Business Details
38 Years
experience
Your Trusted Insurance Partner in Hebron, CT
Founded in 1988, Lobo Insurance has built a reputation for delivering personalized insurance solutions with integrity and expertise. Our mission centers on providing competitive pricing while tailoring coverage to meet individual client needs through partnerships with premier carriers. With over three decades of combined experience, our team prioritizes swift claims resolution and ongoing client education about industry advancements. Our commitment to community values, reflected in our active local involvement, ensures clients receive both professional service and genuine care for their long-term security. Services
Home Insurance
Auto Insurance
Business Insurance
Life & Health Insurance
Annuities
Details
- Year established: 1988
Highlights and features
- We offer 35+ years of combined insurance expertise since 1988
- Our team tailors coverage to individual client needs
- We represent multiple premier insurance carriers
- We provide quick response to claims activity
- Our staff maintains deep local community knowledge
Services
Home Insurance
Our home insurance policies protect residential properties against common risks including fire, theft, and natural disasters. We offer customizable coverage options that adapt to unique homeowner needs while ensuring compliance with Connecticut's specific insurance requirements. Our agency works with multiple carriers to find cost-effective solutions that balance comprehensive protection with affordability.
Business Insurance
We provide tailored business insurance packages including liability protection, property coverage, and workers' compensation. Our commercial policies address industry-specific risks while helping Connecticut businesses maintain regulatory compliance. With access to multiple carriers, we create comprehensive protection plans that safeguard both small local operations and larger commercial enterprises.
Life & Health Insurance
Our life and health insurance solutions offer financial security for individuals and families through term life policies, health coverage, and disability protection. We specialize in both personal and group plans that adapt to changing life circumstances. Our agency provides ongoing policy reviews to ensure coverage remains aligned with clients' evolving needs and financial goals.
Annuities
We offer annuity products as part of comprehensive retirement planning strategies. Our financial solutions help clients establish steady income streams while managing investment risks. With access to various annuity options, we help Connecticut residents create personalized plans that complement their existing retirement savings and long-term financial objectives.
Auto Insurance
Our auto insurance policies provide mandatory liability protection and optional comprehensive coverage for Connecticut drivers. We offer competitive rates through multiple carriers while ensuring compliance with state requirements. Our agency assists with policy customization for different vehicle types and driving profiles to balance protection needs with budget considerations.
People
Tom Lobo
President
With over 50 years in insurance, Tom founded the agency in 1988 after working with American Mutual Insurance. He holds a UConn degree, maintains pilot certification, and combines global experience with local expertise to serve multi-generational clients.
Andrea Lobo Boyle
Vice President
Licensed since 1992, Andrea returned to the agency in 1997 after underwriting experience at The Hartford. She holds architecture credentials, serves on Wethersfield's design committee, and brings commercial insurance expertise to the agency's operations.
Questions
What types of insurance do you offer?
We provide home, auto, business, life/health insurance, and annuity products through multiple premier carriers.
How do you help with insurance claims?
Our agency prioritizes quick response to claims activity and provides ongoing support throughout the claims process.
Do you serve areas outside Hebron?
While based in Hebron, CT, we serve clients throughout Connecticut with personalized insurance solutions.
How do you customize insurance policies?
We analyze individual needs and match them with products from our network of premier insurance carriers.
What experience does your team have?
Our team combines over 35 years of agency operation with additional industry experience from major insurance companies.
