Business Details
30 Years
experience
Marine & Travel Insurance Experts
Since 1996, Topsail Insurance has specialized in marine insurance, delivering reliable coverage for sailors and boat owners. Our team combines over 100 years of collective experience with a personalized approach to ensure tailored policies for local and international voyages. We are recommended by the Ocean Cruising Club and offer exclusive discounts to members of sailing associations. Our services include boat insurance, travel insurance, and leisure insurance, with a focus on exceptional customer service and comprehensive protection. We provide coverage for yachts, motorboats, inland craft, and sailing dinghies globally.Our Yachtsmans & Tall Ships Travel Insurance caters to sailing enthusiasts, while our leisure insurance covers touring and static caravans. With a dedicated team of boating enthusiasts, we prioritize direct client communication and maintain a strong reputation for trustworthiness. Our online quote system simplifies policy selection, and we support clients through claims processes with transparency. Headquartered in Poole, Dorset, we serve the UK and worldwide markets.
Services
Boat Insurance
Yacht Insurance
Travel Insurance
Leisure Insurance
Caravan Insurance
Sailing Travel Insurance
Adventure Travel Insurance
Static Caravan Insurance
Motorboat Insurance
Narrowboat Insurance
Details
- Year established: 1996
Highlights and features
- We offer over 25 years of specialized marine insurance expertise.
- Our team provides personalized policies tailored to individual boating needs.
- We partner with sailing clubs to offer exclusive member discounts.
- Our price match scheme ensures competitive rates for clients.
- We maintain direct client communication with no automated barriers.
Associations and certifications
- Financial Conduct Authority
Services
Boat Insurance
Our boat insurance policies provide comprehensive coverage for yachts, motorboats, and sailing dinghies. We offer tailored protection for UK and international waters with options for liability and full coverage. Clients benefit from personalized risk assessments and competitive pricing.
Travel Insurance
Specialist travel insurance caters to sailors and adventurers with policies for single trips, annual multi-trip, and gap year journeys. Coverage includes medical emergencies, trip cancellations, and high-risk activities like winter sports and trekking.
Caravan Insurance
We provide tailored insurance for touring and static caravans with high coverage limits and flexible terms. Policies include protection against theft, damage, and third-party liabilities for UK-based and international travel.
Sailing Travel Insurance
Designed for sailing enthusiasts, this insurance covers crew members and owners on yachts and tall ships. It includes medical emergencies, trip disruptions, and personal accidents during sailing voyages worldwide.
Adventure Travel Insurance
This policy protects travelers engaging in high-risk activities like scuba diving, mountain climbing, and skiing. It offers medical expense coverage, equipment protection, and trip interruption benefits for adventurous holidays.
People
Chris McGowan
Managing Director
With over 15 years at Topsail, Chris leads operations while combining marine insurance expertise with a passion for sports and travel. He prioritizes client relationships and business growth.
Robert Stevens
Director, Topsail Australia
A marine insurance veteran with decades of underwriting experience, Rob established Topsail Australia in 2014. He combines industry knowledge with theatrical pursuits and sailing enthusiasm.
Ric De Cristofano
Director of Underwriting
With 30+ years in yacht insurance, Ric brings senior underwriting expertise from Lloyd's syndicates. He focuses on customer service excellence and business development strategies.
Nigel Hawkes
Director of Operations
Nigel has 40 years in marine insurance, specializing in narrowboats and bluewater cruising. He champions direct client communication and maintains a strong sailing community connection.
Karen Barmby
Accounts Manager
Karen has managed financial operations at Topsail since 2001, witnessing its growth from a small team to a leading marine insurer while balancing outdoor activities and social engagements.
Questions
What types of boat insurance do you offer?
We provide coverage for yachts, motorboats, narrowboats, sailing dinghies, RIBs, and inland craft with options for UK and worldwide cruising.
Do you offer travel insurance for sailing holidays?
Yes, our Yachtsmans & Tall Ships Travel Insurance covers sailing adventures, including crew participation and training voyages with global protection.
Can I get insurance for static or touring caravans?
We offer comprehensive policies for both static and touring caravans with customizable coverage and benefits tailored to owner needs.
How do I make a claim?
Contact our team directly via phone or email to initiate a claim. We provide step-by-step guidance and support throughout the process.
Do you provide adventure travel coverage?
Yes, our Adventure Travel Insurance includes high-risk activities like trekking, winter sports, and gap year travel with flexible long-term options.
Are there discounts available for sailing club members?
We offer exclusive discounts to Ocean Cruising Club members and price matching for Cruising Association members through select insurers.
