Business Details
Your Trusted Insurance Partner in Smithville, TN
DeKalb County Insurance, Inc. has served Smithville, DeKalb County, and Tennessee for over 36 years, with additional licensing across eight states. Our team, led by Principal Agent Jeff James, holds elite industry designations including Certified Insurance Counselor (CIC) and Certified Professional Insurance Agent (CPIA). We prioritize personalized service, community engagement, and continuous education to adapt to evolving client needs. Our approach focuses on understanding individual circumstances to provide tailored protection for families, homes, vehicles, and businesses. With expertise in life, auto, home, and commercial insurance, we represent top-rated carriers to deliver comprehensive solutions.We emphasize transparency, avoiding unnecessary coverage while maintaining vigilance against regulatory changes affecting client protection. Our commitment extends beyond policies through active participation in local organizations like the Lions Club and Giddens International. This dedication to service has fostered long-term relationships with clients across multiple generations. Our staff maintains specialized knowledge in niche areas including boat, motorcycle, and umbrella insurance. Through consistent community involvement and professional excellence, we aim to be the trusted insurance partner for Tennessee residents and businesses.
Services
Life Insurance
Auto Insurance
Home Insurance
Business Insurance
Renters Insurance
Boat Insurance
Motorcycle Insurance
RV Insurance
ATV Insurance
Umbrella Insurance
Highlights and features
- We offer 36+ years of insurance expertise tailored to Tennessee residents
- Our team holds elite industry designations including CIC and CPIA
- We provide personalized coverage without pushy sales tactics
- We maintain specialized knowledge in boat, motorcycle, and umbrella insurance
- Our staff actively contributes to local community organizations
Associations and certifications
- Certified Insurance Counselor (CIC)
- Certified Insurance Service Representative (CISR)
- Certified Professional Insurance Agent (CPIA)
What people say
Personalized service
Knowledgeable staff
Community involvement
Decades of experience
Transparent recommendations
Services
Life Insurance
Our life insurance specialists help protect your family's financial future through customizable term, whole, and universal life policies. We assess individual needs considering funeral expenses, debt obligations, and education funding. With flexible options from top-rated carriers, we ensure appropriate coverage levels that evolve with life changes while maintaining affordability.
Business Insurance
We safeguard Tennessee businesses with comprehensive commercial insurance solutions addressing liability, property protection, and risk management. Our expertise covers diverse business types including home-based operations, companies with commercial spaces, and those maintaining business vehicles or employees. We help clients select appropriate general liability, commercial property, and builders risk policies through multiple carrier partnerships.
Home Insurance
Our homeowners insurance provides tailored protection for primary residences and investment properties. We offer policies covering structural damage, personal belongings, and liability protection while offering bundling discounts with auto insurance. For renters, we provide affordable policies protecting personal property and providing liability coverage in leased spaces across Tennessee.
Auto Insurance
We provide comprehensive auto insurance solutions covering standard vehicles and specialty equipment. Our policies include bodily injury, comprehensive, collision, and medical payments coverage with options for loan/lease gap protection. We specialize in coverage for motorcycles, ATVs, RVs, and boats while offering teen driver programs and bundling discounts.
Umbrella Insurance
Our umbrella insurance policies provide additional liability protection beyond standard policy limits. This coverage extends across multiple policy types, offering financial security against major claims or lawsuits. We help clients determine appropriate coverage levels based on individual risk profiles and asset protection needs.
People
Jeff James
Principal Agent
With over 36 years of insurance experience, Jeff holds Certified Insurance Counselor (CIC), Certified Insurance Service Representative (CISR), and Certified Professional Insurance Agent (CPIA) designations. He actively contributes to local organizations including Giddens International and the Lions Club while serving as a church elder and teacher.
Questions
What types of insurance do you offer?
We provide life, auto, home, business, boat, motorcycle, RV, ATV, renters, and umbrella insurance policies tailored to Tennessee residents and businesses.
Do you serve areas outside Tennessee?
While based in Smithville, we're licensed to provide insurance in Alabama, Georgia, Iowa, Kentucky, Michigan, Nevada, Oregon, and Texas.
How can I get a quote?
Request personalized quotes online for life, auto, home, or business insurance, or call us directly at 615-597-0660 for agent-assisted options.
What sets you apart from other agencies?
Our 36+ years of local experience, elite industry certifications, and community-focused approach distinguish us from other insurance providers.
Do you offer policy bundling discounts?
Yes, we offer bundling options for home and auto insurance policies that can save clients hundreds of dollars annually.
How do you handle policy changes?
We proactively help clients update coverage as life circumstances change, ensuring protection remains aligned with evolving needs and regulations.
