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Your Trusted Aviation Insurance Partner
Aviation Insurance Experts is a specialized insurance agency dedicated exclusively to aviation-related coverage. Founded by pilots with decades of combined industry experience, we provide tailored insurance solutions for private aircraft owners, corporate fleets, flight schools, maintenance facilities, and aviation businesses of all sizes. Our team understands the unique risks inherent to aviation operations and leverages deep industry knowledge to secure comprehensive coverage from top-tier carriers.We prioritize personalized service, offering free evaluations to identify specific client needs and positioning clients for optimal rates through strategic risk management. With expertise spanning general aviation to corporate jets, we deliver 24/7 support and claims assistance, ensuring clients maintain uninterrupted operations while mitigating financial exposure.
Services
Private Aircraft Insurance
Corporate Jet Insurance
Non-Owned Aircraft Coverage
Flight School Insurance
Aircraft Maintenance Insurance
Aviation Products Liability
Airport Liability Insurance
CFI Insurance
Fleet Management Insurance
Experimental Aircraft Coverage
Highlights and features
- We specialize exclusively in aviation insurance with pilot-founded expertise
- Our free evaluation identifies your specific coverage requirements
- We position clients for better rates through strategic risk management
- 24/7 personalized support for claims and policy adjustments
- Access to all major aviation insurance carriers for optimal coverage
What people say
Specialized aviation expertise
Responsive claims support
Competitive coverage options
Pilot-focused understanding
24/7 availability
Services
Private Aircraft Insurance
Comprehensive insurance for private aircraft owners covering single-engine piston, twin-engine piston, experimental, sport, seaplanes, and gliders. Policies include liability protection, physical damage coverage, and medical payments. Our tailored solutions ensure proper coverage limits while minimizing premium costs through strategic risk positioning. We specialize in protecting personal aviation investments with customizable policies that adapt to evolving needs.
Non-Owned Aircraft Insurance
Specialized insurance for pilots operating aircraft they don't own, including student pilots, renters, and flight instructors. Coverage includes liability protection, physical damage, and medical payments. Our policies protect pilots from personal liability exposure when using non-owned aircraft. Online quote and purchase system provides instant policy documentation with flexible coverage options for fixed-wing and rotorcraft operations up to 500 HP.
Flight School Insurance
Custom insurance solutions for flight schools, flying clubs, and training facilities. Policies cover liability exposure, aircraft physical damage, and cross-liability protection. We provide coverage for single-ship operations to large training fleets with specialized options for university programs and rental operations. Our policies protect against instructor liability, student accidents, and property damage while maintaining compliance with aviation regulatory requirements.
Aircraft Maintenance Insurance
Specialized liability protection for aircraft maintenance businesses. Policies cover increased exposure from repair operations, including damage during maintenance, parts malfunction, and professional liability. Our coverage protects against claims related to improper installation, component failure, and service-related incidents. We offer tailored solutions for FBOs, repair stations, and independent maintenance providers with claims support from aviation-experienced specialists.
Corporate Jet Insurance
Comprehensive insurance for corporate aircraft operations including cabin-class twins, turboprops, personal jets, and helicopter fleets. Policies address unique liability exposures and risk management needs for business aviation. We provide coverage solutions for fractional ownership, managed fleets, and executive jet operations with specialized underwriting that considers operational complexity, international operations, and crew requirements.
People
V. Chad Smolik
Owner and Founder
V. Chad Smolik founded Aviation Insurance Experts with a pilot's perspective on aviation risk management. With extensive industry experience, he specializes in creating tailored insurance solutions for private and corporate aviation clients. His leadership focuses on technical expertise and client advocacy.
Questions
What's the difference between personal and commercial aircraft use?
Personal use allows expense sharing while commercial use involves payment for services, requiring different insurance classifications.
Can I add multiple pilots to my policy?
Up to 3 pilots maintain open pilot warranty; adding more may change policy terms and carrier requirements.
Do you cover aircraft on skis or floats?
Standard policies exclude these configurations, but we can discuss specialized coverage options for modified aircraft.
How do you help lower insurance costs?
We position clients to avoid carrier problem areas through strategic risk management and comprehensive market comparisons.
What's included in non-owned aircraft insurance?
Covers liability, physical damage, and medical payments for aircraft you operate but don't own, with specific limitations.
Do you offer instant policy options?
Yes, our online system provides instant policy documentation for non-owned coverage with immediate email delivery.
