Business Details
It is important that you find the best possible rate for your auto and home insurance policy. Insurance in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan. Rice and Fowler Insurance Agency offers personal insurance and business insurance services. Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs, as well as your budget.
We'll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs. Established in 1998, Rice and Fowler Insurance Agency is an independent insurance agency specializing in home insurance, auto insurance, farm insurance, business insurance and church insurance in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout the state of Michigan.
Being independent means that our priority is you-not the insurance company. We represent many A+ rated carriers that offer a wide variety of coverage options and price points, enabling us to deliver the right blend of price, coverage and service.
We'll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs. Established in 1998, Rice and Fowler Insurance Agency is an independent insurance agency specializing in home insurance, auto insurance, farm insurance, business insurance and church insurance in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout the state of Michigan.
Being independent means that our priority is you-not the insurance company. We represent many A+ rated carriers that offer a wide variety of coverage options and price points, enabling us to deliver the right blend of price, coverage and service.
Services
Meet Our Team
Not all insurance agents are created equal.
At Rice and Fowler Insurance Agency, we go out of our way to treat our clients like people and we use our industry experience and diversified knowledge base to protect what you value most in business and in life.
Rice and Fowler Insurance Agency is an independent insurance agency made up of exceptional, passionate people focused on protecting you from the unexpected.
Rice and Fowler Insurance Agency is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
At Rice and Fowler Insurance Agency, we go out of our way to treat our clients like people and we use our industry experience and diversified knowledge base to protect what you value most in business and in life.
Rice and Fowler Insurance Agency is an independent insurance agency made up of exceptional, passionate people focused on protecting you from the unexpected.
Rice and Fowler Insurance Agency is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
Client Portal
Life can be unpredictable.
You can count on us to be there for you, ensuring things happen promptly and efficiently, always with the goal of getting your life and business back to normal as quickly as possible.
Rice and Fowler Insurance Agency is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
You can count on us to be there for you, ensuring things happen promptly and efficiently, always with the goal of getting your life and business back to normal as quickly as possible.
Rice and Fowler Insurance Agency is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
We Are Independent
We are an independent insurance agency in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
Insurance can be a complicated purchase that requires more than 15 minutes of your time.
As an independent insurance agency we work for you, not the insurance company - giving you the power of choice.
As an independent insurance agency, we represent many different insurance companies which offer a wide variety of coverage options and price points.
With our connections and knowledge of the market, we can often find a better value for your insurance dollar than you might find searching on your own.
Insurance can be a complicated purchase that requires more than 15 minutes of your time.
As an independent insurance agency we work for you, not the insurance company - giving you the power of choice.
As an independent insurance agency, we represent many different insurance companies which offer a wide variety of coverage options and price points.
With our connections and knowledge of the market, we can often find a better value for your insurance dollar than you might find searching on your own.
Insurance Companies
Choosing the right insurance can be complicated.
We partner with the industry's leading insurance companies so you can enjoy the most appropriate, affordable protection.
Even better, we help you make the right choice.
Rice and Fowler Insurance Agency has access to leading insurance companies, ensuring we can find the right insurance coverage for your needs.
Rice and Fowler Insurance Agency is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
We partner with the industry's leading insurance companies so you can enjoy the most appropriate, affordable protection.
Even better, we help you make the right choice.
Rice and Fowler Insurance Agency has access to leading insurance companies, ensuring we can find the right insurance coverage for your needs.
Rice and Fowler Insurance Agency is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
Personal Insurance
Personal insurance in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
Life happens fast, and the truth is there's nothing as valuable as peace of mind.
Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs, as well as your budget.
Our insurance advisors take time to understand your unique needs, identify and eliminate gaps in coverage that might leave you exposed and create custom plans that fit your life.
Life happens fast, and the truth is there's nothing as valuable as peace of mind.
Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs, as well as your budget.
Our insurance advisors take time to understand your unique needs, identify and eliminate gaps in coverage that might leave you exposed and create custom plans that fit your life.
Home Insurance
Home insurance in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
Your home is one of your biggest assets, and it's important to do all that you can to protect it.
