Business Details
Your Trusted Insurance & Real Estate Partner in Lancaster, NY
Robert E Schaff has been a family-owned business since 1900, dedicated to providing quality insurance and real estate services to the community. Our team prioritizes client needs, offering personalized solutions through partnerships with over 100 insurance carriers to ensure competitive pricing and comprehensive coverage. With a legacy of trust and reliability, we focus on long-term relationships by maintaining transparency, continuous education, and direct communication with insurance carriers.Our expertise spans personal and commercial insurance, real estate transactions, and specialized programs like the Heroes Home Advantage rebate initiative. Recognized for innovation and community collaboration, we serve clients in Lancaster, Depew, and Elma, NY, with a commitment to ethical practices and client satisfaction.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Real Estate Services
Renters Insurance
Umbrella Insurance
Pet Insurance
Workers Compensation
Flood Insurance
Details
- Year established: 1900
Highlights and features
- We offer over 120 years of combined insurance expertise and personalized service.
- Our team provides competitive pricing through partnerships with 100+ insurance carriers.
- We prioritize client needs with direct communication and transparent policy reviews.
- Recognized for innovation and community collaboration by the Lancaster Area Chamber of Commerce.
- Specialized programs like Heroes Home Advantage offer cash rebates and discounts for local heroes.
What people say
Saved over $1,200
Professional and knowledgeable
Spectacular service
Trustworthy advisors
Community-focused
Services
Auto Insurance
We provide comprehensive auto insurance tailored to individual needs, covering vehicles like cars, motorcycles, and recreational vehicles. Our policies include liability, collision, and uninsured motorist protection. With access to multiple carriers, we ensure competitive rates and personalized service for drivers in New York State.
Home Insurance
Our home insurance solutions protect homeowners, renters, and landlords against risks like fire, theft, and natural disasters. Policies include dwelling coverage, personal property protection, and liability safeguards. We offer specialized options for high-value homes and flood-prone areas, ensuring comprehensive security for your property.
Business Insurance
We design business insurance packages to protect companies across industries, including liability, property, and workers' compensation coverage. Our offerings include business owner policies, commercial auto, and professional liability insurance. Tailored to small businesses in Lancaster, NY, we ensure compliance and risk mitigation for sustained growth.
Real Estate Services
We facilitate home buying, selling, and listing services with access to the Multiple Listing Service and local market expertise. Our Heroes Home Advantage program provides cash rebates and discounts for educators and first responders. We also coordinate financing and legal support for seamless property transactions in Western New York.
Life Insurance
We offer term, whole, and universal life insurance policies to secure your family's financial future. Our solutions include disability, critical illness, and long-term care coverage. With flexible options for individuals and groups, we help clients in New York find affordable, comprehensive protection tailored to their life stage and needs.
People
Garett Robert Farrugia
President & Licensed Broker
Garett Farrugia, a third-generation insurance professional, leads Robert E. Schaff Ltd. with expertise in insurance and real estate. He holds designations like ePRO, GRI, and ABR, focusing on client advocacy and community programs like Heroes Home Advantage.
Luke Hider
Licensed Agent
Luke Hider provides personalized insurance solutions, specializing in property and casualty coverage. With a focus on client education, he ensures tailored policies for individuals and businesses in Lancaster, NY.
Robin Vedella
Licensed Real Estate Agent
Robin Vedella assists clients with real estate transactions, leveraging local market knowledge to optimize property sales and purchases. She supports the agency's commitment to community-focused service in Western New York.
Mackenzie Green
Licensed Insurance Agent
Mackenzie Green specializes in personal and commercial insurance, ensuring clients receive competitive rates and comprehensive coverage through the agency's carrier partnerships.
Questions
What insurance services do you offer?
We provide auto, home, life, business, flood, umbrella, and pet insurance, along with employee benefits and specialized coverage for unique needs.
How can you help me save on insurance?
As an independent agency, we compare rates from 100+ carriers to find you the best coverage at competitive prices.
Do you offer real estate services?
Yes, we assist with buying, selling, and listing properties, including the Heroes Home Advantage program for cash rebates and discounts.
Are you available for emergencies or claims?
We assist with claims processing during business hours and guide you through 24/7 insurer contact options for emergencies.
What is the Heroes Home Advantage program?
This initiative offers military, first responders, and educators cash rebates and discounts on real estate transactions and insurance.
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