Business Details
50+ Years
experience
Insurance Services in North & South Dakota
Center Mutual Insurance Claims Company has served North Dakota and South Dakota communities since 1911, beginning as a farmers' mutual insurance group and evolving into a trusted regional insurer. Through strategic mergers and acquisitions, including the 1969 consolidation with Publishers Mutual Fire Insurance Company, we've maintained continuous growth while preserving our founding commitment to personalized service.With 29 dedicated professionals managing approximately 25,000 policies, our century-plus legacy reflects our unwavering dedication to policyholder protection, fair claims resolution, and community-focused insurance solutions delivered through a network of local independent agents.
Services
Personal Auto Insurance
Homeowners Insurance
Farm Insurance
Dwelling Fire Insurance
Farm Truck Insurance
Excess Liability Insurance
Rental Property Coverage
Special Property Coverage
Umbrella Policies
Semi Truck Insurance
Details
- Year established: 1911
Highlights and features
- 100+ years of regional insurance expertise
- Independent agent network for personalized service
- Customizable coverage options for unique needs
- Proven claims handling process with local adjusters
- Community-focused risk management solutions
Services
Personal Auto Insurance
Protect your vehicles with comprehensive personal auto insurance covering bodily injury, property damage, and optional coverages like collision and comprehensive protection. Our policies include specialized coverage for motor homes, campers, and trailers while offering premium discounts for multi-policy holders and safe drivers.
Farm Insurance
Customized farm insurance solutions protect your agricultural operations with coverage for dwellings, outbuildings, farm machinery, and livestock. Our policies include specialized protection for grain storage, irrigation systems, and farm equipment with liability coverage for rural churches and business activities.
Homeowners Insurance
Comprehensive homeowners insurance covers your primary residence, rental properties, and seasonal homes with options for replacement cost coverage, identity theft protection, and special property endorsements for valuable items like jewelry and electronics.
Excess Liability Insurance
Enhance your existing insurance coverage with excess liability protection that extends limits across multiple policies including auto, home, and farm insurance. This umbrella coverage protects against major claims with flexible options for additional residences and commercial vehicles.
Dwelling Fire Insurance
Specialized dwelling fire insurance protects rental properties and seasonal homes with customizable options including vandalism coverage, service line protection, and liability coverage for landlords. Available discounts apply for all-electric homes and new construction.
Questions
What areas does Center Mutual Insurance serve?
We provide insurance services throughout North Dakota and South Dakota.
How can I get an insurance quote?
Contact your local independent agent or use our online agent locator tool.
What types of insurance do you offer?
We specialize in personal auto, homeowners, farm, dwelling fire, and commercial insurance policies.
How do I file a claim?
Contact your independent agent directly or use our online claims portal.
Are there discounts available?
Yes! We offer multi-policy, new home, all-electric, and other premium discounts.
Can I manage my policy online?
Yes, through our secure client portal accessible via the Center Mutual app.
