Business Details
28 Years
experience
Your Trusted Partner for Educator Insurance Solutions
Educator Insurance Service (EIS) was founded in 1998 by Chuck Ray, who has dedicated over four decades to serving New Jersey educators and school administrators. Our team averages 15 years of experience working directly with NJEA members, combining deep institutional knowledge with personal connections, as two-thirds of our staff have family members within the educational community. We prioritize member needs over sales targets, offering tailored insurance solutions that protect income and provide critical illness coverage. Our expertise stems from decades of collaboration with NJEA and New Jersey School Administrators, ensuring our advice aligns with the unique needs of educators. We distinguish ourselves by maintaining a client-first approach, where our understanding of educational community benefits translates into personalized service.Our longevity and relationships demonstrate our commitment to the educational sector, not just as providers but as trusted partners. We focus on protecting families through comprehensive insurance products rather than transactional sales. Our operations are built on transparency, with policies issued through Prudential Insurance Company of America, ensuring reliability and industry-standard coverage. This specialized focus has earned us recognition as an extension of NJEA itself, reflecting our deep integration into the educational community's support systems.
Services
Disability Insurance
Critical Illness Coverage
Group Term Life Insurance
Income Protection Plans
School Administrators Insurance
Details
- Year established: 1998
Highlights and features
- We offer 40+ years of combined experience working with NJEA members
- Our team averages 15 years of specialized insurance expertise
- Two-thirds of our staff have family members who are NJEA educators
- We prioritize member needs over sales-driven recommendations
- Recognized as an extension of NJEA's support network
Services
Disability Insurance
Specialized disability coverage protects educators' income from accidents or illnesses. Three plan options accommodate varying needs with benefits paid directly to policyholders. Policies issued through Prudential Insurance Company of America ensure reliable financial protection during unexpected work interruptions.
Critical Illness Coverage
Comprehensive critical illness insurance covers major conditions like cancer and heart disease for educators, spouses, and children. Benefits provide lump-sum payments upon diagnosis, complementing existing medical coverage without substituting for standard healthcare insurance.
Group Term Life Insurance
NEA members receive exclusive group term life insurance plans that supplement district coverage. Cost-effective policies cover educators, spouses, and children with benefits paid in addition to existing employer-provided life insurance programs.
School Administrators Insurance
Tailored disability plans for New Jersey school administrators offer three distinct options. Coverage maintains income stability during disability periods caused by accidents or medical conditions, specifically addressing administrators' unique professional risks.
NJEA Income Protection
Customized insurance programs designed exclusively for NJEA members protect against income loss from disability. Plans integrate with state benefits while providing additional financial security through board-approved coverage options.
People
Chuck Ray
Founder
Founder with 45+ years of experience in educator insurance, established EIS in 1998 after decades working directly with NJEA members and school administrators.
David Knight
Account Executive
Experienced insurance professional with 20+ years serving NJEA members, specializing in customized disability and life insurance solutions for educators.
Greg Longo
Account Executive
Dedicated account executive with 18 years of experience helping educators navigate complex insurance needs through personalized coverage options.
Leslie Kendus
Account Executive
Insurance specialist with 25 years of service to NJEA members, focusing on comprehensive protection strategies for educators and their families.
Randy Hasbrouck
Account Executive
Seasoned insurance advisor with 22 years supporting New Jersey educators through tailored disability, life, and critical illness coverage solutions.
Questions
What insurance programs do you offer for NJEA members?
We provide disability insurance, critical illness coverage, and group term life insurance specifically designed for NJEA members and their families.
How do your disability plans differ from standard coverage?
Our plans offer specialized income protection tailored to educators' needs with three options for school administrators and customized solutions for teachers.
Can school administrators get coverage through EIS?
Yes, we offer three distinct disability insurance plans specifically designed for New Jersey school administrators' unique professional requirements.
How do I file a claim for benefits?
Contact Prudential Insurance Company of America directly through their claims department using the contact information provided in your policy documents.
Are your policies available nationwide?
While based in New Jersey, our insurance programs are available to NJEA members across the United States through our partnership with Prudential.
What makes EIS different from other insurance providers?
Our exclusive focus on educators, decades of experience, and deep understanding of NJEA members' specific needs create personalized insurance solutions.
