Business Details
50+ Years
experience
Your Trusted Financial Advisers in Hilo, HI
Stan A Kinoshita & Associates has served Hawaii residents since 1966, specializing in insurance and financial services. Our team of experienced professionals offers tailored solutions for life insurance, retirement planning, and both personal and commercial insurance needs. With over 85 years of combined experience, we prioritize personalized service and local expertise. Our retirement plan specialists hold credentials from the American Society of Pension Actuaries and National Institute of Pension Administrators. We maintain partnerships with major insurance providers to deliver comprehensive coverage options.Our commitment to transparency and client education ensures informed decision-making. As a locally owned agency, we understand Hawaii's unique insurance landscape. Our services extend to specialty programs like travel medical insurance and industry-specific coverages. We emphasize long-term relationships built on trust and reliability. Continuous professional development ensures our team remains at the forefront of industry advancements.
Services
Life Insurance
Retirement Plans
Business Insurance
Personal Insurance
Travel Medical Insurance
Details
- Year established: 1966
Highlights and features
- We offer over 85 years of combined experience in insurance and retirement planning
- Our team holds professional designations from ASPA and NIPA
- We provide access to major national insurance carriers
- We specialize in Hawaii-specific insurance solutions
- We maintain a locally owned, client-focused business model
Associations and certifications
- American Society of Pension Actuaries
- National Institute of Pension Administrators
Services
Life Insurance
We offer comprehensive life insurance solutions including term, universal, and whole life policies. Our products protect families and businesses through customizable coverage options. With access to major national carriers, we help clients secure financial futures while considering tax implications and estate planning needs.
Retirement Plans
Our qualified retirement plans provide tax-advantaged savings solutions for businesses and individuals. We specialize in defined benefit and contribution plans with actuarial support. Services include plan design, administration, and compliance with federal tax regulations to optimize clients' retirement security.
Business Insurance
We provide comprehensive commercial coverage including liability, property, and specialty insurance. Our offerings protect businesses against risks like earthquakes, floods, and industry-specific exposures. Tailored solutions address needs of Hawaii businesses from small operations to specialized industries.
Personal Insurance
Our personal insurance portfolio covers homes, vehicles, and personal liabilities. We offer earthquake, flood, and umbrella policies tailored to Hawaii's unique environment. Specialized programs protect condominium owners, renters, and those with non-traditional home situations like lava zone properties.
Travel Medical Insurance
We distribute travel medical insurance through GeoBlue for international trips. This coverage addresses medical emergencies abroad where Medicare doesn't apply. Options include single, multiple, and long-term policies for retirees and overseas workers with comprehensive medical protection.
People
Bradley T. Kinoshita
President & CEO
MSFS, REBC, CLU, ChFC, RHU, CPCU, AEP, APR designations with leadership experience in financial services since 1966. Oversees strategic direction and client service standards.
Sheri M. Kinoshita-Nishida
Executive Vice President
QPA-certified executive with expertise in retirement plan administration. Manages day-to-day operations and client relationships while maintaining industry accreditation compliance.
Donna L. Rabang
Vice President-Operations
CIC, CISR-certified insurance professional managing operational efficiency and policy implementation. Coordinates team workflow and quality control for insurance services delivery.
Questions
What insurance products do you specialize in?
We specialize in life insurance, retirement plans, business insurance, personal insurance, and travel medical coverage for Hawaii residents and businesses.
Do you offer retirement planning services?
Yes, we provide qualified retirement plans including defined benefit and contribution options with actuarial support and tax-deferred investment strategies.
Are you licensed to operate in Hawaii?
We are a locally owned Hawaii insurance agency operating since 1966 with expertise in state-specific insurance requirements and regulations.
Do you offer specialty insurance programs?
Yes, we offer specialty programs including travel medical insurance through GeoBlue and industry-specific commercial coverages tailored to Hawaii businesses.
