Business Details
Trusted Insurance Solutions for Florida Businesses
Floridian Quote, an online quoting division of Alltrust Insurance, has served Florida businesses and individuals for nearly two decades. Our mission centers on delivering superior service and comprehensive education about healthcare insurance options. Specializing exclusively in Florida markets, we leverage deep expertise to identify optimal plans for employers, employees, and families while prioritizing client understanding of policy details and benefits. With access to multiple providers, we streamline the shopping process through a user-friendly digital platform. Our team of seasoned consultants brings decades of combined experience in group benefits, individual health insurance, and financial services.We maintain strong partnerships with major medical providers across Florida to ensure competitive coverage options. Our services extend beyond basic insurance placement to include ACA compliance guidance, payroll integration support, and year-round benefits administration. Headquartered in Tampa, we serve clients throughout Jacksonville, Orlando, Miami, and surrounding regions. Our commitment to personalized service remains unwavering, with dedicated consultants available to explain complex insurance terminology and coverage nuances. As part of Alltrust Insurance - a company recognized for workplace excellence since 1994 - we uphold the highest standards of client care and industry knowledge.
Services
Group Health Insurance
Level Funding
Dental Insurance
Vision Insurance
Disability Insurance
Life Insurance
HR Technology Solutions
Health and Wellness PEO Services
Cyber Services
Short Term Health Insurance
Highlights and features
- We offer 20+ years of Florida-specific insurance expertise
- Our team includes licensed brokers with specialized ACA compliance knowledge
- We provide a free proprietary online enrollment platform
- We represent all major Florida medical providers
- Our consultants explain complex insurance terminology in plain language
What people say
Fantastic professional
Best coverage at best value
Incredibly helpful and reliable
Saves money through expertise
Smooth transition assistance
Services
Group Health Insurance
We provide comprehensive group health insurance solutions tailored for Florida businesses. Our services include evaluating employer needs, negotiating premium rates, and designing customized benefit packages. Our expertise ensures clients receive optimal coverage while maintaining compliance with state and federal regulations.
HR Technology Solutions
Our proprietary online platform streamlines benefits management for employers of all sizes. Features include digital enrollment, ACA compliance tracking, payroll integration, and year-round benefits administration. This technology solution enhances efficiency while reducing administrative burdens for HR departments.
Level Funding
We offer innovative level funding solutions that provide predictable monthly costs for employer health plans. This approach combines fixed premium payments with stop-loss insurance protection, helping businesses manage cash flow while maintaining comprehensive employee benefits.
Dental Insurance
Our dental insurance options provide access to extensive provider networks across Florida. We help businesses select plans that balance premium costs with coverage levels, including preventive care, major procedures, and orthodontic treatments for employees and their families.
Life Insurance
We offer term and permanent life insurance solutions for businesses and individuals. Our consultants help clients understand policy features, determine appropriate coverage amounts, and select plans that align with their financial protection needs and budget constraints.
People
Rod Kamuf
EVP & Licensed Broker
Senior Benefits Consultant with 20+ years of experience in Florida health insurance markets. Specializes in group benefits, ACA compliance, and employer-employee cost strategies. Graduated from University of South Florida with finance degree.
Lisa Willey
Account Manager
Experienced account manager providing personalized support to Florida businesses seeking health insurance solutions. Focuses on client education and policy implementation. Part of Alltrust Insurance's award-winning service team.
Questions
Will I find different rates at different sites?
Health insurance rates are regulated by the FL Department of Insurance, so premiums remain consistent across providers. Differences may occur due to census data variations or network differences.
What is the application process for group health insurance?
Submit company information through our request page, receive same-day competitive quotes, and consult with licensed agents to select and implement your chosen plan.
How much does the company cover of the premium?
Florida law requires businesses to cover at least 50% of employee-only premiums. Employers aren't required to cover dependent costs, which employees can pay through payroll deductions.
What determines monthly insurance rates?
Rates depend on employee ages and locations. Insurance carriers file rates with the FL Department of Insurance, with ACA regulations limiting age-based premium differences to a 3:1 ratio.
Do you offer online enrollment tools?
We provide a free industry-leading online enrollment platform with features including digital onboarding, ACA compliance tracking, payroll integration, and year-round benefits administration.
