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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Ontonagon, MI
Domitrovich Insurance has served the Ontonagon community since 1964, providing tailored insurance solutions for homes, businesses, vehicles, and families. Our independent agent model allows us to offer competitive pricing through partnerships with 11 top-rated carriers, ensuring clients receive comprehensive coverage that meets their unique needs. With over five decades of local expertise, we prioritize personalized service and community engagement, supporting organizations like the Ontonagon County Chamber of Commerce and local youth sports programs.

Our team of licensed professionals brings deep industry knowledge and a commitment to transparency, offering guidance on life, health, and annuity products alongside real estate services. We maintain an open-door policy for client consultations, emphasizing accessibility through flexible communication channels including in-person visits, phone, and email. As a family-owned business, we combine generational experience with modern technological capabilities to streamline insurance processes for our clients.
Services
Auto Insurance Home Insurance Life Insurance Business Insurance Pet Insurance
Details
  • Year established: 1964
Highlights and features
  • We offer personalized insurance options tailored to your needs
  • Our team is deeply involved in the Ontonagon community
  • We work with top-rated carriers to ensure quality coverage
  • Available at any time for assistance with claims or questions
  • Third-generation family-owned agency with local expertise
What people say
Knowledgeable agents Great prices Community involvement Personalized options Multi-generational service
Services
Auto Insurance
We provide comprehensive auto insurance coverage tailored to individual drivers and families. Our policies protect against liability, collision, and uninsured motorists while offering flexible payment options. With access to multiple carriers, we help clients find competitive rates without compromising coverage quality. Our agents assist with policy reviews and claims processing to ensure continuous protection.
Home Insurance
Our home insurance policies protect residential properties against fire, theft, and natural disasters. We offer customizable coverage options including personal property protection and liability insurance. The agency works with clients to assess individual risk factors and recommend appropriate policy limits. Regular policy reviews ensure coverage evolves with changing needs like home renovations or valuable acquisitions.
Life Insurance
We offer life insurance solutions including term and permanent policies to protect families financially. Our agents explain policy details like death benefits, premium structures, and cash value components. The agency assists clients in determining appropriate coverage amounts based on income replacement needs and outstanding debts. We also provide policy reviews to ensure continued alignment with life changes.
Business Insurance
Our business insurance packages protect commercial operations against property damage, liability claims, and business interruption. We offer customized solutions for local businesses including coverage for equipment, inventory, and professional liability. The agency helps clients navigate risk management strategies and ensures compliance with industry-specific insurance requirements through multiple carrier options.
Pet Insurance
We provide pet insurance plans covering veterinary expenses for accidents, illnesses, and routine care. Our policies help manage costs for emergency treatments, surgeries, and chronic condition management. The agency works with clients to compare coverage options across providers, emphasizing preventive care benefits and reimbursement structures. We assist with claims submission and policy renewals to maintain continuous pet protection.
People
Donny Domitrovich
Insurance Agent
Third-generation insurance professional with 20+ years experience. Licensed in personal/commercial insurance and real estate. Active in local fire department and chamber of commerce. Graduated from Northern Michigan University.
Sheri Hirvela
Customer Service Representative
Licensed agent since 2013 with expertise in policy administration. Active community volunteer supporting youth sports and cancer association events. Manages customer service operations and policy documentation.
Lauren Miles
Insurance Agent
Licensed agent since 2018 with focus on customer relations. Active hockey mom and community volunteer. Specializes in personal insurance policies and client education about coverage options.
Donna Nethery
Insurance Agent
Licensed agent since 2010 with expertise in policy reviews. Active in local chamber of commerce and recreation commission. Owns additional businesses including boat rental and gift shop. Provides personalized insurance consultations.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, and pet insurance policies through multiple carrier partnerships.
How do you help find affordable coverage?
As independent agents, we compare rates across 11 carriers to find competitive pricing tailored to your needs.
Are you involved in the local community?
Yes, we actively support local organizations including schools, sports programs, and economic development initiatives.
How do I file an insurance claim?
Contact our office directly or use carrier-specific online claims portals available on our website.
Can you help review my existing policies?
Our agents provide free policy reviews to ensure your coverage meets current needs and explains all terms clearly.