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If you utilize one or more vehicles to transport people or goods as part of your business, you need business auto insurance. When deciding which policy to invest in, it's worth considering the types of damage your vehicles are likely to face. Choosing the cheapest insurance policy is seldom the wisest option. Here are three common types of accidents that can affect commercial vehicles: 1. Collision Damage Commercial vehicles can be involved in a collision as easily as personal vehicles.

Being involved in a hit and run accident can be a nightmare of a problem, especially if you do not have the right type of insurance coverage. According to AAA, there is at least one hit and run accident every minute of the day in the U.S., which means there is a big chance you could someday be involved in a crash like this. To be covered against hit and runs, you will need to make sure you have the following auto insurance coverage.

If you recently retired and are over the age of 60 or 70, you probably fall into the category of a senior citizen.
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