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Business Details
47 Years
experience
Your Trusted Insurance Partner in Lake Jackson, TX
For 45 years, Best Insurance Services has been a trusted independent insurance agency serving Lake Jackson and Bay City, Texas. Our family-owned business combines decades of industry experience with personalized service, helping clients navigate complex insurance needs for auto, home, business, and specialty policies. We pride ourselves on our deep understanding of local risk factors and our commitment to finding tailored solutions that balance comprehensive coverage with competitive pricing.

Our knowledgeable team works tirelessly to ensure clients understand their policies while maintaining transparency and integrity in all our interactions. With a proven track record of customer satisfaction and community trust, we continue to build lasting relationships through exceptional service and expert guidance.
Services
Auto Insurance Home Insurance Business Insurance Flood Insurance Windstorm Insurance RV Insurance Motorcycle Insurance
Details
  • Year established: 1979
Highlights and features
  • 45 years of local insurance expertise with personalized service
  • Access to multiple top-rated insurance carriers for competitive options
  • Specialized knowledge of coastal property risks and coverage needs
  • Proven track record of customer satisfaction with 5-star client testimonials
  • Comprehensive policy reviews to ensure optimal coverage and cost efficiency
What people say
Extremely helpful Competitive rates Professional service Prompt assistance Excellent coverage
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual driving habits and vehicle needs. Our policies include liability, collision, and comprehensive coverage while offering discounts for bundling, safety features, and responsible driving. With access to major carriers like Progressive and GEICO, we help clients find competitive rates that balance coverage and affordability for both personal and business vehicles.
Home Insurance
Our home insurance policies protect against common risks including fire, theft, and severe weather damage. We specialize in coastal property coverage, offering standard dwelling protection, personal property coverage, and liability protection while advising on additional flood or windstorm endorsements. Our team helps clients determine appropriate coverage limits based on replacement costs and local building regulations.
Business Insurance
We offer customized business insurance packages including general liability, commercial property, and workers' compensation coverage. Our solutions cater to small and mid-sized businesses in Lake Jackson and Bay City, with options for business owners policies (BOP) that combine essential protections. We help clients assess risk exposure and implement cost-effective insurance strategies tailored to their industry and growth goals.
Flood Insurance
We provide flood insurance through the National Flood Insurance Program (NFIP) for properties in high-risk areas. Our specialists help clients understand coverage options for both building structure and personal property, explain waiting periods, and navigate the claims process. We serve homeowners and businesses in flood-prone regions near Brazoria and Matagorda counties.
Windstorm Insurance
Our windstorm insurance solutions address the specific risks of severe weather in coastal Texas. We help homeowners and businesses secure coverage for roof, window, and property damage caused by high winds. Our team provides policy reviews to ensure adequate protection and advises on additional endorsements where standard homeowners policies may have limitations.
People
Cindy Hernandez
Insurance Agent
Cindy Hernandez brings extensive insurance expertise to Best Insurance Services, consistently delivering excellent client service. She specializes in helping clients find competitive home insurance policies while maintaining prompt, professional communication and timely resolution of client needs.
Mary Lou Cervantes
Insurance Representative
Mary Lou Cervantes combines professionalism with personalized service, helping clients secure cost-effective insurance solutions. She has earned recognition for her thorough approach to client education and commitment to finding policies that meet individual coverage requirements while maintaining exceptional customer satisfaction.
Liz Howard
Senior Insurance Agent
With over 30 years of industry experience, Liz Howard provides expert insurance guidance to residential and commercial clients. She specializes in policy optimization, helping clients achieve better coverage at reduced costs while maintaining a friendly, client-focused approach that has earned consistent positive testimonials.
Questions
What types of insurance do you offer?
We offer auto, home, business, flood, windstorm, RV, and motorcycle insurance, along with specialized policies like SR-22 filings and commercial coverage options.
Do you serve areas outside Lake Jackson?
Yes, we serve Bay City and surrounding areas in Brazoria and Matagorda counties, providing both personal and business insurance solutions.
Can I get help with insurance claims?
Our team provides guidance throughout the claims process, helping you document losses and communicate with insurers to ensure timely resolution.
Do you offer policy reviews?
Yes, we recommend annual policy reviews to ensure your coverage adapts to changing needs while identifying potential cost-saving opportunities.
Are you affiliated with major insurance carriers?
We work with top-rated carriers including Progressive and GEICO, giving clients access to competitive coverage options.
How can I get a quote?
Request a quote online or contact our Lake Jackson office at 979-297-2655 to speak with an agent about personalized coverage options.