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Your Trusted Partner for Health Insurance Strategies
Health Insurance Services has been a trusted partner in the insurance industry for over three decades. We specialize in providing innovative group health strategies to benefits brokers and advisors, helping them expand their business and better serve complex employers. Our nationwide reach and deep market expertise enable us to deliver tailored solutions for organizations of all sizes, from small businesses to public institutions. With offices in Detroit, Milwaukee, Austin, and Philadelphia, we offer comprehensive support throughout the entire processfrom prospecting and education to implementation and ongoing service.

Our unique toolbox of strategies includes retiree healthcare, direct contracting, reinsurance, level-funding, and pharmacy solutions designed to reduce financial liability while enhancing member benefits. We pride ourselves on being a reliable partner that empowers brokers to differentiate themselves in competitive markets through specialized knowledge and proven methodologies.
Services
Group Health Strategies Retiree Healthcare Direct Contracting Reinsurance Level-Funding Pharmacy Strategies
Highlights and features
  • We have 35 years of experience in group health insurance strategies
  • Our nationwide scope serves organizations from small businesses to public institutions
  • We offer a unique toolbox of strategies to solve complex benefit challenges
  • Our team partners with top firms to deliver market-leading solutions
  • We provide end-to-end support from prospecting to implementation
What people say
Excellent solution Unique products Indispensable resource Expertise ahead of pack Outstanding assistance
Services
Group Health Strategies
We provide customized group health insurance strategies for brokers and employers. Our solutions help reduce financial liability while improving benefits for organizations of all sizes. Our expertise includes market analysis, plan design, and implementation support.
Retiree Healthcare
Our retiree healthcare solutions offer comprehensive coverage options for senior populations. We help brokers implement plans that combine individual market benefits with group plan advantages for small and mid-sized businesses.
Direct Contracting
We facilitate direct contracting arrangements between providers and employers. This approach creates cost-effective healthcare solutions while maintaining quality care standards through strategic provider networks.
Reinsurance
Our reinsurance solutions help stabilize employer-sponsored health plans. We design programs that protect against high-cost claims while maintaining financial predictability for self-funded insurance arrangements.
Level-Funding
We offer level-funding strategies that combine predictable monthly payments with self-funded plan advantages. Our approach provides cost control and flexibility for employers seeking alternative health insurance solutions.
Questions
What insurance services do you offer?
We specialize in group health strategies including retiree healthcare, direct contracting, reinsurance, level-funding, and pharmacy solutions for brokers and employers.
How do you help insurance brokers?
We provide brokers with specialized tools and market access to expand their business through innovative health insurance solutions for complex employer needs.
What areas do you serve?
We operate nationwide with offices in Detroit, Milwaukee, Austin, and Philadelphia, serving organizations of all sizes across the United States.
What are your business hours?
Our agency operates Monday through Friday from 9:00 AM to 5:00 PM Eastern Time for client consultations and support.
What makes your approach unique?
Our combination of 35 years' experience, nationwide market access, and specialized strategies helps brokers differentiate themselves while solving complex benefit challenges for employers.