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Your Trusted Insurance Partner in Chesterfield, VA
KilGO Insurance proudly serves Richmond, Midlothian, Chesterfield, Henrico, and surrounding Central Virginia communities with custom insurance solutions tailored to individual, business, and life insurance needs. As an independent agency, we work with over 30 top-rated carriers to ensure clients receive optimal coverage at competitive rates. Our Virginia-born team prioritizes clarity, confidence, and personalized service, offering 24/7 policy management tools while maintaining a local, neighborly approach to risk protection.With decades of combined experience in the insurance industry, we specialize in empowering clients through transparent advice, strategic coverage design, and dedicated support for homeowners, contractors, business owners, and families across Central Virginia.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Life Insurance
Workers Compensation
Flood Insurance
Commercial Property
Motorcycle Insurance
Personal Umbrella
Mortgage Protection
Highlights and features
- We compare 30+ carriers to find your perfect coverage fit
- Our team provides local expertise in Central Virginia markets
- We design insurance strategies tailored to your specific needs
- 24/7 online policy service center for customer convenience
- Our agents have decades of combined insurance industry experience
Associations and certifications
- IIABA
- PIA
- VMBA
- RMBA
What people say
Customer service is 5+
Friendly & knowledgeable
Prompt and on top
Pleasure to work with
Sealed the deal
Services
Auto Insurance
Our auto insurance policies protect Virginia drivers with customizable coverage options including liability, collision, and comprehensive protection. We help clients navigate state requirements while finding cost-effective solutions that cover vehicles ranging from daily drivers to specialty cars. Our team works with multiple carriers to ensure competitive rates and comprehensive protection tailored to individual driving needs and histories.
Homeowners Insurance
We provide homeowners insurance that safeguards properties against common risks like fire, theft, and weather damage. Our policies include dwelling coverage, personal property protection, and liability insurance for residences in Central Virginia. We specialize in customizing policies for new homeowners, empty nesters, and property investors while offering additional coverage options for high-value homes and unique property needs.
Business Insurance
Our business insurance solutions protect Virginia entrepreneurs with tailored packages including general liability, property insurance, and workers' compensation. We serve diverse industries from food trucks to tech startups, offering specialized coverage for cyber liability, professional errors, and business interruption. Our approach focuses on understanding each client's specific risks to create protection strategies that grow with their business operations.
Life Insurance
We offer comprehensive life insurance options including term, whole, and universal life policies to secure clients' financial legacies. Our services help families protect against income loss, cover final expenses, and create tax-advantaged estate plans. We provide personalized guidance through policy selection, working with multiple carriers to find solutions that match clients' health profiles, financial goals, and family needs.
Commercial Property Insurance
Our commercial property insurance protects business assets against damage from fire, weather, and other covered perils. We offer policies that cover buildings, equipment, inventory, and business personal property for clients in Richmond, Midlothian, and surrounding areas. Our team helps business owners determine appropriate coverage limits and risk management strategies to protect their physical assets and ensure business continuity.
People
Chris Grant
Insurance Agent
Experienced insurance professional specializing in personalized coverage solutions with a focus on customer satisfaction and comprehensive protection strategies.
Candice
Insurance Agent
Knowledgeable insurance agent known for friendly service and expertise in helping clients find optimal coverage solutions for their needs.
Jason
Insurance Professional
Dedicated insurance specialist recognized for prompt service and ability to secure improved coverage at competitive rates for clients.
Tiffany
Insurance Agent
Customer-focused insurance professional praised for her personal approach and readiness to assist clients with their insurance needs.
Wendell Hicks
Executive
Leadership team member providing strategic direction for insurance services while maintaining commitment to local community values and service excellence.
Questions
What areas does KilGO Insurance serve?
We serve Richmond, Midlothian, Chesterfield, Henrico, and surrounding Central Virginia communities with personalized insurance solutions.
How can I file an insurance claim?
You can file claims through our online Policy Service Center or directly with your carrier using our 24/7 claims process guidance.
Do you offer business insurance policies?
Yes, we provide customized commercial insurance packages including liability, property, and workers' compensation coverage for Virginia businesses.
Can I get life insurance with pre-existing conditions?
Our agents work with multiple carriers to help clients find life insurance options that accommodate various health situations and needs.
How do I request a certificate of insurance?
Commercial policyholders can submit certificate requests through our online form or contact our office directly for assistance.
What payment methods do you accept?
We accept EFT, e-check, and credit card payments for insurance premiums through our secure online billing system.
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