial advisors to align insurance strategies with comprehensive wealth management plans.
Auto Insurance
Auto Insurance protects against vehicle damage, liability claims, and uninsured motorists. We offer policies for standard vehicles, motorcycles, and high-value cars with optional roadside assistance. Our agents help clients maximize discounts while ensuring adequate coverage for Massachusetts drivers.
Questions
What types of insurance do you offer?
We provide homeowners, auto, business, flood, high-value home, private client, liability, and workers' compensation insurance through 75+ carriers.
Do you specialize in high-value home coverage?
Yes, we offer tailored policies for luxury properties, including coverage for collections, yachts, and unique coastal risks with national and local expertise.
How can I lower my insurance costs?
We help clients maximize discounts for safety features, multi-policy bundling, and loyalty while maintaining comprehensive coverage through competitive carrier comparisons.
What if I need emergency claims assistance?
We provide 24/7 claims support for urgent situations, including after-hour claims processing and guidance through the entire resolution process.
Are you familiar with Cape Cod flood regulations?
Our team specializes in local flood zone requirements, elevation certificate assistance, and NFIP compliance for Cape Cod homeowners and businesses.