Business Details
35 Years
experience
Emergency
services
Your Trusted Insurance Partner in Northeast Georgia
Established in 1991, Ash Welborn Insurance has grown into one of the leading independent insurance agencies in Northeast Georgia. Our agency was founded on the principle of building lasting relationships with clients through personalized service and tailored insurance solutions. With offices in Cornelia and Hoschton, we serve residents and businesses across Georgia and beyond, offering access to a wide range of A-rated insurance providers. Our team of experienced professionals takes pride in thoroughly understanding client needs to identify coverage gaps and develop comprehensive protection plans. We prioritize competitive pricing through multi-policy discounts and flexible options, ensuring clients maintain financial security without compromising quality.Over three decades, our growth has been driven by word-of-mouth referrals from satisfied customers who value our commitment to transparency and support during both routine and crisis situations. Our independent status allows us to shop policies across multiple carriers, securing optimal coverage-to-cost ratios for personal and commercial clients. From home and auto insurance to complex business liability solutions, we focus on proactive risk management and long-term client advocacy. Our dedication to community extends beyond insurance through daily prayer initiatives and local engagement. By maintaining traditional values while embracing modern insurance technologies, we continue serving generations of clients with integrity and expertise.
Services
Home Insurance
Auto Insurance
Renters Insurance
Life Insurance
General Liability
Cyber Liability
Workers Compensation
Commercial Property
Commercial Auto
Business Equipment
Details
- Year established: 1991
Highlights and features
- We offer access to multiple A-rated insurance carriers for competitive comparisons
- Our team provides personalized policy reviews to identify coverage gaps
- 30+ years of local insurance expertise with regional market knowledge
- We guarantee multi-policy discounts for bundled home and auto coverage
- Our independent status allows flexible carrier switching when needs change
What people say
Best Insurance Agency around
Prices can not be beat
Amazing customer service
Work hard to get you the best prices
Trusted for over 20 years
Services
Home Insurance
Protect your most valuable asset with customized homeowners insurance that covers structural damage, personal belongings, and liability risks. Our policies include protection against fire, theft, and natural disasters while offering flexible deductible options. We help clients in Northeast Georgia secure competitive rates through multi-carrier comparisons, ensuring comprehensive protection that matches their specific property needs and budget requirements.
Commercial Property
Safeguard business assets against theft, fire, and natural disasters with tailored commercial property insurance. Our coverage includes building structures, inventory, and essential equipment while providing business interruption protection. We assess each client's unique risk profile to develop cost-effective solutions that meet industry-specific requirements. Our independent agency status allows access to specialized carriers offering competitive rates for businesses of all sizes in Georgia.
Cyber Liability
Mitigate financial risks from data breaches and cyber attacks with comprehensive cyber liability insurance. Our policies cover breach response costs, legal fees, and regulatory fines while including proactive risk management resources. We help Georgia businesses implement security protocols that reduce incident likelihood. With access to top-rated carriers, we provide scalable solutions for companies handling sensitive customer data across various industries.
Workers Compensation
Meet legal requirements while protecting employees with compliant workers' compensation insurance. Our policies cover medical expenses, rehabilitation costs, and lost wages for work-related injuries or illnesses. We specialize in complex cases involving 1099 contractors and multi-state operations. Georgia businesses benefit from our carrier relationships that offer competitive rates without compromising coverage quality or claims support.
Business Equipment
Protect mobile business equipment including power tools, machinery, and transportation assets with specialized coverage. Our policies cover repair or replacement costs for equipment damaged during transit or on job sites. We offer flexible terms for contractors and tradespeople in Northeast Georgia, ensuring protection against theft, accidental damage, and mechanical breakdowns that could disrupt business operations.
People
Tim Smith
Owner/President
With over 30 years leading Ash Welborn Insurance, Tim Smith established the agency's reputation for personalized service and community commitment. He oversees strategic operations while maintaining hands-on client relationships.
Debra Vann
Commercial Customer Service
Debra Vann specializes in commercial insurance solutions at the Hoschton office, bringing extensive experience in business risk management and policy customization for Georgia companies.
Lenard Cruz
Agent
As a dedicated insurance agent in Hoschton, Lenard Cruz helps clients navigate personal and commercial coverage options with a focus on clear communication and tailored solutions.
Ann Ballinger
Accounting Executive
Ann Ballinger manages financial operations at Ash Welborn Insurance, ensuring accurate policy administration and billing processes that support the agency's growth and client satisfaction.
Sheree Irvin
Office Manager
Sheree Irvin coordinates daily operations at the Cornelia office, maintaining the agency's commitment to efficient service and client support since joining the team.
Questions
What areas do you serve?
We primarily serve Northeast Georgia including Cornelia and Hoschton, with clients across the state and select out-of-state locations.
Do you offer multi-policy discounts?
Yes, we provide multi-policy discounts for bundled home and auto insurance, with potential savings when combining multiple policies.
How do you find competitive rates?
As an independent agency, we compare policies across multiple A-rated carriers to secure the best coverage-to-cost ratios for our clients.
What business insurance types do you offer?
We provide general liability, cyber liability, workers compensation, commercial property, business equipment, and commercial auto insurance solutions.
Are you available for emergencies?
Yes, we handle emergency claims and provide after-hours support for urgent insurance needs through our dedicated contact channels.
