Business Details
43 Years
experience
Advanced Life Insurance & Estate Planning Solutions
Risk Resource is a nationally recognized life insurance firm specializing in business and estate planning. With over 40 years of industry experience, we serve more than 2,000 business owners and their families across the United States. Our third-generation company combines deep expertise with a client-centric approach to create customized strategies that address both expected and unexpected challenges. We prioritize trust, transparency, and empathy while representing only the most reputable insurance companies. Our holistic methodology includes policy reviews, personalized planning, and ongoing service to ensure alignment with evolving needs.Backed by a proven track record, we help clients protect their legacies through advanced life insurance solutions. Our team works collaboratively with attorneys, CPAs, and financial advisors to deliver comprehensive protection strategies. With 2,500+ active clients, we maintain 100% independence to focus solely on client interests. Our commitment extends beyond transactions to building long-term relationships grounded in financial security and peace of mind.
Services
Business Planning
Estate Planning
Buy-Sell Agreements
Key Person Insurance
Executive Bonus Plans
Collateral Assignments
Business Valuations
Indexed Universal Life
ILITs
Life Insurance Audits
Details
- Year established: 1983
Highlights and features
- We have over 40 years of experience in business and estate planning.
- Our team serves 2,500+ active clients nationwide.
- We maintain 100% independence to remain client-focused.
- We implement a holistic approach to policy reviews and implementation.
- Our team collaborates with legal and financial professionals for comprehensive solutions.
What people say
Exceptional service
Unparalleled professionalism
Trusted life insurance partner
Tremendous peace of mind
Detailed step-by-step approach
Services
Business Planning
Our business planning services create customized strategies to protect companies through buy-sell agreements, key person insurance, and succession planning. We help owners prepare for unexpected events while ensuring business continuity. With over 40 years of experience, we develop solutions that align with specific organizational needs and long-term objectives.
Estate Planning
Estate planning services focus on preserving wealth through indexed universal life policies and irrevocable life insurance trusts. We help clients create comprehensive strategies that protect assets while addressing intergenerational transfer needs. Our approach combines technical expertise with personalized guidance to ensure financial security for future generations.
Key Person Insurance
Key person insurance solutions safeguard businesses against financial losses from critical employee departures. We design policies that protect company value while ensuring operational continuity. Our approach considers specific business needs and integrates with broader succession planning strategies for comprehensive protection.
ILITs
Our irrevocable life insurance trust (ILIT) services help clients manage estate tax liabilities while protecting assets for beneficiaries. We create customized trust structures that work with life insurance policies to facilitate smooth wealth transfer while maintaining compliance with evolving regulations.
Life Insurance Audits
Life insurance audits evaluate existing policies to ensure they meet current needs. We analyze coverage adequacy, policy performance, and alignment with financial goals. Our comprehensive reviews identify opportunities for optimization while ensuring clients maintain appropriate protection levels.
Questions
What business planning services do you offer?
We provide buy-sell agreements, key person insurance, executive bonus plans, and succession planning tailored to business owners' specific needs.
How do you approach estate planning?
We create customized strategies using indexed universal life policies, ILITs, and 1035 exchanges to protect assets and facilitate intergenerational wealth transfer.
What makes your firm different?
With 40+ years of experience and 2,500+ active clients, we maintain 100% independence to focus solely on client interests through personalized solutions.
How do you work with other professionals?
We collaborate with attorneys, CPAs, and financial advisors to ensure comprehensive planning that aligns with clients' broader financial strategies.
What ongoing support do you provide?
We conduct annual reviews to ensure policies remain aligned with evolving business and personal needs through our four-phase service process.
