Business Details
David C. Nagengast was raised in the GM blue-collar town of Flint, Michigan, and became licensed to sell insurance in 1978. In 1992 Dave founded Nagengast &Associates. The firm's exponential growth was in part due toDavid's credibility with both union leadership and corporate management as a result of the solid work ethic and integrity taught to him by his father and reinforced by the enthusiasm and customer dedication shown by his committed staff.
The exponential growth of new customers coupled with additional product lines, demanded a name change that was more reflective of the company and its vision. From this Lifestyle Benefits was born.
The exponential growth of new customers coupled with additional product lines, demanded a name change that was more reflective of the company and its vision. From this Lifestyle Benefits was born.
Services
Experience
Our team is dedicated and knowledgeable, with an average of almost 20 years of experience.
Lifestyle Benefits currently cares for over 10,000 clients and our team is responsible for tens of millions of dollars in claims paid to policyholders and their families.
Lifestyle Benefits, affordable voluntary benefits, paid directly to policy holders during a crisis, allowing the recipients to maintain a reasonable standard of living.
Catering specifically to employee needs not covered by group insurance.
Lifestyle Benefits currently cares for over 10,000 clients and our team is responsible for tens of millions of dollars in claims paid to policyholders and their families.
Lifestyle Benefits, affordable voluntary benefits, paid directly to policy holders during a crisis, allowing the recipients to maintain a reasonable standard of living.
Catering specifically to employee needs not covered by group insurance.
Our Advantages
Service, knowledge, dedication and loyalty are our strong suits.
We understand that we get paid by keeping our clients happy and the best way to keep them happy is to treat them like family.
The majority of our new business comes from referrals from satisfied policy holders.
Additionally 25-30% of our processed claims come from direct intervention from our dedicated team members on behalf of our clients.
We take great pride in being advocates for our policy holders during difficult times, making sure they receive all of the benefits they are due.
We understand that we get paid by keeping our clients happy and the best way to keep them happy is to treat them like family.
The majority of our new business comes from referrals from satisfied policy holders.
Additionally 25-30% of our processed claims come from direct intervention from our dedicated team members on behalf of our clients.
We take great pride in being advocates for our policy holders during difficult times, making sure they receive all of the benefits they are due.
Specialization
Unexpected personal illness, recovery from surgery, and other temporary health problems can arise at any time, causing a brief period of disability from work.
When this happens, short-term disability benefits may help to offset the loss of a regular income.
This special insurance can give peace of mind while protecting employees from financial disaster.
However, it's important to choose the right short term disability insurance that will best meet individual needs.
Here, learn more about short-term disability benefits, what plan features to look for, and how to choose the right plan.
When this happens, short-term disability benefits may help to offset the loss of a regular income.
This special insurance can give peace of mind while protecting employees from financial disaster.
However, it's important to choose the right short term disability insurance that will best meet individual needs.
Here, learn more about short-term disability benefits, what plan features to look for, and how to choose the right plan.
Cancer Insurance
No one wants to experience a cancer diagnosis, but the fact is that the risk of getting cancer is great.
In the United States, men have slightly less than a one in two lifetime risk of developing cancer; for women, the risk is a little more than one in three (Cancer Facts and Figures 2012, American Cancer Society).
Cancer insurance policy is designed to provide you with cash benefits during covered cancer treatments.
In the United States, men have slightly less than a one in two lifetime risk of developing cancer; for women, the risk is a little more than one in three (Cancer Facts and Figures 2012, American Cancer Society).
Cancer insurance policy is designed to provide you with cash benefits during covered cancer treatments.
Life Insurance
If someone will suffer financially when you die, chances are you need life insurance because it provides cash to your family after your death.
This can include a spouse and/or children, aging parents or special needs family members.
Even if you have no dependents, life insurance can protect your family from incurring any significant debt you may leave behind, including medical or funeral costs.
Life Style Benefits can match you to the policy that best fits your needs, providing you with the peace of mind that those you love will be cared for.
This can include a spouse and/or children, aging parents or special needs family members.
Even if you have no dependents, life insurance can protect your family from incurring any significant debt you may leave behind, including medical or funeral costs.
Life Style Benefits can match you to the policy that best fits your needs, providing you with the peace of mind that those you love will be cared for.
Accident Insurance
Individual accident insurance is a way to stay ahead of the medical and out-of-pocket expenses that add up so quickly after an accidental injury - not just for emergency treatment, hospital stays and medical exams, but for other expenses you may face, such as transportation and lodging needs.
When you have a covered accident, we'll send cash benefits directly to you and you decide the best way to spend them.
It's as simple as that.
With our "Plus Rider" receive lump sum cash benefit's for heart attack, stroke, coma, paralysis, type 1 diabetes and traumatic brain injury, advanced Alzheimer's disease and many other common issues.
When you have a covered accident, we'll send cash benefits directly to you and you decide the best way to spend them.
It's as simple as that.
With our "Plus Rider" receive lump sum cash benefit's for heart attack, stroke, coma, paralysis, type 1 diabetes and traumatic brain injury, advanced Alzheimer's disease and many other common issues.
Critical Care And Recovery
Severe Illness or injury often strikes without warning and can require a stay in the intensive care unit.
Our Intensive Care Unit coverage is designed specifically for this type of hospital stay and provides benefits for confinements in a hospital intensive care unit for any covered illness or accident.
Our Intensive Care Unit coverage is designed specifically for this type of hospital stay and provides benefits for confinements in a hospital intensive care unit for any covered illness or accident.
