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Your Trusted Partner for Comprehensive Insurance Solutions
Crum & Forster Insurance is a distinguished insurance provider with a 200-year legacy of delivering market-leading property & casualty, accident & health, and specialty insurance solutions. Our commitment to underwriting excellence, integrity, and disciplined risk management has positioned us as a trusted partner for businesses and individuals nationwide. With a focus on empowering our team to make swift, informed decisions, we prioritize tailored solutions that address the unique needs of our clients. Our expertise spans diverse industries, supported by specialized divisions such as Middle Market Solutions, Executive Risk Management, and Surplus & Specialty Lines.Backed by top-tier financial ratings, including AM Best A+ (Superior) and S&P AA- (Very Strong), we combine historical resilience with innovative approaches to meet evolving market demands. Our dedication to fostering a culture of inclusion and community impact further solidifies our reputation as a Great Place to Work, with 96% of employees affirming our workplace excellence in 2024.
Services
Property & Casualty Insurance
Cyber Insurance
Surety Bonds
Risk Management
Executive Risk Solutions
Commercial Auto Coverage
Workers' Compensation
Environmental Insurance
Binding Authority Programs
Hawaii Commercial Insurance
Highlights and features
- We have a 200-year history of underwriting excellence and risk management expertise.
- Our dedicated Risk Engineering team provides proactive loss prevention strategies.
- 24/7 support for cyber incident response and claims management.
- AM Best A+ (Superior) rated for financial strength and reliability.
- Customized insurance solutions for niche industries and complex risks.
Associations and certifications
- AM Best A+
- S&P AA-
Services
Property & Casualty Insurance
Crum & Forster Insurance offers robust property & casualty insurance for businesses, covering risks such as fire, theft, liability, and natural disasters. Our solutions cater to industries like manufacturing, hospitality, and real estate, ensuring asset protection and operational continuity. With admitted and surplus lines options, we provide flexible coverage tailored to complex exposures.
Cyber Insurance
Our cyber insurance protects businesses from data breaches, ransomware, and other cyber threats. The Simple Cyber policy offers easy-to-understand coverage with 24/7 incident response support. We also provide risk reduction resources to strengthen digital defenses and ensure rapid recovery from attacks.
Surety Bonds
As a leading underwriter, we provide contract and commercial surety bonds for construction projects and business obligations. Our solutions include bid bonds, performance bonds, and fidelity bonds, ensuring compliance and financial security for clients across the U.S.
Risk Management
Our risk management programs focus on loss-sensitive insurance solutions, including large deductible plans and SIR programs. We specialize in industries like manufacturing and staffing, offering customized strategies to reduce total cost of risk through expert underwriting and claims management.
Executive Risk Solutions
We provide comprehensive executive risk coverage, including directors & officers (D&O) liability, cyber liability, and professional liability insurance. Our solutions address governance risks, regulatory challenges, and technology-related exposures for corporate leaders and boards.
People
Marc Adee
CEO
Marc Adee leads Crum & Forster Insurance with a focus on innovation and customer-centric solutions. With decades of insurance industry experience, he has driven the company's growth and recognition as a Great Place to Work.
John Binder
President, Commercial Lines Division
John Binder oversees the Commercial Lines Division, specializing in Middle Market and Target Segments. His leadership emphasizes tailored insurance programs and risk management for construction, energy, and hospitality industries.
Leigh McMullan
Senior Vice President, Executive Risk
Leigh McMullan leads Executive Risk initiatives, focusing on cyber liability and management liability. With expertise in complex risk scenarios, she ensures robust protection for corporate leadership and boards.
Anthony Pacholec
Senior Vice President, Contractors
Anthony Pacholec specializes in construction insurance, managing admitted multiline solutions for commercial and industrial contractors. His team provides expert underwriting and risk engineering support nationwide.
William Meisen
Senior Vice President, Target Segments
William Meisen leads Target Segments, focusing on agribusiness and energy insurance. His strategic vision addresses niche market needs with customized coverage and industry-specific expertise.
Questions
What types of insurance does Crum & Forster offer?
We provide property & casualty, cyber insurance, surety bonds, executive risk management, and specialty lines for commercial and personal clients.
How do I file a claim?
Report claims online or contact our claims team at 800-690-5520. We offer 24/7 support for cyber incidents and streamlined claims processing.
Do you offer coverage for small businesses?
Yes, our Binding Authority unit provides tailored solutions for small businesses, including general liability and property insurance with up to $30,000 in premium.
Is Crum & Forster financially stable?
We hold top ratings: AM Best A+ (Superior) and S&P AA- (Very Strong), reflecting our long-term financial strength and reliability.
What industries do you specialize in?
We serve construction, energy, healthcare, hospitality, manufacturing, and technology sectors, with niche expertise in environmental and cyber risks.
