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Your Trusted Insurance Partner in Bakersfield, CA
Clifford & Bradford is a client-focused insurance agency dedicated to protecting businesses through tailored solutions. Founded on principles of integrity and personalized service, our team of industry experts leverages decades of combined experience to deliver cost-effective insurance strategies. We specialize in commercial insurance, employee benefits, and captive insurance programs, prioritizing transparency and ethical practices.Our unique approach combines big-agency resources with small-agency responsiveness, ensuring clients receive customized coverage and 24/7 support. With a proven track record in risk management and claims advocacy, we empower businesses to thrive while maintaining financial security. Our commitment to community extends beyond client services through philanthropic initiatives supporting local organizations and youth athletics.
Services
Captive Insurance
Commercial Insurance
Employee Benefits
Risk Management
Personal Insurance
Highlights and features
- We offer 24/7 personalized customer support through our CB 24/7 service.
- Our team consists of certified insurance experts with specialized industry knowledge.
- We provide customized risk management solutions based on individual business needs.
- We operate with full transparency and no hidden fees in policy recommendations.
- Our captive insurance program returns unused premium dollars to policyholders.
Associations and certifications
- Better Business Bureau
What people say
Relentless commitment
Great service
Fast, efficient
Pleasure to work with
Unsung hero
Services
Captive Insurance
Our Reward On Insurance program transforms businesses from policyholders to empowered owners. This customized solution bases rates on individual loss records, allowing clients to reclaim unused premium dollars through dividends. With greater claims control and predictable costs, businesses gain financial advantages previously reserved for large corporations.
Commercial Insurance
We provide comprehensive protection for commercial operations including liability, property, and workers' compensation coverage. Our experts tailor policies to specific industry needs while maintaining cost efficiency. By leveraging relationships with top-rated carriers, we secure optimal coverage that aligns with each business's unique risk profile and operational requirements.
Employee Benefits
Our employee benefits solutions include health, dental, and retirement plans designed to attract and retain talent. Certified specialists work directly with businesses to create competitive packages that balance employee needs with budget constraints. We simplify complex regulations while ensuring compliance with current healthcare mandates.
Risk Management
We help businesses identify and mitigate potential risks through customized assessment programs. Our proactive approach combines industry expertise with practical solutions to minimize claims exposure. By implementing targeted safety protocols, clients can reduce incidents and maintain lower insurance costs over time.
Personal Insurance
We offer tailored personal insurance solutions including auto, home, and umbrella policies. Our agents provide comprehensive protection that adapts to individual needs while maintaining affordability. With access to multiple carriers, we ensure clients receive competitive rates and appropriate coverage levels for their personal assets.
People
Wes Bradford
President / CEO
Wes Bradford leads Clifford & Bradford with a focus on innovation and client-centric service. With decades of insurance industry experience, he has built a team of specialists dedicated to ethical practices and customized solutions. His leadership emphasizes continuous improvement and community involvement.
Julie Sanders
Executive VP Operations
Julie Sanders oversees daily operations with extensive experience in insurance management. She ensures efficient service delivery while maintaining operational excellence. Her leadership contributes to the agency's commitment to personalized client support and quality service standards.
Randi Bailey-Bonilla
VP, Claims
Randi Bailey-Bonilla specializes in claims management with a focus on client advocacy. She leads the claims team in providing prompt, fair resolution of insurance claims. Her expertise ensures policyholders receive proper support during critical times while maintaining positive outcomes.
Teri Gonzalez
VP, Safety & Compliance
Teri Gonzalez directs safety and compliance initiatives with specialized knowledge in risk mitigation. She develops programs that help businesses maintain regulatory compliance while reducing workplace incidents. Her approach combines practical solutions with industry best practices to enhance overall safety performance.
Lori McQuilliams
VP, Captive Insurance
Lori McQuilliams leads the captive insurance program with expertise in alternative risk financing. She helps businesses implement customized insurance solutions that maximize financial benefits. Her knowledge of captive structures supports clients seeking greater control over their insurance investments.
Questions
What insurance services do you offer?
We provide commercial insurance, employee benefits, captive insurance programs, personal insurance, and risk management solutions tailored to business needs.
What is your Reward On Insurance program?
Our captive insurance program lets businesses reclaim unused premium dollars through dividends while maintaining customized coverage based on individual loss records.
Do you offer 24/7 support?
Yes, our CB 24/7 service ensures immediate assistance with claims and policy inquiries at any time through dedicated support channels.
What areas do you serve?
While based in Bakersfield, CA, we serve businesses throughout California and beyond through our network of industry relationships.
How do you differ from other agencies?
We combine big-agency resources with personalized service, offering customized solutions, ethical practices, and a proven track record in claims advocacy.
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