Business Details
Your Trusted Insurance Partner in Pennsylvania and New Mexico
The Health Insurance Store has been dedicated to empowering individuals and businesses with informed insurance decisions since our founding. Our team of licensed agents specializes in Medicare, life insurance, and health insurance solutions, prioritizing education over sales. We serve clients across Pennsylvania and New Mexico with personalized guidance through face-to-face consultations, phone support, and digital resources. Our commitment to community-driven service ensures clients receive no-pressure advice tailored to their unique needs.With over 15,000 clients served, we maintain long-term relationships by focusing on transparency, expertise, and ongoing support. Our 'Ask the Medicare Specialist' column and educational series reflect our mission to demystify complex insurance topics. As a locally rooted agency, we combine deep industry knowledge with a client-first approach to deliver dependable, cost-effective coverage solutions.
Services
Medicare Supplement Plans
Medicare Advantage Plans
Life Insurance
Group Insurance
New Medicare Guidance
Highlights and features
- We provide personalized Medicare education without sales pressure
- Our team includes licensed agents with decades of local experience
- We offer face-to-face consultations and long-term client support
- Our award-winning educational resources explain complex insurance topics
- We serve 15,000+ clients across Pennsylvania and New Mexico
Services
Medicare Supplement Plans
Medicare Supplement Plans help cover out-of-pocket costs for Original Medicare. These plans offer predictable coverage with standardized benefits across Pennsylvania and New Mexico. Our agents help clients understand plan options, enrollment periods, and premium considerations to ensure comprehensive healthcare protection.
Medicare Advantage Plans
Medicare Advantage Plans provide bundled coverage through HMOs and PPOs. We guide clients through network requirements, prescription drug coverage, and cost-sharing structures. Our experts compare plan options to help clients find optimal coverage for their healthcare needs and budget.
Life Insurance
Our life insurance solutions offer financial security for families and dependents. We provide term and permanent policy options with personalized recommendations based on clients' financial goals and family needs. Our agents ensure clear understanding of policy terms and coverage limitations.
Group Insurance
Group insurance solutions help businesses provide employee benefits while meeting regulatory requirements. We assist with plan selection, enrollment processes, and compliance documentation. Our services include marketplace navigation and tax-advantaged coverage options for small to mid-sized businesses.
New Medicare Guidance
Our New Medicare Series educates first-time enrollees about Part B requirements, penalty avoidance, and coverage choices. Through articles and personalized consultations, we explain premium costs, prescription coverage, and plan comparisons to ensure informed decision-making during initial enrollment periods.
People
Aaron Zolbrod
President / Founder
As founder of The Health Insurance Store, Aaron Zolbrod brings decades of insurance expertise to help clients navigate Medicare options. His educational approach focuses on empowering clients through clear explanations of complex coverage choices.
Loni Nedrow
Licensed Agent
Licensed Agent Loni Nedrow provides personalized insurance guidance with emphasis on client education. Her experience includes helping Pennsylvania residents understand Medicare enrollment requirements and coverage alternatives.
Denise Litman
Admin Assistant
Denise Litman supports clients with administrative coordination of insurance services. Her role ensures smooth processing of client inquiries and documentation for The Health Insurance Store's Pennsylvania locations.
Jennifer Chaney
Licensed Agent
Licensed Agent Jennifer Chaney specializes in Medicare plan comparisons and enrollment assistance. She helps clients in Forest Hills understand coverage options through personalized consultations and educational resources.
Sadie Humphreys
Licensed Agent
Sadie Humphreys provides insurance guidance to clients in Connellsville and surrounding areas. Her expertise includes explaining Medicare Supplement and Advantage Plan differences to help clients make informed coverage decisions.
Questions
What's the difference between Medicare Supplement and Advantage Plans?
Medicare Supplements cover Original Medicare gaps with standardized benefits, while Advantage Plans are HMO/PPO alternatives offering bundled coverage. Our agents explain cost structures, network requirements, and prescription coverage differences.
Do I need Medicare Part B if I'm still working?
Working individuals with employer coverage may delay Part B enrollment penalty-free. We help determine eligibility based on current insurance and guide clients through enrollment timelines to avoid penalties.
How do I compare Medicare plan costs?
We provide side-by-side comparisons of premiums, deductibles, and out-of-pocket maximums. Our guidance includes 2026 cost changes, prescription drug tier impacts, and network provider considerations for Pennsylvania and New Mexico residents.
Can I change Medicare plans after enrollment?
Annual enrollment periods allow plan changes. We explain deadlines, switching requirements, and potential underwriting issues when moving between Supplement and Advantage Plans during special enrollment periods.
What life insurance options do you offer?
We provide term and permanent life insurance with customizable coverage amounts. Our agents help clients understand policy features, beneficiary options, and premium payment structures to meet individual financial protection needs.
How do I access your educational resources?
Our New to Medicare series, 'Ask the Medicare Specialist' column, and Facebook group provide free educational content. Clients can access archived articles and participate in weekly Q&A sessions with our licensed agents.
Videos
