Business Details
9 Years
experience
Your Trusted Partner for Insurance and Retirement Solutions
JRM Insurance Associates is a family-owned and operated financial services firm dedicated to providing personalized insurance and retirement planning solutions. With over 30 years of combined experience, our team prioritizes client needs through a goals-based approach to financial planning. As an independent agency, we collaborate with multiple insurance providers to secure competitive options tailored to individual requirements.Our commitment to transparency and community involvement ensures clients receive reliable guidance for achieving long-term financial security. We specialize in life insurance, Medicare programs, and retirement strategies, empowering clients to navigate complex financial decisions with confidence.
Services
Life Insurance
Health Insurance
Medicare
Retirement Planning
Annuities
Details
- Year established: 2017
Highlights and features
- We offer 30+ years of combined experience in financial services and insurance planning.
- Our personalized approach focuses on your unique financial goals and life circumstances.
- As an independent agency, we access multiple insurance providers for competitive options.
- We specialize in senior market insurance programs with proven expertise in Medicare solutions.
- Our team maintains active community involvement and local market knowledge in Connecticut.
Services
Life Insurance
We provide comprehensive life insurance options including term, whole, universal, and final expense policies. Our solutions protect loved ones through death benefits while offering cash value accumulation opportunities. With expertise in senior market needs, we help clients secure financial protection tailored to their family circumstances and retirement goals.
Medicare Programs
Our Medicare specialists assist with Advantage Plans, Supplement Insurance, and prescription drug coverage. We help seniors navigate enrollment options and select plans that complement Original Medicare benefits. With proven success in Connecticut's senior markets, we ensure clients maximize coverage while minimizing out-of-pocket expenses through competitive insurance solutions.
Retirement Planning
We develop personalized retirement strategies using IRAs, annuities, and pension planning tools. Our approach considers Social Security optimization, income needs, and risk management. By analyzing current financial status and future goals, we create roadmaps that help clients achieve financial independence while addressing potential healthcare costs in retirement.
People
John R. Marino
President-CEO
John brings 30+ years of financial services experience, including leadership roles at major insurers. He holds the Chartered Life Underwriter designation and specializes in senior market insurance programs. His expertise in Medicare solutions earned top broker recognition in Connecticut.
James P. Marino
Managing Partner
James has 25+ years of insurance underwriting experience, including senior roles at Liberty Mutual. He established JRM's health insurance division and focuses on client relationship management. His business administration background supports strategic financial planning services.
Questions
What insurance products do you specialize in?
We specialize in life insurance, Medicare Advantage/Supplement plans, and retirement solutions including annuities and IRAs.
Are you an independent insurance agency?
Yes, we partner with multiple insurers to provide competitive options rather than being tied to a single provider.
Do you offer retirement income planning?
Yes, we create personalized retirement strategies considering Social Security optimization and healthcare cost projections.
What areas do you serve?
We primarily serve Connecticut residents with a focus on the Newington area and surrounding communities.
