Business Details
27 Years
experience
Your Trusted Partner for Customized Insurance Solutions in Houston
Navarro Insurance Group was founded to simplify workforce health and engagement challenges through personalized service. We function as a trusted partner, crafting customized benefit solutions rather than simply selling insurance. Our boutique firm emphasizes original thinking and knowledgeable advice, with a team that delivers responsive service while collaborating with other professionals when needed. Since 1999, we've combined industry know-how with operational efficiency to transform employee benefits from liabilities into strategic assets.Our diverse capabilities include benefit programs, HR consulting, and outsourced HR services like enrollment processing and policy audits. We prioritize personal connections, staying actively involved in clients' ongoing business goals to ensure alignment with their benefit programs. Recognized as community leaders, we serve businesses from two employees to 5,000+ with equal dedication, treating every client as our only one.
Services
Medical Insurance
Life & AD&D Insurance
Disability Income Replacement
Dental & Vision Insurance
Voluntary Products
Commercial Insurance
Details
- Year established: 1999
Highlights and features
- We offer 25+ years of experience in employee benefits consulting
- Our team provides personalized insurance solutions tailored to your business needs
- We maintain active involvement in clients' ongoing business objectives
- Our boutique firm delivers hands-on marketing and administrative support
- Recognized community leaders in health and welfare benefit programs
What people say
Personalized business approach
Knowledgeable and experienced team
Go over and beyond
White-glove service
Community leaders
Services
Medical Insurance
We provide comprehensive medical insurance solutions that ensure access to essential healthcare services while protecting against unexpected healthcare costs. Our customized plans address both individual and group needs, focusing on preventive care and financial security for businesses of all sizes. Our team works closely with clients to analyze current coverage gaps and implement cost-effective solutions that meet evolving healthcare needs.
Life & AD&D Insurance
Our life and accidental death & dismemberment insurance programs offer critical financial protection for employees and their families. These plans help businesses attract top talent while providing peace of mind through income replacement and emergency financial support. We specialize in structuring coverage amounts that balance employer costs with meaningful employee benefits, ensuring comprehensive protection against unforeseen circumstances.
Disability Income Replacement
We design short and long-term disability insurance programs that safeguard employees' earning potential during unexpected absences. Our solutions maintain financial stability for both employers and employees while complying with regulatory requirements. We focus on creating flexible plans that adapt to different business models and workforce compositions, minimizing operational disruptions during employee leave periods.
Dental & Vision Insurance
Our dental and vision insurance programs enhance overall employee wellness through accessible preventive care and treatment coverage. We create scalable solutions that accommodate varying business sizes and employee demographics, emphasizing cost containment without compromising quality. These plans help improve workforce productivity by addressing common health concerns before they become major issues.
Commercial Insurance
We offer comprehensive commercial insurance solutions that protect businesses from operational risks and unexpected losses. Our coverage options address property damage, liability claims, and business interruption concerns while aligning with specific industry requirements. We work closely with clients to assess risk exposure and implement tailored protection strategies that support long-term business continuity and growth objectives.
People
Demetrius Navarro
President & CEO
Founder with 25+ years of insurance expertise, Demetrius leads with a commitment to exceptional customer service and innovative solutions. His leadership focuses on building long-term client relationships and maintaining industry leadership through strategic vision.
Selena Ables
Chief Operations Officer
Selena oversees daily operations with extensive experience in insurance administration. She ensures efficient service delivery while maintaining compliance with regulatory standards, focusing on operational excellence and client satisfaction across all business functions.
Elizabeth Downey
Senior Consultant
Elizabeth provides expert consulting services with specialized knowledge in employee benefits. She develops customized insurance solutions while maintaining a client-focused approach to address complex benefit program requirements.
Ana Repa
Consultant
Ana offers personalized insurance guidance with a focus on understanding client needs. She specializes in creating tailored benefit programs that align with business objectives while ensuring comprehensive coverage solutions.
Nathan Navarro
Project and Business Development Manager
Nathan drives business growth initiatives while managing key client projects. He combines strategic development with hands-on implementation to expand service offerings and enhance client engagement opportunities.
Questions
What types of insurance services do you offer?
We provide medical, life & AD&D, disability, dental & vision, voluntary products, and commercial insurance solutions tailored to businesses of all sizes.
How do you customize insurance solutions for different businesses?
We conduct comprehensive assessments of each client's needs, considering company size, industry risks, and employee demographics to create personalized benefit programs.
What experience does your team have in employee benefits?
Our team has over 25 years of combined experience in insurance consulting, with specialized expertise in designing and implementing customized employee benefit programs.
How do you help control insurance costs for businesses?
We implement cost-containment strategies through plan design optimization, risk assessment, and leveraging our industry relationships to secure competitive pricing.
What areas do you serve?
While based in Houston, Texas, we serve businesses across multiple states with customized insurance solutions that meet regional and national requirements.