Business Details
10 Years
experience
Your Trusted Insurance Partner in Willow Grove, PA
Robbins Insurance & Financial Services is an independent, family-owned agency rooted in Willow Grove, Pennsylvania, serving clients across seven states. Founded in 2016, we prioritize transparent, personalized insurance solutions for individuals, families, and businesses. Our team combines local expertise with multi-state licensing to offer tailored coverage through partnerships with top-rated carriers.We emphasize real human guidance, policy reviews as clients' lives evolve, and a client-first approach that has earned us a 4.9-star rating. Our services span personal insurance, commercial solutions, surety bonds, and specialized coverage for coastal properties, reflecting our commitment to community and long-term relationships.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Surety Bonds
Umbrella Insurance
Commercial Insurance
Flood Insurance
NJ Contractor License Bond
Details
- Year established: 2016
Highlights and features
- We offer local knowledge with regional reach across seven Mid-Atlantic states
- Our independent agency partners with multiple top-rated insurance carriers
- Dedicated quoting support availablenot just automated tools
- Specialized expertise in coastal property and NJ contractor license bonds
- 4.9-star rated agency with personalized policy reviews as your life evolves
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to drivers across Pennsylvania and New Jersey. Our offerings include coverage for commuters, families, retirees, and high-risk drivers, with options for multi-state registration and seasonal use. We help clients navigate low-mileage discounts, SR-22 requirements, and bundling opportunities while ensuring compliance with regional regulations.
Homeowners Insurance
Our homeowners insurance covers primary residences, seasonal properties, and rental investments throughout the Mid-Atlantic region. We specialize in coastal property coverage, flood zone assessments, and specialized policies for second homes. Our team helps clients understand replacement cost calculations, elevation certificates, and appropriate dwelling coverage limits for their specific needs.
Surety Bonds
We offer fast, compliant surety bond solutions for contractors and businesses, particularly focusing on New Jersey license requirements. Our services include contractor license bonds, performance bonds, and bid bonds with same-day issuance capabilities. We assist clients in understanding credit-based pricing and navigating state-specific bonding regulations across multiple jurisdictions.
Commercial Insurance
Our commercial insurance packages protect small businesses, contractors, and property owners with general liability, property insurance, and workers' compensation coverage. We specialize in policies for home service contractors, real estate professionals, and seasonal property managers. Our team provides fast certificate of insurance issuance and multi-state coverage options for mobile operations.
Life Insurance
We offer term life, whole life, and final expense insurance policies with transparent comparisons and no-pressure guidance. Our services include instant quoting tools for term life and personalized consultations for permanent coverage options. We help clients understand policy differences, medical underwriting considerations, and appropriate coverage amounts based on family and financial circumstances.
People
David Robbins
Founder, Principal Agent
David Robbins founded Robbins Insurance in 2016 after previous roles at Liberty Mutual and Prudential Annuities. A Bucks County native, he holds Series 6 and 63 licenses and specializes in personalized insurance solutions. Active in youth sports coaching, he brings community-focused values to his insurance practice.
Albert Brown
Licensed Agent & Real Estate Professional
Albert 'Chip' Brown combines insurance expertise with extensive real estate knowledge, particularly valuable for property owners in New Jersey's coastal areas. His dual expertise enables comprehensive guidance for clients navigating complex property and insurance decisions across multiple states.
Jessica Iraheta
Office Administrator
Jessica Iraheta joined Robbins Insurance in 2024, bringing strong organizational skills from prior roles in marketing, photography, and paralegal work. She manages daily operations and client communications while balancing family responsibilities as a mother of four boys in the Abington area.
Questions
How does auto insurance work across state lines?
We structure policies to ensure compliance in both states, particularly for PA-NJ commuters, covering registration differences and multi-state usage requirements.
Can I insure a second home I only use seasonally?
Yes, we specialize in coverage for seasonal properties including shore homes, with appropriate flood zone assessments and usage-based policy terms.
What's the difference between term and whole life insurance?
Term life offers affordable temporary protection while whole life includes lifelong coverage with cash value accumulation. We help compare options based on your goals.
Are NJ contractors required to carry surety bonds?
Yes, since 2025 all licensed NJ contractors must maintain surety bonds. We provide fast, compliant bonding solutions with same-day issuance capabilities.
Does homeowners insurance cover flood damage?
No, standard policies exclude flood damage. We offer separate flood insurance through both NFIP and private markets for coastal and inland properties.
