Business Details
50+ Years
experience
Emergency
services
Your Trusted Canadian Insurance Partner
belairdirect has been delivering comprehensive car and home insurance solutions directly to consumers for over 60 years. Founded in 1955 in Quebec, we pioneered online insurance sales in North America by launching the first direct car insurance quote platform in 1997. Our mission centers on simplifying insurance through innovation, transparency, and customer-centric values. We operate with sincerity, direct communication, compassion, and courage, exemplified by our early support for taxi drivers when others would not. Our digital tools, including the belairdirect app with automerit rewards, enable clients to manage policies, access digital proof of insurance, and submit claims 24/7.With over 900,000 satisfied customers and 2,000 employees nationwide, we combine competitive pricing, bundling discounts, and eco-friendly initiatives to meet modern insurance needs. Our commitment extends beyond coveragewe partner with the Breakfast Club of Canada, donating $2 per app login to support children's nutrition. Through six decades of evolution, our purpose remains unchanged: to protect what matters most while making insurance accessible and straightforward.
Services
Car Insurance
Home Insurance
Travel Insurance
Group Benefits
Tenant Insurance
Details
- Year established: 1955
Highlights and features
- We pioneered online insurance sales in North America since 1997
- Our automerit program rewards safe drivers with personalized savings
- 24/7 claims submission and tracking via app or online portal
- Digital tools eliminate 92.5 million pages annually through paperless operations
- Exclusive group member discounts and $50 referral bonuses
Associations and certifications
- Autorit des marchs financiers (AMF)
What people say
Best rates
Easy app
24/7 claims
Hassle-free
Competitive pricing
Services
Car Insurance
Our car insurance provides customizable protection for daily commuters, eco-friendly vehicles, and recreational drivers. With bundling discounts, multi-vehicle savings, and the automerit program rewarding safe driving habits, we help Canadian drivers save while staying protected. Digital proof of insurance and 24/7 crash assist technology ensure modern convenience.
Home Insurance
We offer tailored home insurance solutions for homeowners, condo dwellers, and tenants across Canada. Coverage includes structural protection, personal belongings, and liability with optional endorsements like claim forgiveness. Digital document access and seasonal storage options provide flexibility for diverse living situations.
Travel Insurance
Our travel insurance provides annual unlimited trip protection with medical emergency assistance worldwide. Available through the belairdirect app, policies include customizable add-ons and 24/7 claims support via Global Excel. Digital tax documentation simplifies year-end reporting for Canadian policyholders.
Group Benefits
We design comprehensive group benefits programs for organizations with exclusive member discounts. Our solutions include health coverage, dental plans, and retirement benefits managed through an online portal with 24/7 claims processing and dedicated agent support for employers and employees.
Tenant Insurance
Specifically designed for renters, this coverage protects personal belongings and liability in leased properties. Available as a standalone policy or bundled with other insurance products, it includes digital documentation access and integrates with our 24/7 claims management system.
Questions
How do I get an online insurance quote?
Visit our website or app to receive a free quote in 3 minutes. No agent interaction required for standard policies.
What insurance types do you offer?
We provide car, home, travel, tenant, and group benefits insurance across most Canadian provinces.
Is there a discount for bundling policies?
Yes, bundling car and home insurance saves up to 25% on combined premiums.
How do I file a claim?
Submit claims 24/7 through our app, Client Centre, or by calling 1-877-228-2656 for car/home claims.
Do you offer electric vehicle discounts?
Yes, drivers of hybrid or electric vehicles receive up to 20% off their car insurance premiums.
Can I manage policies through a mobile app?
Our app allows policy management, digital proof of insurance access, and automerit® program participation.
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