Business Details
Your Trusted Medicare Insurance Partner in San Juan Capistrano
I am Stephanie Frisch, an independent insurance broker dedicated to helping individuals navigate the complexities of Medicare. With a focus on personalized service, I provide free consultations to clients in San Juan Capistrano and surrounding areas. My office, located in the Capistrano Professional Plaza since 2003, serves as a hub for no-pressure guidance through Medicare Advantage, Supplement, and Prescription Drug plans. I prioritize client education, ensuring thorough understanding of IRMAA implications, enrollment processes, and coverage options. My commitment to community involvement extends through volunteer work and support for local nonprofits, including past board roles with the San Juan Capistrano Chamber of Commerce and current membership in the Rotary Club.By maintaining contracts with major insurance providers, I offer tailored solutions without charging clients directly. My approach emphasizes transparency, with consultations lasting at least one hour to address medication lists, physician networks, and financial considerations. Recognizing the emotional weight of healthcare decisions, I strive to make the process accessible and stress-free. Client testimonials highlight appreciation for my expertise, patience, and ability to simplify complex insurance terminology. As an independent broker, I maintain objectivity while advocating for clients' best interests in Medicare-related matters.
Services
Medicare Advantage
Medicare Supplement
Medicare RX Plans
Free Consultations
Community Involvement
Highlights and features
- We offer free, no-pressure Medicare consultations
- Our independent broker model ensures objective plan comparisons
- We provide personalized, one-hour appointments for thorough education
- We maintain deep community ties through local nonprofit involvement
- Our clients praise our ability to simplify complex insurance terminology
What people say
Thoroughness and knowledge
Quick approval for referrals
Trusted partner
Saved me from Medicare ignorance
Best insurance broker
Services
Medicare Advantage
We help clients evaluate Medicare Advantage plans that combine Part A, B, and often D coverage through private insurers. Our guidance includes assessing network restrictions, prescription coverage, and out-of-pocket costs. We explain how these plans differ from Original Medicare while considering individual healthcare needs and budget constraints.
Medicare Supplement
Our experts compare Medigap policies that cover gaps in Original Medicare payments. We clarify standardized plan options, premium costs, and how these supplements interact with prescription drug coverage. This service helps clients understand long-term financial protection against unexpected medical expenses.
Medicare RX Plans
We analyze Part D prescription drug plans based on clients' medication lists and pharmacy preferences. Our evaluation includes formulary coverage, tier pricing, and potential IRMAA surcharges. We help identify plans that balance premium costs with expected drug expenses throughout the coverage year.
Free Consultations
We provide no-cost, no-obligation consultations to review Medicare enrollment timelines and coverage options. Sessions include personalized comparisons of plan benefits, costs, and network providers. Our approach ensures clients make informed decisions without financial pressure or hidden fees.
Community Involvement
We maintain active participation in local organizations like the San Juan Capistrano Rotary Club. Our community engagement includes past board roles with the Chamber of Commerce and Boys & Girls Club. This involvement helps us better understand local healthcare needs while supporting regional nonprofits through volunteering and donations.
People
Stephanie Frisch
Owner
Stephanie Frisch is an independent Medicare insurance broker serving San Juan Capistrano residents since 2003. With extensive knowledge of Medicare Advantage, Supplement, and Prescription Drug plans, she provides free, no-pressure consultations. Her community involvement includes past board roles with local nonprofits and current Rotary Club membership.
Questions
What Medicare services do you offer?
We specialize in Medicare Advantage, Supplement, and Prescription Drug plan comparisons, along with free enrollment guidance and coverage evaluations.
Are your consultations really free?
Yes, we offer completely free, no-obligation consultations as we're compensated by insurance companies, not clients.
How long do appointments typically last?
Our standard consultations last at least one hour to thoroughly address your specific Medicare needs and questions.
Do you serve areas beyond San Juan Capistrano?
While based in San Juan Capistrano, we assist clients throughout Orange County with Medicare insurance options.
What should I bring to our meeting?
Please bring your current medication list, physician information, and any existing insurance documents for personalized guidance.
