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Business Details
31 Years
experience
Your Trusted Insurance Partner in Niceville, FL
Niceville Insurance has served Florida residents since 1995, specializing in personalized insurance solutions for individuals, families, and businesses. Our agency leverages long-standing relationships with top-tier carriers to deliver tailored coverage options that meet the unique needs of Floridians. With a focus on client-centric service, we prioritize understanding each client's specific requirements to provide comprehensive protection. Our team of experienced agents brings decades of industry expertise to design insurance programs that safeguard homes, vehicles, businesses, and assets. We emphasize rapid claims processing and ongoing support, ensuring clients receive timely assistance when needed most.

Our commitment to quality extends across Okaloosa, Walton, and Santa Rosa Counties, with service availability throughout Florida. The agency maintains a strong reputation for treating clients like family, as evidenced by numerous testimonials praising our exceptional customer service. Our dedication to excellence is reflected in our approach to both personal and commercial insurance, offering flexible policies that adapt to evolving client needs. We combine local market knowledge with national carrier resources to deliver optimal insurance solutions. This enduring commitment to our community has solidified our position as a trusted insurance partner in the Florida Panhandle.
Services
Personal Insurance Commercial Insurance Homeowners Insurance Auto Insurance Flood Insurance Boat Insurance Life Insurance Travel Insurance Commercial Auto General Liability
Details
  • Year established: 1995
Highlights and features
  • We offer over 25 years of experience serving Florida insurance needs
  • Our team maintains relationships with top-tier insurance carriers
  • We provide personalized policy recommendations based on individual needs
  • Our claims specialists ensure rapid response and processing
  • We maintain deep local knowledge of Florida's insurance requirements
What people say
Beyond measure care Treat you like family Wonderful to work with Best customer service Highly recommend
Services
Personal Insurance
Our personal insurance solutions protect Florida residents' homes, vehicles, and families through customized policies. We offer homeowners, auto, flood, and life insurance options tailored to individual needs. With access to multiple top-rated carriers, we help clients find optimal coverage that balances protection and affordability while meeting state-specific requirements.
Commercial Insurance
We provide comprehensive commercial insurance programs safeguarding Florida businesses from operational risks. Our offerings include property, liability, workers' compensation, and cyber insurance tailored to specific industries. Experienced agents help business owners create customized protection plans that cover assets, employees, and operations while ensuring compliance with state regulations.
Homeowners Insurance
Our homeowners insurance policies protect Florida residences against common risks with flexible coverage options. We offer standard policies plus specialized coverage for mobile homes, condominiums, and rental properties. Agents work directly with clients to ensure adequate protection for both primary residences and vacation homes across the Florida Panhandle.
Auto Insurance
We provide comprehensive auto insurance solutions for Florida drivers with multiple coverage options. Our policies include liability, collision, and uninsured motorist protection plus optional features like accident forgiveness and rental reimbursement. Agents help clients navigate state requirements while finding affordable coverage that meets their specific driving needs.
Life Insurance
Our life insurance offerings provide financial protection for families and dependents through term and permanent policy options. We help clients select appropriate coverage amounts and beneficiaries while explaining policy features like mortgage protection and second-to-die options. Agents provide guidance on creating long-term financial security plans that align with individual goals.
People
Garrett Floyd
Managing Agent
With extensive insurance experience, Garrett leads our agency in delivering quality coverage solutions while maintaining strong client relationships through personalized service and industry expertise.
Kim Sisk
Administrative Manager
Kim oversees daily operations and client support, ensuring efficient service delivery while maintaining compliance with insurance regulations and company standards.
Travis Wieland
Personal Lines Agent
Specializing in personal insurance, Travis helps clients protect their assets through customized home and auto policies while providing ongoing coverage guidance.
Heather Hyde
Personal Lines CSR
Heather assists clients with policy management and claims support, known for her exceptional customer service and detailed understanding of personal insurance needs.
Wendi Helvie
Commercial Lines Agent
Wendi specializes in business insurance solutions, helping Florida companies protect their operations through customized commercial policies and risk management strategies.
Questions
How do I file an insurance claim?
Contact us at (850) 729-2131 during business hours or visit our website for after-hours claims assistance through our partner carriers.
What areas do you serve?
We primarily serve Okaloosa, Walton, and Santa Rosa Counties with insurance solutions available across the entire State of Florida.
What types of insurance do you offer?
We provide personal insurance (home, auto, life), commercial insurance, flood insurance, boat coverage, and specialized business policies.
Can I get customized insurance plans?
Yes, our agents create personalized insurance programs tailored to individual and business needs through multiple carrier options.
How quickly are claims processed?
We prioritize rapid claims processing with dedicated support specialists ensuring timely resolution for home, auto, and business claims.