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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Lake Placid, NY
Since 1928, our brokers have been dedicated to helping clients find tailored insurance policies that meet their personal and business needs. As a locally owned and operated agency, we prioritize personalized attention and affordability, ensuring each client receives customized coverage. Our mission is to educate clients on their options, compare existing policies, and identify cost-saving opportunities.

With decades of combined experience, our team specializes in personal and commercial lines, building lifelong relationships through transparency and expertise. We represent multiple providers to offer competitive rates while maintaining a focus on quality service and client satisfaction.
Services
Auto Insurance Home Insurance Commercial Insurance Renters Insurance Flood Insurance RV Insurance Snowmobile Insurance
Details
  • Year established: 1928
Highlights and features
  • We offer over 90 years of experience in personalized insurance solutions.
  • Our team holds specialized certifications like Certified Insurance Counselor (CIC).
  • We provide independent comparisons across multiple insurance providers.
  • Our consultation process focuses on customizing coverage to individual needs.
  • We maintain deep local knowledge of New York State insurance requirements.
Associations and certifications
  • Certified Insurance Counselor (CIC)
Services
Auto Insurance
We provide comprehensive auto insurance solutions for cars, motorcycles, and specialty vehicles. Our policies protect against liability, collision, and uninsured motorists while offering customizable deductibles. As an independent agency, we compare rates across providers to ensure competitive pricing without compromising coverage quality.
Home Insurance
Our homeowners and renters insurance policies safeguard against property damage, theft, and liability claims. We offer flood insurance and coverage for secondary homes, mobile homes, and vacation rentals. Policies are tailored to individual needs through consultations that assess risk factors and asset values.
Commercial Insurance
We specialize in commercial lines for small to mid-sized businesses across New York State. Our services include liability protection, property insurance, and industry-specific policies. We conduct detailed consultations to identify coverage gaps and ensure businesses remain compliant with state regulations.
People
Lori Dramm
Co-Owner
Licensed Insurance Agent with expertise in personal lines. Graduated from Lake Placid High School and North Country Community College. Joined Wilkins Agency in 2004, obtaining her broker license in 2005. Focuses on building client relationships through personalized service.
Carla Navarra
Co-Owner
Certified Insurance Counselor with 22 years of experience in commercial lines. Holds a Bachelor of Science in Human Services. Active in local community events and serves on the Saranac Lake Chamber of Commerce Board of Directors.
Michael P. Navarra
Licensed Broker
Organizational Communication graduate from Rollins College. Volunteer for Saranac Lake Winter Carnival and Ironman Lake Placid events. Served as Archbishop of Winter Carnival in 2019 and elected to the Saranac Lake Chamber of Commerce Board in 2021.
Questions
What types of insurance does Wilkins Agency offer?
We provide auto, home, commercial, renters, flood, RV, and snowmobile insurance for clients across New York State.
How can I schedule a consultation?
Call us at 518-523-2508 or 518-891-0001 to discuss your insurance needs and compare policy options.
Are your insurance rates competitive?
As an independent agency, we compare rates from multiple providers to help you find affordable coverage.
Do you offer commercial insurance for small businesses?
Yes, we specialize in commercial lines tailored to the unique needs of local businesses.
What areas do you serve?
We primarily serve clients throughout New York State with offices in Lake Placid and Saranac Lake.