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Business Details
34 Years
experience
Your Trusted Insurance Partner in Flemington, NJ
G S Newborn & Associates has provided personalized insurance brokerage and risk management solutions since 1992. Our agency was founded on the principle of delivering Wall Street-level expertise to Main Street businesses and families through customized coverage. With a team of experienced professionals, we specialize in creating tailored insurance programs for personal, commercial, farm, and group insurance needs.

Our approach prioritizes understanding client requirements over premium size, ensuring comprehensive protection through partnerships with top-rated underwriters. We maintain a commitment to innovation while upholding core values of honesty, integrity, and compassion in all client interactions.
Services
Homeowners Insurance Auto Insurance Commercial Liability Workers' Compensation Farm Insurance Group Health Coverage Life Insurance Condo Insurance
Details
  • Year established: 1992
Highlights and features
  • We provide personalized insurance solutions tailored to individual client needs
  • Our team includes experienced insurance professionals with specialized expertise
  • We offer innovative risk management strategies typically reserved for large corporations
  • Our approach prioritizes client needs over premium size
  • We partner with top-rated underwriters to ensure quality coverage options
Services
Homeowners Insurance
We provide comprehensive homeowners insurance solutions protecting against property damage, liability claims, and personal property loss. Our policies include specialized coverage options for high-value items, hurricane deductibles, and condominium-specific protections. Our team helps clients navigate HO-3 and HO-5 policy differences to ensure optimal coverage for their specific needs.
Commercial General Liability
Our commercial liability insurance protects businesses against claims for bodily injury, property damage, and advertising injuries. Coverage includes premises liability, products liability, and completed operations protection. We help businesses customize policies to address specific risk exposures while maintaining competitive pricing through top-rated carriers.
Farm Insurance
We offer specialized farm insurance programs covering crop losses, equipment, and agricultural operations. Our policies address unique farm exposures including machinery sales, fertilizer distribution, and recreational farm activities. With 30+ years of experience, we create tailored insurance solutions that treat farming as a serious business operation.
Workers' Compensation
Our workers' compensation insurance meets legal requirements while providing comprehensive coverage for workplace injuries and occupational diseases. We offer programs that include medical benefits, income replacement, and rehabilitation services. Our approach helps businesses control costs through safety engineering and claims management services.
Group Health Coverage
We provide group health insurance solutions that help businesses attract and retain talent through competitive benefits packages. Our programs include medical, dental, vision, and disability coverage options. Through partnerships with Alliance Benefit Solutions, we offer access to multiple providers while maintaining personalized service and support.
People
Gary Newborn
President
Founder with over 30 years of experience in insurance brokerage and risk management. Specializes in creating customized insurance solutions for businesses and families while maintaining Wall Street-level expertise for Main Street clients.
Susan Herder
CFO and Manager
Certified insurance professional managing financial operations and personal insurance accounts. Brings extensive experience in policy analysis and client relationship management to ensure comprehensive coverage solutions for individual clients.
Stacey Hazard
Vice President
Commercial insurance specialist with expertise in business risk management. Focuses on developing customized insurance programs for small to medium-sized businesses across various industries while maintaining competitive pricing.
Shirley Torok
Account Manager
Commercial insurance expert managing policy administration and client service operations. Provides specialized knowledge in business insurance products and maintains relationships with top-rated underwriters to ensure quality coverage options.
Michele Burke
Employee Benefits Consultant
Specializes in group insurance programs and employee benefits solutions. Works with businesses to create competitive benefits packages while maintaining cost-effectiveness through strategic carrier partnerships and benefit plan design.
Questions
What types of personal insurance do you offer?
We provide homeowners, auto, condo, recreational vehicle, and personal umbrella insurance policies tailored to individual needs in New Jersey.
Do you specialize in any particular business insurance sectors?
We focus on small to medium businesses across construction, manufacturing, professional services, fitness centers, and sports organizations with customized liability and property coverage.
What farm insurance coverage options exist?
Our farm policies cover crops, equipment, barns, and vehicles while addressing unique exposures like farm retail sales, horse shows, and guided tours.
How do you handle workers' compensation claims?
We partner with carriers providing medical, income, and rehabilitation benefits while offering cost-control services through safety engineering and claims management.
Can you help with employee benefits packages?
Yes, through our partnership with Alliance Benefit Solutions, we offer group health, dental, vision, life, and disability insurance programs tailored to business needs.