Business Details
Emergency
services
Your Trusted Partner for Truck Insurance Solutions
Western Truck Insurance has revolutionized the truck insurance industry by combining decades of specialized experience with proprietary technology that instantly matches clients with optimal insurance providers. Our team of highly skilled agents focuses exclusively on the unique needs of owner operators and fleet managers, leveraging partnerships with major and specialty insurers to deliver comprehensive coverage options.We prioritize efficiency and affordability while maintaining a client-centric approach, ensuring personalized service through knowledgeable professionals who understand the complexities of the trucking industry. Our digital tools empower clients with self-service options for policy management, while our commitment to rapid response times and multilingual support enhances accessibility for diverse customers.
Services
General Liability Insurance
Physical Damage Insurance
Motor Truck Cargo Insurance
Trailer Interchange Coverage
Commercial Truck Roadside Assistance
Trucking Pollution Coverage
Commercial Equipment Insurance
Trucking Bonds
Highlights and features
- We offer 14+ years of specialized truck insurance expertise
- Our proprietary software instantly matches clients with optimal insurers
- We provide 24/7 roadside assistance for emergency situations
- Our team includes Spanish-speaking agents for better accessibility
- We enable online certificate of insurance processing for efficiency
What people say
Karen was amazing
Very helpful agents
Quick with the whole process
Great quotes available
Excellent communication
Services
General Liability Insurance
Our General Liability Insurance protects trucking businesses from third-party claims involving bodily injury, property damage, and advertising injuries. This essential coverage safeguards your operations against common risks while meeting legal requirements. Our agents help customize policy limits to match your specific freight-hauling needs and regulatory obligations.
Physical Damage Insurance
Physical Damage Insurance covers repair or replacement costs for your commercial trucks and trailers following collisions, weather events, or vandalism. We offer comprehensive protection plans that include collision coverage, comprehensive coverage, and specified perils options tailored to your fleet's value and operational risks across multiple states.
Motor Truck Cargo Insurance
Motor Truck Cargo Insurance safeguards against financial losses from damaged or lost freight during transportation. Our policies cover various cargo types including hazardous materials, temperature-controlled goods, and oversized loads. We work with specialized carriers to ensure proper valuation methods and deductible structures that align with your shipping contracts and client requirements.
Trailer Interchange Coverage
Trailer Interchange Coverage protects against damage to non-owned trailers while in your possession. This specialized policy addresses the unique risks of trailer swapping operations and contract hauling arrangements. Our agents help structure coverage that complements your primary liability policies while meeting specific contractual obligations with shipping partners.
Commercial Truck Roadside Assistance
Our Commercial Truck Roadside Assistance program provides 24/7 support for breakdowns, flat tires, lockouts, and mechanical failures. This service includes towing, fuel delivery, and emergency repairs to minimize downtime. We coordinate with nationwide service providers to ensure rapid response times for owner operators and fleets across our licensed service areas.
People
Karen Eernisse
Truck Insurance Agent
Karen has 14+ years of experience helping truckers find optimal insurance solutions. She specializes in complex fleet coverage and emergency policy placements, maintaining strong relationships with major insurers to secure competitive rates for her clients.
Lynn Hurtado
Spanish-Speaking Agent
Lynn provides bilingual insurance services with expertise in owner-operator policies. Her ability to communicate in Spanish helps bridge language gaps for many truckers, ensuring clear understanding of coverage options and policy requirements.
Karen Romero
Quote Specialist
Karen focuses on finding cost-effective insurance solutions for small trucking businesses. She works closely with clients to analyze their specific needs and match them with appropriate coverage options while maintaining excellent communication throughout the process.
Cindy Quick
Insurance Agent
Cindy delivers efficient quote processing and policy placement services for commercial truckers. Her straightforward approach and attention to detail help clients understand their coverage options while securing competitive market rates for various trucking operations.
Robert
Customer Service Representative
Robert provides prompt assistance with insurance inquiries and policy management tasks. His responsive service and problem-solving approach help clients navigate the insurance process efficiently, earning consistent positive feedback from trucking professionals.
Questions
How can I get a truck insurance quote?
Request a quote online through our website, call 1-800-937-8785, or complete our downloadable PDF quote form. Our agents will help you find competitive rates tailored to your trucking operation.
What types of truck insurance do you offer?
We provide comprehensive coverage including liability insurance, physical damage protection, cargo insurance, trailer interchange coverage, and specialized policies for hazardous materials, refrigerated freight, and oversized loads.
Do you offer 24/7 roadside assistance?
Yes, our commercial truck roadside assistance program provides 24/7 support for breakdowns, flat tires, lockouts, and mechanical failures with nationwide service provider coordination.
Can I manage my policy online?
Yes, our client portal allows you to access insurance certificates, review policy details, submit claims, and make payments securely online. The Western Truck Insurance App provides additional mobile functionality.
Do you have Spanish-speaking agents available?
Yes, we have bilingual agents like Lynn Hurtado who provide insurance services in Spanish to better serve our diverse client base across multiple states.
How quickly can you issue new coverage?
Our proprietary software enables rapid policy placement, with some clients obtaining coverage in as little as two days through our expedited process with partner insurers.
Videos
