No one can tell what the future holds or the adversities that they may face. Insurance protects you from some of those disadvantages and you want someone who you trust to support you. Let us help you eliminate those hardships. We give our clients firm legs to stand on in a sea of insurance confusion by Listening, Educating, Guiding, and Supporting you and your needs.
We treat our clients as we would want our families to be treated: with respect, consideration and compassion. Going above and beyond to establish client satisfaction and reassurance is something that we pride ourselves in. Our clients know that we are always here with friendly and prompt customer service for their insurance questions and needs. Our dedicated service team will leave no stone unturned while we advocate for the best solution for you.
Everyone likes to get the best bang for their buck and we are happy to assist in that process! There are so many affordable policies available that no one should have to sacrifice a ridiculously high percentage of their income to get the coverage they need and deserve.
We treat our clients as we would want our families to be treated: with respect, consideration and compassion. Going above and beyond to establish client satisfaction and reassurance is something that we pride ourselves in. Our clients know that we are always here with friendly and prompt customer service for their insurance questions and needs. Our dedicated service team will leave no stone unturned while we advocate for the best solution for you.
Everyone likes to get the best bang for their buck and we are happy to assist in that process! There are so many affordable policies available that no one should have to sacrifice a ridiculously high percentage of their income to get the coverage they need and deserve.
Services
About
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Located in Chico, California, we at Firm Foundations Insurance & Benefits Center build trust by listening to your needs and goals.
We educate you on your options.
We guide you on obtaining the best value for your situation with compliant plans and support you with superior service and current tools for success.
Dale Penne, President of Firm Foundations, was born and raised in Red Bluff, CA.
His diverse and varied background gives him the unique ability to view our clients' benefits, concerns, and management needs from a 360-degree perspective while offering value and innovative solutions.
We educate you on your options.
We guide you on obtaining the best value for your situation with compliant plans and support you with superior service and current tools for success.
Dale Penne, President of Firm Foundations, was born and raised in Red Bluff, CA.
His diverse and varied background gives him the unique ability to view our clients' benefits, concerns, and management needs from a 360-degree perspective while offering value and innovative solutions.
Faq
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We assist each client by taking into consideration their unique financial concerns and circumstances.
We help educate and guide them when choosing the plan that best fits their needs.
One of the most efficient ways to find out is to visit your insurer's website to review your health plan's formulary, also known as a preferred drug list.
A formulary is a list of medications preferred by your health plan and includes generic and brand-name prescription drugs.
Another option is to call your insurer directly to find out what drugs are covered; be sure to have your plan information available before you call.
We help educate and guide them when choosing the plan that best fits their needs.
One of the most efficient ways to find out is to visit your insurer's website to review your health plan's formulary, also known as a preferred drug list.
A formulary is a list of medications preferred by your health plan and includes generic and brand-name prescription drugs.
Another option is to call your insurer directly to find out what drugs are covered; be sure to have your plan information available before you call.
Individual & Family
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Many people still do not have health insurance, let alone feel confident about how to choose an insurance policy.
At Firm Foundations, we take the time to listen to your individual concerns, whether you're shopping for yourself or your family.
We educate you on the insurance options available to fit you and/or your family's needs and serve as your dedicated personal advocate.
We offer a wide selection of the biggest and best names in the business.
From Covered California to hundreds of insurance plans in our nationwide database, you're certain to find a plan that will offer you the most value for your insurance dollar.
At Firm Foundations, we take the time to listen to your individual concerns, whether you're shopping for yourself or your family.
We educate you on the insurance options available to fit you and/or your family's needs and serve as your dedicated personal advocate.
We offer a wide selection of the biggest and best names in the business.
From Covered California to hundreds of insurance plans in our nationwide database, you're certain to find a plan that will offer you the most value for your insurance dollar.
Health
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Trying to figure out what kind of health insurance policy to purchase isn't easy for most people.
There are things that you may not have taken into consideration prior to committing to a policy, causing a stressful situation.
My wife is a stay-at-home mom and we have 2 children; my benefits plan through my employer is too expensive to cover the entire family.
What are my options?
All of these things are questions that we can and will help you with.
We have hundreds of policies from a variety of carriers that we can narrow down to best fit your life.
There are things that you may not have taken into consideration prior to committing to a policy, causing a stressful situation.
My wife is a stay-at-home mom and we have 2 children; my benefits plan through my employer is too expensive to cover the entire family.
What are my options?
All of these things are questions that we can and will help you with.
We have hundreds of policies from a variety of carriers that we can narrow down to best fit your life.
Vision
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Most eye-care experts recommend that you have a complete eye exam every one to three years, depending on your age, risk factors and whether you currently wear corrective lenses.
Children need regular eye exams to detect vision problems that may interfere with learning.
Needless to say, having vision insurance is necessary.
We've provided a quoting tool to see what your potential options are and are happy to discuss them with you.
To ensure you're getting the best value for your dollar, we encourage you to contact our office at 530-891-4673.
Children need regular eye exams to detect vision problems that may interfere with learning.
Needless to say, having vision insurance is necessary.
We've provided a quoting tool to see what your potential options are and are happy to discuss them with you.
To ensure you're getting the best value for your dollar, we encourage you to contact our office at 530-891-4673.
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