We'll help you plan for the unexpected with insurance coverage that's just right for you and your family.
Your home is both a valuable asset and the center of your life, so it's extra-important to cover every risk with homeowners insurance.
Get the right policy and you'll take care of the small and large risks related to owning a house at the same time.
Your home is one of your biggest assets, and it's important to do all that you can to protect it.
We'll help you plan for the unexpected with insurance coverage that's just right for you and your family.
Your home is both a valuable asset and the center of your life, so it's extra-important to cover every risk with homeowners insurance.
Get the right policy and you'll take care of the small and large risks related to owning a house at the same time.
Auto Insurance
Car and truck insurance in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
Your vehicle can be a fairly costly investment-one that is exposed to many potential losses that are out of your control.
We'll make sure you have the protection you need at a price you can afford.
A car or truck is often your biggest asset aside from your home.
Auto insurance protects against potentially crippling financial losses and the sheer inconvenience of being without transportation.
Your vehicle can be a fairly costly investment-one that is exposed to many potential losses that are out of your control.
We'll make sure you have the protection you need at a price you can afford.
A car or truck is often your biggest asset aside from your home.
Auto insurance protects against potentially crippling financial losses and the sheer inconvenience of being without transportation.
Motorcycle Insurance
Motorcycle insurance in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
While you're on the road chasing the sunset, you need insurance that works hard to protect your adventurous spirit.
We'll help you hit the road with smart, customized coverage-no matter what journeys you find yourself on.
As with auto insurance, motorcycle insurance policies are made up of several components, some of which are legally required while others are optional, but a smart buy.
While you're on the road chasing the sunset, you need insurance that works hard to protect your adventurous spirit.
We'll help you hit the road with smart, customized coverage-no matter what journeys you find yourself on.
As with auto insurance, motorcycle insurance policies are made up of several components, some of which are legally required while others are optional, but a smart buy.
Condo Insurance
Condo insurance in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
The master condo policy typically protects only the shell of your unit, leaving your personal property and the unit interior at risk.
We'll make sure you understand your bylaws and have the protection you need.
Your condo association's insurance policy likely covers certain aspects of your condo, such as common or shared areas.
As a result, it may cover your condo unit, but not any improvements you make or fixtures you add to the condo.
The master condo policy typically protects only the shell of your unit, leaving your personal property and the unit interior at risk.
We'll make sure you understand your bylaws and have the protection you need.
Your condo association's insurance policy likely covers certain aspects of your condo, such as common or shared areas.
As a result, it may cover your condo unit, but not any improvements you make or fixtures you add to the condo.
Flood Insurance
Flood insurance in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
Just because you don't live in a high flood risk area, doesn't mean it'll never happen to you.
We'll provide the specialized coverage you need to help protect your home from rising waters-even if you're not in a flood zone.
The first is that flood insurance is only needed for people living in designated flood zones.
In reality, flooding is a potential risk everywhere and the damage can be devastating.
Just because you don't live in a high flood risk area, doesn't mean it'll never happen to you.
We'll provide the specialized coverage you need to help protect your home from rising waters-even if you're not in a flood zone.
The first is that flood insurance is only needed for people living in designated flood zones.
In reality, flooding is a potential risk everywhere and the damage can be devastating.
Business Insurance
Business insurance in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
In today's ever-changing environment, risk is constant.
Business insurance isn't.
We'll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs.
We know that you cannot outrun your risk, but you can be ready for it.
What if a hurricane causes you to lose power to your building and your operations cease, or if a fire severely damages your building?
In today's ever-changing environment, risk is constant.
Business insurance isn't.
We'll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs.
We know that you cannot outrun your risk, but you can be ready for it.
What if a hurricane causes you to lose power to your building and your operations cease, or if a fire severely damages your building?
Farm Insurance
Farm insurance in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
It can be overwhelming to think about insuring your farm if it's both your home and your business.
Farm insurance eliminates the confusion and allows you to simplify your insurance into a single policy.
When your farm is both your home and your business, insurance can seem like a complicated topic.
