Business Details
Trusted Financial Planning Services in Mount Laurel, NJ
Leonard Financial Solutions is a fiduciary financial advisory firm dedicated to providing personalized retirement, estate, and tax planning services. Founded by Jonathan Leonard, our team prioritizes client interests through a Two-Bucket Strategy that balances growth and security. We offer specialized Medicare guidance, Roth conversion planning, and life insurance solutions, integrating tax-efficient strategies and in-house CPA expertise. With a commitment to transparency and integrity, we serve clients nationwide from our Mount Laurel, NJ headquarters, focusing on long-term financial security and legacy protection. 
Services
Retirement Planning
Estate Planning
Medicare Guidance
Financial Planning
Life Insurance
Tax Optimization
Roth Conversions
Social Security Planning
Wealth Management
Highlights and features
- We are legally bound fiduciaries putting your interests first
- Our Two-Bucket Strategy balances growth with capital preservation
- In-house CPA provides specialized tax planning expertise
- Recognized in media for retirement planning expertise
- Client testimonials highlight personalized service and results
Associations and certifications
- BBB A+
What people say
Personalized strategies
Expert Medicare guidance
Tax-efficient planning
Knowledgeable advisors
Comprehensive approach
Services
Retirement Planning
We create personalized retirement income strategies using our Two-Bucket Approach. This method balances growth investments with protected principal to ensure sustainable income. Our planners coordinate Social Security optimization, RMD management, and tax-efficient withdrawals to maximize retirement income longevity.
Estate Planning
Our estate planning services protect client assets through coordinated trust establishment and beneficiary designations. We implement tax-efficient strategies to minimize estate taxes while ensuring client wishes are fulfilled. Services include will reviews, power of attorney documents, and legacy transfer planning.
Medicare Guidance
We provide comprehensive Medicare education and plan selection assistance. Our advisors explain Part A/B/C/D options, Medigap policies, and enrollment timelines. We help clients avoid penalties while choosing coverage that matches their healthcare needs and budget.
Financial Planning
Our financial planning covers cash flow analysis, investment management, and tax optimization. We develop customized strategies integrating retirement goals, risk management, and education funding. The planning process includes regular reviews to adapt to changing life circumstances and market conditions.
Life Insurance
We offer term, whole, and universal life insurance solutions for income replacement and legacy protection. Our advisors help determine appropriate coverage amounts and policy structures. We specialize in using life insurance for estate planning and business continuity purposes.
People
Jonathan Leonard
CEO & Founder
Jonathan Leonard is a fiduciary financial advisor specializing in retirement planning. With decades of experience, he founded Leonard Financial Solutions to provide personalized strategies for Medicare navigation, tax optimization, and legacy protection.
Lyle Leonard
Financial Advisor
Lyle Leonard works with clients to develop comprehensive retirement strategies. He focuses on coordinating investment management with tax-efficient withdrawal plans to maximize retirement income sustainability.
Gary Knapp
Financial Advisor
Gary Knapp specializes in Medicare planning and supplemental insurance solutions. He helps clients navigate healthcare options while integrating coverage decisions with overall financial plans.
John Termun
Financial Advisor
John Termun provides retirement income planning services with emphasis on Social Security optimization and required minimum distribution strategies. He helps clients implement tax-efficient withdrawal approaches.
Jane Coralluzzo
Financial Advisor
Jane Coralluzzo focuses on estate planning and legacy transfer strategies. She works with clients to protect assets through coordinated trust establishment and beneficiary designation reviews.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement planning including income strategies, tax optimization, Social Security analysis, and RMD management using our Two-Bucket Strategy.
Do you work with out-of-state clients?
Yes, we serve clients in all 50 states through virtual consultations and local resource networks.
What makes your firm different from other advisors?
As fiduciaries, we legally prioritize client interests. Our Two-Bucket Strategy and in-house CPA provide unique tax-efficient planning advantages.
How are you compensated for services?
We use transparent fee structures with no hidden commissions. Compensation details are fully disclosed during initial consultations.
Do you offer free initial consultations?
Yes, we provide complimentary strategy sessions to discuss your financial goals and planning options.
What estate planning services do you provide?
We offer trust establishment, beneficiary reviews, and tax-efficient transfer strategies coordinated with your overall financial plan.
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