Business Details
Your Trusted Partner for Crop Insurance Solutions
At Malpert Insurance, we have built our business on a foundation of experience, knowledge, and exceptional customer service. With decades of expertise in the crop insurance industry and firsthand experience as crop producers, we deeply understand the challenges farmers face daily. Our team of dedicated agents combines industry knowledge with personalized support to help clients secure the best policies and coverage for their operations. We prioritize staying ahead of industry changes to ensure our clients receive the most up-to-date information and resources. By maintaining close relationships with industry experts, market analysts, and growers, we deliver cutting-edge solutions tailored to evolving insurance needs.Our commitment to first-class service extends to every client interaction, ensuring clarity, reliability, and trust. We actively monitor shifts in crop insurance regulations to proactively address how they impact our clients' operations. Our mission is to provide comprehensive risk management tools while fostering long-term partnerships built on integrity and accountability. Through our localized approach and national insights, we empower agricultural producers to protect their livelihoods with confidence.
Services
Multi-Peril Crop Insurance
Revenue Protection (RP)
Actual Production History (APH)
Livestock Risk Protection (LRP)
Pasture Rangeland & Forage Insurance
Highlights and features
- We combine decades of crop insurance expertise with firsthand farming experience.
- Our team provides personalized guidance on USDA-compliant insurance policies.
- We offer tailored risk management solutions for corn, soybean, and wheat producers.
- Our staff maintains up-to-date knowledge of evolving insurance regulations.
- We prioritize transparent communication and client education throughout the process.
Services
Multi-Peril Crop Insurance
Multi-Peril Crop Insurance protects against yield losses from natural causes like drought, excessive moisture, and pests, as well as revenue losses from price fluctuations. Producers select coverage levels between 55-85% of average yields, with payouts based on the greater of projected or harvest prices. This comprehensive policy ensures financial stability during unforeseen agricultural challenges.
Revenue Protection
Revenue Protection policies safeguard against both yield losses and revenue declines caused by market price changes. Coverage uses USDA-determined projected and harvest prices, with indemnities triggered when production value falls below insured thresholds. This solution helps producers maintain profitability despite volatile market conditions.
Pasture Rangeland & Forage Insurance
PRF Insurance protects livestock producers against forage losses due to precipitation shortages. Using NOAA rainfall data grids, policies calculate payouts based on deviations from normal precipitation during critical growth periods. This index-based coverage provides financial security for grazing and hay production operations.
Livestock Risk Protection
Livestock Risk Protection offers price risk management for cattle, sheep, and hog producers. Policies pay indemnities when regional cash prices fall below insured levels, while allowing producers to benefit from market price increases. This tool helps stabilize income for livestock operations facing volatile markets.
Crop Hail Insurance
Crop Hail Insurance provides protection against hail damage through customizable deductible plans. Options include full coverage, stand-alone policies with varying deductibles, and combined plans that transition to full coverage at specific loss thresholds. This flexible solution complements broader crop insurance programs.
People
Caitlin Hoots
Agent
Caitlin Hoots brings extensive agricultural insurance expertise to Malpert Insurance, combining industry knowledge with a commitment to personalized client service.
Larry Malpert
Agent
Larry Malpert leverages deep local farming insights and insurance experience to help producers navigate complex risk management decisions.
Dorn Malpert
Agent
Dorn Malpert provides tailored insurance solutions, drawing on years of experience in agricultural risk management and policy development.
Jared Kuehn
Agent
Jared Kuehn specializes in crop insurance programs, offering expert guidance to help farmers protect their investments against unpredictable conditions.
Dylan Hanson
Agent
Dylan Hanson combines technical insurance knowledge with practical agricultural experience to deliver comprehensive risk protection strategies to clients.
Questions
What are the crop insurance deadlines?
The annual sales closing date is March 15th for most crops in the upper Midwest, with September 30th for fall-seeded crops and December 1st for PRF policies.
How do I file a crop insurance claim?
Contact your insurance agent first to discuss policy details, then an adjuster will assess losses. Maintain documentation until the adjuster approves crop destruction or replanting.
What is the Trend-Adjusted APH Option?
TA-APH adjusts eligible yields based on historical county yield increases. Check with your agent to determine qualification and county yield factors.
What does Pasture Rangeland & Forage Insurance cover?
PRF insurance protects against forage losses from precipitation shortages, using NOAA data grids to calculate indemnities based on rainfall deviations.
How does Livestock Risk Protection work?
LRP policies pay indemnities when regional cash prices fall below insured levels, allowing producers to benefit from market price increases while managing downside risk.
