Business Details
Your Trusted Financial and Insurance Partner in St. George, UT
PCL Southern Insurance is dedicated to helping families build financial resilience through personalized insurance and financial planning services. Our team specializes in life insurance, health insurance, and legacy planning, ensuring clients can protect their loved ones and assets while navigating life's uncertainties. We prioritize financial responsibility, transparency, and tailored solutions to meet individual needs.With a focus on community, we serve clients across multiple states, offering independent brokerage services to find the best coverage options. Our mission is to empower families to achieve debt-free living, secure their futures, and create lasting legacies through informed financial decisions.
Services
Life Insurance
Health Insurance
Financial Planning
Medicare Plans
Auto Insurance
Dental and Vision Insurance
Cancer Indemnity Plans
Debt-Free Planning
Legacy Funding
Home Insurance
Highlights and features
- We offer personalized financial planning tailored to individual family needs.
- Our team provides independent insurance brokerage services with no single-company ties.
- We specialize in legacy planning to ensure long-term financial security.
- Our agents have extensive experience in life and health insurance solutions.
- We prioritize financial responsibility and transparency in all client interactions.
What people say
Personalized solutions
Knowledgeable agents
Legacy planning focus
Independent brokerage
Community-oriented
Services
Life Insurance
We provide life insurance policies designed to protect loved ones and causes after an individual's passing. Our offerings include term life and whole life plans, ensuring financial gaps are filled for beneficiaries. Clients receive guidance on selecting coverage amounts and policy types that align with their legacy goals.
Health Insurance
Our health insurance services cover individual, family, and group plans, including Medicare and specialized policies for chronic conditions. We help clients navigate options to find affordable coverage that meets their medical needs while considering long-term financial resilience.
Financial Planning
We assist clients in creating financial strategies for debt-free living, legacy funding, and emergency savings. Our planning includes asset/liability reviews, credit improvement, and tailored savings growth to achieve long-term financial independence and security.
Medicare Plans
We specialize in Medicare-eligible plans, helping seniors understand changing options and select coverage that balances cost and benefits. Our agents provide unbiased comparisons of available plans to ensure clients make informed decisions.
Auto Insurance
Our auto insurance services offer protection for personal and specialty vehicles, including classic cars and motorcycles. We work with multiple providers to find policies that balance comprehensive coverage with competitive pricing for drivers in various risk categories.
People
Shellie Adams
Founder
A dedicated mother and financial advocate, Shellie founded PCL Southern Insurance after personal financial challenges. She specializes in legacy planning and believes in building financial resilience through life insurance and trusts.
Kevan Adams
Financial Advisor
With over 15 years in financial services, Kevan focuses on debt-free strategies and legacy funding. He emphasizes thrift, industry, and community impact in his client consultations.
Shane Adams
Agent
Shane provides personalized insurance solutions in North-Central Utah. He specializes in connecting clients with coverage that aligns with their long-term financial goals and risk management needs.
Questions
What insurance services do you offer?
We provide life insurance, health insurance, Medicare plans, auto insurance, and financial planning services tailored to individual and family needs.
How can you help with debt-free living?
Our financial planning services include debt management strategies to help clients pay off debts faster and build wealth without increasing spending.
Do you serve clients outside Utah?
Yes, we serve clients in Alaska, Arizona, Idaho, Maryland, Oregon, Utah, and Washington through in-person and virtual consultations.
What makes you different from other agencies?
As an independent agency, we're not tied to any single provider, allowing us to offer unbiased recommendations and compare multiple options for your best fit.
How do you handle legacy planning?
We specialize in creating financial foundations for legacies through life insurance, trusts, and charitable giving strategies tailored to your values.
