Call Now
Website
Call
Business Details
28 Years
experience
Your Trusted Insurance Partner in Gunnison, CO
Shondeck Financial Services & Insurance has been a trusted provider of comprehensive insurance and financial solutions since 1998. As Gunnison County's only locally owned, independent insurance agency, we specialize in life, health, property, and casualty insurance, along with retirement and estate conservation strategies. Our team of experienced professionals, including Scott and Lauren Shondeck, Katy Murtaugh, Tara Heger, Erika Aguilera, and Gary and Karen Shondeck, is dedicated to delivering personalized service tailored to individual client needs.

With access to over 20 insurance carriers, we provide customized coverage options for homes, vehicles, businesses, and families across Gunnison County and the Western Slope. Our commitment to community expertise ensures clients receive informed guidance on policy selection, claims resolution, and long-term financial planning.
Services
Commercial Insurance Personal Insurance Health Insurance Life Insurance Auto Insurance Home Insurance Workers Compensation Umbrella Insurance Disability Insurance Long Term Care
Details
  • Year established: 1998
Highlights and features
  • We are Gunnison County's only locally owned, independent insurance agency
  • Our team includes licensed professionals with decades of combined industry experience
  • Access to 20+ insurance carriers ensures optimal coverage comparisons
  • Specialized expertise in Colorado-specific insurance requirements and regulations
  • Comprehensive service includes policy selection, claims assistance, and long-term planning
Services
Commercial Insurance
Protect your business investments with customized commercial insurance solutions. We offer liability protection, property coverage, workers' compensation, and business owner policies tailored to Colorado's specific requirements. Our local expertise ensures comprehensive protection against common threats while meeting state mandates.
Health Insurance
Navigate complex health insurance options with assistance from Connect for Health Colorado-certified brokers. We provide individual and group plans with premium tax credit eligibility, covering essential benefits without pre-existing condition exclusions. Specialized options include Medicare supplements and critical illness coverage.
Life Insurance
Secure your family's future with term and permanent life insurance policies from top carriers like MetLife and TransAmerica. Our offerings include disability income protection and long-term care policies to safeguard against unexpected life events and income loss.
Personal Insurance
Comprehensive personal insurance solutions for homes, vehicles, and valuable assets. We offer homeowners, renters, auto, and umbrella insurance with customizable coverage limits. Our team ensures compliance with Colorado's minimum requirements while addressing individual risk management needs.
Workers Compensation
Mandatory workers' compensation coverage for Colorado employers with one or more employees. We provide policies that meet state requirements while offering additional protection options. Our local agency assists with policy selection and claims management for business owners across the Western Slope.
People
Scott Shondeck
Agent
Licensed insurance professional specializing in property and liability coverage. Provides personalized insurance solutions for businesses and individuals across Gunnison County with over two decades of local experience.
Lauren Shondeck
Agent
Insurance specialist focusing on life and health coverage options. Assists clients with Connect for Health Colorado enrollments and Medicare plan selections while maintaining commitment to community-based service standards.
Gary Shondeck
Broker/Financial Advisor
Experienced insurance broker and financial planner offering retirement and estate conservation strategies. Provides expert guidance on business insurance needs and long-term financial protection solutions since 1998.
Katy Murtaugh
Agent
Insurance professional handling policy administration and client service needs. Specializes in personal insurance products including home, auto, and umbrella coverage for Gunnison Valley residents.
Tara Heger
Agent
Licensed insurance agent providing property and liability coverage solutions. Focuses on commercial insurance needs for local businesses while maintaining expertise in Colorado-specific insurance regulations.
Questions
What insurance products do you specialize in?
We offer life, health, home, auto, commercial insurance, and financial planning services. Our access to 20+ carriers ensures comprehensive coverage options for individuals and businesses.
Are you locally owned and operated?
Yes, we're Gunnison County's only locally owned independent insurance agency, serving the Western Slope since 1998 with personalized insurance solutions.
Do you offer health insurance through Connect for Health Colorado?
As a certified enrollment center, we provide Connect for Health Colorado plans with premium tax credit eligibility and help clients navigate available financial assistance programs.
What commercial insurance coverage do you provide?
We offer business owner policies, liability coverage, commercial auto, property insurance, and workers' compensation meeting Colorado's regulatory requirements with customized protection options.
How can I get a home insurance quote?
Contact our Gunnison office to discuss coverage needs with our agents, who will compare quotes from top insurers to find the best home insurance solution for your specific situation.
Do you offer financial planning services?
Yes, our services include retirement planning and estate conservation strategies through J.W. Cole Financial, Inc. partnerships while maintaining independent agency status.