Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Maine
Splane Insurance Solutions has been dedicated to providing tailored insurance solutions for families, businesses, and farms since 1905. With over a century of experience, we combine deep local knowledge with industry expertise to address the unique needs of clients across Maine and New Hampshire. Our team of seasoned professionals leverages decades of combined experience in risk management, ensuring clients receive comprehensive coverage that minimizes gaps and optimizes value. We prioritize personalized service, maintaining a client-centric approach that emphasizes transparency, trust, and long-term relationships. Our commitment to innovation is reflected in our use of advanced technology to deliver financial snapshots that align with evolving client goals and regulatory standards. Recognized for our stability and service excellence, we hold an A+ rating from A.M.Best and have been named one of Forbes' Top 50 Most Trustworthy Financial Companies. We actively collaborate with attorneys, CPAs, and financial advisors to provide holistic solutions for estate planning, succession strategies, and risk mitigation. Our 24/7 claims support and onsite consultation services ensure clients receive timely, practical assistance whenever needed. As a locally owned agency, we remain deeply invested in the communities we serve, supporting civic initiatives and agricultural enterprises through customized insurance products. Our mission is to empower clients with the security and confidence needed to navigate life's uncertainties and grow their ventures sustainably.
Services
Farm Insurance
Family Insurance
Business Insurance
Life Insurance
Annuities
Workers Compensation
Cyber Security Insurance
Rental Property Insurance
Details
- Year established: 1905
Highlights and features
- We offer 115 years of experience in Maine's insurance market
- Our team includes underwriters with 27.5 years average industry experience
- We provide 24/7 claims support and onsite consultations
- We use advanced technology for personalized financial risk assessments
- We maintain an A+ rating from A.M. Best since 1941
Associations and certifications
- Forbes
- A.M. Best
What people say
Made the process easy
Saved 50% annually
Secured needed coverage
Responsive when needed
Future feels secure
Services
Farm Insurance
We provide comprehensive farm insurance policies tailored to Maine's diverse agricultural operations, including crop farms, livestock operations, and aquaculture ventures. Our coverage protects against property damage, liability claims, and equipment failures while addressing unique risks faced by modern farmers. With specialized expertise in both commercial and hobby farms, we help clients secure policies that safeguard their investments and future growth.
Family Insurance
Our family insurance solutions protect Maine households with customized policies covering homes, vehicles, rental properties, and personal assets. We offer life insurance products that serve as financial planning tools and annuity contracts that guarantee retirement savings protection. Our approach combines thorough risk assessment with personalized service to ensure families maintain security through changing life circumstances.
Business Insurance
We deliver tailored business insurance packages for Maine companies across multiple industries, including professional liability, workers' compensation, and cyber security coverage. Our policies protect commercial properties, equipment, and operations while offering risk management strategies that enhance business continuity. We specialize in creating solutions for unique business structures and complex insurance needs.
Annuities
Our annuity products provide guaranteed income streams that protect retirement savings from market volatility. We help clients select from various annuity options to create stable financial futures while offering expert guidance on tax-deferred growth strategies. Our pension planning specialists work with business owners to maximize retirement contributions beyond standard IRA or 401k limits.
Risk Assessment
We utilize advanced technology to create personalized financial snapshots that evaluate clients' complete risk profiles. This complementary analysis helps identify coverage gaps and develop customized insurance solutions that align with evolving financial goals. Our approach integrates tax law considerations and regulatory compliance requirements to ensure comprehensive protection.
People
Michael G. Splane
Agency Owner
With over 20 years of experience in Maine's insurance market, Michael Splane specializes in comprehensive risk management solutions for families, farms, and businesses. He combines expertise in retirement planning, tax strategies, and agricultural insurance to create tailored solutions. A lifelong Maine resident, he actively supports local agricultural communities and serves as State Public Relations Director for ESGR.
Questions
What areas do you serve?
We serve all Maine communities including Southern Maine, Midcoast, Sebago Lakes Region, and Northern Maine, plus parts of New Hampshire.
What types of insurance do you offer?
We provide farm, family, business, life insurance, annuities, workers' compensation, and cyber security coverage tailored to Maine's unique needs.
How do you handle insurance claims?
We offer 24/7 claims support with prompt processing and personalized assistance throughout the claims resolution process.
Can you help with specialized farm insurance needs?
Yes, we specialize in complex farm insurance cases including aquaculture, hemp farms, and unique agricultural operations that other insurers often decline.
Do you work with other financial professionals?
We collaborate with attorneys, CPAs, and investment advisors to create comprehensive financial and estate planning solutions for our clients.
