Business Details
45 Years
experience
Emergency
services
Your Trusted Insurance Partner in Towson, MD
Hoffberger Insurance Agency has been serving clients since 1981, offering specialized insurance solutions tailored to personal, commercial, and equine industry needs. Our agency was founded on the expertise gained from decades of experience in the horse business, which led to the development of our renowned Bloodstock insurance program. With dedicated divisions for Personal, Commercial Property & Casualty coverages, and Horse insurance, we provide personalized service backed by deep industry knowledge. Tracy McCoy, a Vice-President with over 30 years of tenure, leads our team in delivering comprehensive insurance strategies for both individuals and businesses. Sam Hoffberger continues the family legacy, combining generational insight with modern insurance practices to serve clients nationwide.Our specialists understand the unique risks faced by clients in diverse industries and place coverage with confidence through trusted carriers. For decades, businesses have relied on us to manage complex aspects of their insurance portfolios while maintaining a commitment to exceptional client service. Our approach combines technical expertise with a client-first philosophy, ensuring tailored solutions that address specific needs. We pride ourselves on meeting the demands of a diversified business community while upholding the highest standards of professionalism. With offices in Towson, Maryland, we remain dedicated to providing reliable insurance services rooted in integrity and long-term relationships.
Services
Personal Insurance
Commercial Insurance
Horse Insurance
Bloodstock Insurance
Farm Insurance
Details
- Year established: 1981
Highlights and features
- We have over 40 years of experience in insurance since 1981
- Specialized expertise in equine and bloodstock insurance programs
- Family-owned agency combining generational knowledge with modern practices
- Dedicated insurance specialists for personal and commercial clients
- 24/7 emergency contact available for urgent insurance needs
Services
Personal Insurance
We provide comprehensive personal insurance solutions tailored to individual needs. Our offerings include home, auto, and life insurance policies designed to protect personal assets and provide financial security. With personalized service from experienced specialists, clients receive customized coverage options that adapt to evolving life circumstances while maintaining competitive pricing and reliable protection.
Commercial Insurance
Our commercial insurance division addresses complex business risks through customized coverage solutions. We serve diverse industries with property, liability, and specialized insurance products, helping businesses manage exposures and maintain operational continuity. Our experienced team works closely with clients to develop comprehensive risk management strategies that protect commercial assets and support long-term business sustainability.
Horse Insurance
We offer specialized insurance programs for horse owners and equine businesses, including mortality, liability, and care coverage. Our equine insurance solutions address the unique needs of breeders, trainers, and owners through tailored policies that protect valuable animals and related operations. With deep industry expertise, we provide comprehensive risk management strategies for both individual horse owners and large-scale equine enterprises.
Bloodstock Insurance
Our bloodstock insurance program provides specialized coverage for valuable breeding and performance horses. Developed from decades of equine industry experience, this insurance protects against mortality and specified risks for thoroughbred and other high-value equine investments. We offer customized policies that address the unique financial considerations of horse breeding and racing operations.
Farm Insurance
We provide comprehensive insurance solutions for farm operations, including property, liability, and specialized agricultural coverage. Our farm insurance policies protect rural properties, equipment, and livestock while addressing the unique risks associated with agricultural businesses. With tailored options for both small family farms and large commercial operations, we ensure comprehensive protection for farming enterprises.
People
Richard J. Hoffberger
President
President with over 40 years of insurance experience, specializing in equine insurance. Developed the agency's bloodstock program through personal expertise as a horse owner and breeder.
Tracy A. McCoy
Vice President
Vice President with 30+ years of tenure, managing commercial and personal insurance solutions. Leads a support team with deep understanding of diverse insurance requirements for businesses and individuals.
Sam Hoffberger
Manager
Third-generation insurance professional specializing in equine insurance. Combines family legacy with modern insurance practices to serve clients in the horse industry.
Questions
What types of insurance do you specialize in?
We specialize in personal insurance, commercial property & casualty coverages, and equine insurance including bloodstock and farm policies.
Do you offer specialized horse insurance programs?
Yes, we offer bloodstock insurance developed from decades of equine industry experience as horse owners and breeders.
What are your office hours?
Our offices are open Monday through Friday from 8:30 AM to 5:00 PM EST.
Who handles commercial insurance policies?
Tracy McCoy, our Vice President, specializes in commercial insurance solutions for diverse business needs.
Where is your agency located?
We are located at 110 West Road, Suite 235, Towson, Maryland 21204.
