Business Details
Your Trusted Insurance Partner in Lakeside, CA
At DJM Insurance Services, we are driven by excellence and a commitment to service. With over 30 years of experience in the contracting and construction industry, our founders Darrin and Myra Mroz have built a company that prioritizes personalized insurance solutions tailored to meet client needs. Our deep industry expertise, gained through decades of hands-on experience managing large-scale projects, allows us to craft policies that provide comprehensive protection for contractors and individuals alike. We partner with over 50 leading insurance carriers to ensure competitive pricing and access to diverse coverage options.Our team of seasoned professionals is dedicated to delivering superior customer service, backed by a 100% satisfaction guarantee. We take pride in our community involvement, actively supporting local causes and contributing our expertise to projects throughout San Diego County. Our focus remains on creating value for clients through customized policies, transparent communication, and a deep understanding of the evolving insurance landscape.
Services
General Liability
Contractor License Bonds
Builders Risk
Commercial Auto
Workers Compensation
Pollution Liability
Commercial Property
Homeowners Insurance
Flood Insurance
Earthquake Insurance
Highlights and features
- We offer 20+ years of specialized insurance expertise
- We partner with 50+ top-rated insurance carriers
- We provide 100% satisfaction guarantee on all policies
- We deliver personalized service from experienced professionals
- We offer competitive pricing through extensive carrier networks
What people say
Quick services
Excellent knowledge
Great to work with
Competitive pricing
Professional staff
Services
General Liability
Our General Liability insurance protects contractors against third-party claims for property damage, bodily injury, and advertising injuries. With customized policies, we ensure coverage for job-site accidents, legal defense costs, and settlement expenses. Our experienced team tailors policies to address specific trade risks while maintaining competitive pricing through our carrier network.
Contractor License Bonds
We provide Contractor License Bonds that meet state licensing requirements while protecting clients against financial loss from unfulfilled contractual obligations. Our partnerships with top US bonding companies ensure reliable coverage options for projects ranging from small city contracts to multi-million-dollar developments.
Builders Risk Insurance
Our Builders Risk policies protect construction projects against damage to materials, equipment, and structures during development. With industry-leading rates and coverage for fire, theft, and natural disasters, we offer tailored solutions for residential and commercial construction projects of all sizes.
Commercial Auto Insurance
We offer Commercial Auto insurance covering vehicles used for business purposes, including liability protection, collision coverage, and uninsured motorist benefits. Our policies reward safe driving records while ensuring comprehensive protection for company vehicles and equipment transportation.
Workers Compensation
Our Workers Compensation policies provide essential protection for employee injuries or illnesses occurring on the job. We customize coverage to meet state requirements while connecting clients with carriers offering prompt claims processing and risk management resources.
People
Darrin Mroz
Founder
With 30+ years in construction management, Darrin leverages hands-on industry experience to create tailored insurance solutions. His expertise in contractor needs drives DJM's specialized coverage options.
Myra Mroz
Co-Founder
As co-founder, Myra ensures exceptional client service through strategic team development. Her leadership focuses on maintaining personalized policies and community engagement initiatives.
Questions
What types of insurance does DJM offer?
We provide commercial insurance for contractors (general liability, bonds, workers comp) and personal insurance (auto, home, flood, earthquake) through top-rated carriers.
How do you find competitive insurance rates?
Our partnerships with 50+ carriers and 20+ years industry experience allow us to negotiate competitive pricing while maintaining comprehensive coverage options.
Do you offer a satisfaction guarantee?
Yes, we stand behind our 100% satisfaction guarantee, ensuring policy adjustments or carrier changes if clients aren't completely satisfied.
Are you involved in the local community?
We actively support San Diego County causes and contribute construction expertise to local projects through hands-on volunteer initiatives.
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