In fact, it's an opportunity to get a single policy that meets all your needs.
The key is being certain what you want from a farm insurance policy and making sure your insurer provides it.
It can be overwhelming to think about insuring your farm if it's both your home and your business.
Farm insurance eliminates the confusion and allows you to simplify your insurance into a single policy.
When your farm is both your home and your business, insurance can seem like a complicated topic.
In fact, it's an opportunity to get a single policy that meets all your needs.
The key is being certain what you want from a farm insurance policy and making sure your insurer provides it.
Business Owners Insurance
Business owners insurance in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
A Business Owners Policy (BOP) combines business property and business liability insurance into one convenient policy.
We'll work with you to design coverage that protects your business from a variety of risks, unique to you.
The first type is property insurance.
Property insurance covers risks associated with your business' premises, equipment and vehicles.
Additionally, it often includes any associated loss of business.
A Business Owners Policy (BOP) combines business property and business liability insurance into one convenient policy.
We'll work with you to design coverage that protects your business from a variety of risks, unique to you.
The first type is property insurance.
Property insurance covers risks associated with your business' premises, equipment and vehicles.
Additionally, it often includes any associated loss of business.
Church Insurance
Church insurance in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
A church is so much more than a place of worship-it's also a community center, an employer and oftentimes, a home.
We offer customized insurance options that fit all of these unique needs.
When insuring a church you need to think of it as a building, but also as a community group, an employer and in some cases a priest's home.
That's why specialized church insurance is your best route to financial peace of mind.
A church is so much more than a place of worship-it's also a community center, an employer and oftentimes, a home.
We offer customized insurance options that fit all of these unique needs.
When insuring a church you need to think of it as a building, but also as a community group, an employer and in some cases a priest's home.
That's why specialized church insurance is your best route to financial peace of mind.
General Liability Insurance
General liability insurance in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
No matter the size and nature of your business, there are always uncertainties.
We'll work with you to determine your business risks and we'll put together an insurance package that makes sense for your business.
When you look around your business, it's obvious that you need to protect against damage to your buildings, equipment and staff.
Less obvious-but no less important-is the risk of damage to other people and businesses, which could leave you paying out large sums if you are held liable.
No matter the size and nature of your business, there are always uncertainties.
We'll work with you to determine your business risks and we'll put together an insurance package that makes sense for your business.
When you look around your business, it's obvious that you need to protect against damage to your buildings, equipment and staff.
Less obvious-but no less important-is the risk of damage to other people and businesses, which could leave you paying out large sums if you are held liable.
Business Auto Insurance
Business auto insurance in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
Whether you have one vehicle or a whole fleet, we can help you implement custom coverage that will protect your business and personal assets from the additional exposure that commercial vehicles bring with them.
A vehicle collision is never good news, but when it's one of your business' cars or trucks, the consequences are more complicated.
Business auto insurance, also called commercial auto insurance, takes all the elements of normal auto coverage and adds on extra protection.
Whether you have one vehicle or a whole fleet, we can help you implement custom coverage that will protect your business and personal assets from the additional exposure that commercial vehicles bring with them.
A vehicle collision is never good news, but when it's one of your business' cars or trucks, the consequences are more complicated.
Business auto insurance, also called commercial auto insurance, takes all the elements of normal auto coverage and adds on extra protection.
Contact
We care deeply about providing the best online experience to all visitors.
If you need help using our website or have a question about accessibility, contact us and we will be in touch.
Rice and Fowler Insurance Agency is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
If you need help using our website or have a question about accessibility, contact us and we will be in touch.
Rice and Fowler Insurance Agency is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
Insurance Quote
When it comes to insurance, you need more than just coverage.
You need a trusted advisor.
Our insurance experts will custom-design an insurance program that is tailored to meet your specific needs.
Rice and Fowler Insurance Agency is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
You need a trusted advisor.
Our insurance experts will custom-design an insurance program that is tailored to meet your specific needs.
Rice and Fowler Insurance Agency is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected in St. Johns, MI, Kentwood, MI, Grand Rapids, MI, Clinton County, MI and throughout Michigan.
