Business Details
23 Years
experience
Your Trusted Long Term Care Insurance Partner in Chicago
Burling Insurance Group LTC has been a trusted leader in long-term care insurance since 2003. Founded by nationally recognized expert Gail Steingold, our firm combines decades of healthcare service delivery experience with innovative insurance solutions. We specialize in personalized long-term care plans for individuals, families, employers, and financial advisors, ensuring financial security and quality care options. Our team maintains strong relationships with top insurance carriers to provide comprehensive coverage nationwide. We are committed to educating clients about the risks of care costs and advocating for proactive planning.With expertise in employer-sponsored programs and advanced directives, we empower clients to protect their legacies. Our industry leadership includes memberships in the American Association of Long Term Care Insurance and contributions to national publications. Headquartered in Chicago, we serve clients across the U.S. through licensed specialists. Our mission is to simplify complex LTC insurance decisions while maintaining transparency and client-centric service. Backed by Gail Steingold's 30+ years in the field, we deliver tailored solutions that align with evolving healthcare trends.
Services
Long Term Care Insurance
Employer LTC Programs
Financial Advisor Services
LTC Planning Consultation
Individual Policies
Details
- Year established: 2003
Highlights and features
- We offer 20+ years of specialized LTC insurance expertise
- Our personalized plans protect retirement assets and legacies
- We provide employer-sponsored LTC programs with tax advantages
- Our team includes nationally recognized industry leaders
- We advocate for clients during care plan implementation
Services
Long Term Care Insurance
Our comprehensive long-term care insurance policies cover home health care, assisted living, nursing home care, and respite services. We help clients protect assets from catastrophic care costs while maintaining care choice. Policies include tax-advantaged options for employers and high-net-worth individuals.
Employer Programs
We design employer-sponsored LTC plans that protect employee assets while offering tax-deductible benefits. Our programs include executive carve-outs, voluntary enrollment options, and core benefit plans tailored to mid-sized to large businesses seeking competitive advantages.
Financial Advisor Services
We partner with financial advisors to integrate LTC planning into wealth management strategies. Our services help protect retirement funds, preserve legacies, and provide concierge healthcare management through specialized insurance solutions for high-net-worth clients.
People
Gail Steingold
Founder & Principal
Gail Steingold founded Burling Insurance Group LTC in 2003 after 15+ years in healthcare insurance. A nationally recognized expert, she has authored industry publications and served on the American Association of Long Term Care Insurance. Holds MS in communicative disorders from University of Wisconsin-Madison.
Questions
What does long-term care insurance cover?
LTC insurance covers home health care, assisted living, nursing homes, respite care, adult day care, and hospice care. It protects assets from catastrophic care costs not covered by traditional insurance.
Why do I need long-term care insurance?
LTC insurance protects your financial security by covering care costs that Medicare/Medicaid won't. It preserves assets for heirs, maintains care choice, and reduces family caregiving burdens.
Can employers offer LTC insurance?
Yes, we help employers implement tax-advantaged LTC programs. These include voluntary enrollment options, executive carve-outs, and core benefit plans that protect employee retirement assets.
How are LTC insurance premiums determined?
Premiums depend on age, health history, policy benefits, and coverage duration. Earlier purchase secures lower rates and better health qualifications.
Does Medicare cover long-term care?
Medicare provides limited skilled nursing coverage after hospitalization but doesn't cover most long-term care needs. Medicaid requires near-poverty status for eligibility.
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