Business Details
50+ Years
experience
Trusted Hospitality Insurance Solutions
Hospitality Insurance Agency has been a trusted partner in the hospitality and entertainment industry since 1948. Our team of experienced brokers specializes in understanding the unique risks faced by businesses such as restaurants, hotels, nightclubs, and gentlemens clubs. With over 100 years of combined experience, we provide tailored insurance solutions that protect our clients from industry-specific hazards. Our long-standing relationships with A.M Best A Rated Insurance Carriers allow us to offer comprehensive coverage at competitive rates. We pride ourselves on our deep industry knowledge, stability, and commitment to client satisfaction. Our specialization in hospitality insurance gives us a distinct advantage in addressing the complex needs of our clients.We work tirelessly to ensure our clients can focus on their operations while we handle their risk management. Our proven track record of over 70 years in the business demonstrates our ability to adapt to changing industry landscapes while maintaining our core values of trust and expertise. We understand that insurance is not just a necessity but a strategic asset for business growth and protection. Our agency remains dedicated to evolving with the industry to provide cutting-edge solutions that meet the dynamic needs of hospitality businesses.
Services
Bar Insurance
Microbrewery Insurance
Nightclub Insurance
Restaurant Insurance
Gentlemens Club Insurance
Special Events Insurance
Hotel Insurance
Concert Insurance
Details
- Year established: 1948
Highlights and features
- We have over 70 years of specialized experience in hospitality insurance.
- Our team offers personalized service tailored to specific industry needs.
- We partner with A.M Best A Rated Insurance Carriers for reliable coverage.
- We provide comprehensive protection against hospitality-specific risks.
- Our agency has saved clients money on every replaced policy.
What people say
Save money on every policy
Trusted insurance advisor
Best hands
Comprehensive coverage
Industry expertise
Services
Bar Insurance
Bar insurance protects establishments serving alcohol against claims related to liquor liability, property damage, and general liability incidents. Our coverage includes defense costs, employee practices liability, and business interruption protection. This specialized policy addresses the unique risks faced by bars and taverns in daily operations.
Nightclub Insurance
Nightclub insurance provides comprehensive protection for venues with entertainment features, covering assault claims, liquor liability, and property damage. Our policies include coverage for special events, employee practices liability, and business income protection during closures. This tailored solution addresses the complex risks of nightclub operations.
Restaurant Insurance
Restaurant insurance covers food service establishments against property damage, food contamination claims, and general liability incidents. Our policies include equipment breakdown coverage, business income protection, and liquor liability when applicable. This comprehensive solution addresses both daily operational risks and unexpected emergencies.
Gentlemens Club Insurance
Gentlemens club insurance offers specialized protection for adult entertainment venues, covering unique liability claims, property damage, and business interruption risks. Our policies address industry-specific challenges including employee practices liability and special event coverage while maintaining compliance with regulatory requirements.
Microbrewery Insurance
Microbrewery insurance protects craft beer producers against property damage, equipment breakdowns, and product liability claims. Our coverage includes business income protection during production interruptions and liability coverage for tasting room operations. This tailored solution addresses both manufacturing and retail aspects of brewery operations.
Questions
What types of businesses need hospitality insurance?
Hospitality insurance covers food and beverage establishments, lodging facilities, and entertainment venues including bars, restaurants, hotels, nightclubs, and gentlemens clubs.
What does hospitality insurance typically cover?
Coverage includes liability protection, property insurance, liquor liability, workers compensation, and specialized protections against industry-specific risks like assault claims or equipment breakdowns.
How long has Hospitality Insurance Agency been in business?
Our agency has been serving the hospitality industry since 1948, providing three generations of specialized insurance expertise.
Why choose a specialized insurance agency?
Specialization allows us to understand industry-specific risks better and negotiate more effective coverage solutions through our established relationships with top-rated carriers.
How does insurance help hospitality businesses secure financing?
Financial institutions view comprehensive insurance as risk mitigation, making businesses more attractive for loans and additional funding opportunities.
What is the minimum premium requirement?
For most programs, businesses must maintain a minimum annual premium of $50,000 for liability and property insurance coverage.
