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20 Years
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Your Trusted Insurance Partner in Honolulu, HI
Founded in 2006, our agency brings over 34 years of combined industry expertise to Honolulu County and the entire state of Hawaii. As a State Farm affiliate since 1991, we leverage deep institutional knowledge and localized insights to deliver tailored insurance solutions. Our team of licensed professionals, including agent Kaina Kauahi and representatives Lia Oller and Romi Teranishi, maintains a steadfast commitment to personalized service.

We specialize in auto, home, life, and business insurance while upholding rigorous professional standards through continuous education and community engagement. Our operational philosophy centers on proactive risk management and long-term client relationships built on transparency and accountability.
Services
Auto Insurance Homeowners Insurance Life Insurance Business Insurance Renters Insurance Condo Insurance Personal Articles Insurance Health Insurance Annuities Banking Services
Details
  • Year established: 2006
Highlights and features
  • We offer 34 years of combined insurance expertise with State Farm affiliations
  • Our team provides 24/7 personalized customer support
  • We implement tailored coverage solutions for individual and business needs
  • Our team consists of certified insurance professionals with localized market knowledge
  • We guarantee prompt claims processing and policy management
What people say
Prompt service Knowledgeable staff Friendly representatives Efficient claims processing Personalized solutions
Services
Auto Insurance
Our auto insurance policies protect vehicles against accidents, theft, and natural disasters while offering liability coverage for responsible drivers. We provide customized plans with flexible deductibles and discounts for safe driving records. Our clients benefit from 24/7 claims support and expedited processing through State Farm's nationwide network.
Homeowners Insurance
Comprehensive home insurance covers structural damage, personal belongings, and liability risks for primary residences and investment properties. We offer policy add-ons for high-value items and natural disaster coverage tailored to Hawaii's climate. Our clients receive personalized risk assessments and rebuilding cost estimations.
Life Insurance
We provide term and whole life insurance solutions to protect families and business interests through death benefit payouts. Our policies include customizable riders for critical illness coverage and premium payment flexibility. Clients receive estate planning guidance and policy reviews to ensure evolving needs are met.
Business Insurance
Our business insurance packages protect companies against property damage, liability claims, and operational disruptions. We offer industry-specific policies with customizable limits for small businesses and corporations. Clients benefit from risk management consultations and claims advocacy services.
People
Kaina Kauahi
Agent
State Farm agent since 2006 with 34 years industry experience. Graduate of Pepperdine University and Kamehameha Schools. Active in Native Hawaiian Chamber of Commerce and Kamehameha Schools Alumni Association.
Lia Oller
Office Representative
Licensed agent team member since 2009 with expertise in auto, home, and life insurance products. Holds license #15824505 and serves Honolulu County clients with personalized insurance solutions.
Romi Teranishi
Office Representative
Licensed insurance professional since 2019 with comprehensive knowledge of State Farm systems and insurance products. Provides policy management and claims assistance to residential and commercial clients in Honolulu County.
Questions
What insurance products do you offer?
We provide auto, home, life, business, renters, condo, personal articles, health insurance, and annuities through State Farm's comprehensive product suite.
Do you serve areas outside Honolulu County?
Yes, we provide insurance services across the entire state of Hawaii while maintaining local expertise in Honolulu County markets.
What sets your agency apart from competitors?
Our team combines 34 years of State Farm experience with localized market knowledge and personalized service from three dedicated insurance professionals.
Can I manage policies online?
Yes, State Farm's digital platform allows policy management, claims filing, and document access, with staff support available for technical issues.