Business Details
Your Trusted Insurance Partner in Red Oak, IA
As your local State Farm agent in Red Oak, Iowa, we dedicate ourselves to providing personalized insurance solutions tailored to your unique needs. With a deep understanding of the local community, our team offers comprehensive coverage options including Auto, Home, Life, Business, and Health Insurance to protect what matters most. Our agency combines decades of industry experience with a commitment to the Good Neighbor spirit, ensuring you receive expert guidance and reliable support throughout every stage of the insurance process.We pride ourselves on building lasting relationships with our clients, delivering attentive service that extends beyond policy sales to include ongoing risk assessment and coverage adjustments. Licensed to serve all of Iowa and Nebraska, our team brings both regional expertise and national resources to every client interaction.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Business Insurance
Renters Insurance
Condo Insurance
Health Insurance
Investment Services
Annuities
RV Insurance
Highlights and features
- We offer 24/7 personalized customer support for urgent insurance needs
- Our team deeply understands the local market needs in Red Oak, IA
- We provide a wide variety of insurance products including Home, Auto, and Life Insurance
- Our agent maintains active licenses in multiple states for expanded service capabilities
- We combine community roots with national insurance expertise through State Farm resources
What people say
Excellent customer service
Incredibly knowledgeable team
Prompt assistance
Local market understanding
Personalized coverage options
Services
Auto Insurance
We provide comprehensive auto insurance solutions that protect against liability, collision, and uninsured motorists while offering customizable deductibles and coverage limits. Our policies include roadside assistance, rental reimbursement, and specialized coverage for classic cars or high-value vehicles. With local expertise in Iowa and Nebraska driving conditions, we help clients navigate insurance requirements while maintaining affordable premiums.
Homeowners Insurance
Our homeowners insurance policies safeguard against property damage from fire, theft, and natural disasters while providing liability coverage for accidents on your property. We offer specialized endorsements for valuable possessions, flood protection, and identity theft recovery. The agency helps clients understand replacement cost vs. market value coverage to ensure adequate protection for their Iowa and Nebraska properties.
Life Insurance
We offer term and whole life insurance solutions that provide financial security for families and business partners through death benefit protection. Our policies can include accelerated benefit riders for chronic illness and conversion options for long-term coverage needs. As a locally-based agent, we help Iowa residents understand policy options that align with their estate planning and family protection goals.
Business Insurance
Our business insurance packages protect small businesses with liability coverage, property protection, and business interruption insurance tailored to specific industry needs. We offer specialized policies for commercial vehicles, professional liability, and workers' compensation requirements. As a small business owner ourselves, we provide personalized risk assessment and coverage solutions for Iowa and Nebraska companies.
Investment Services
We provide investment advisory services through State Farm's registered investment management programs, offering portfolio options for retirement planning and wealth accumulation. Our services include 401(k) rollovers, college savings plans, and annuity products with personalized risk assessment. The agency maintains FINRA licenses to provide securities-related services across our Midwest service area.
People
Dave Carbaugh
State Farm Insurance Agent
Fourth-generation Red Oak resident with State Farm insurance expertise, combining local knowledge with national resources to serve Iowa and Nebraska clients. Active in community agriculture and family farming, providing personalized insurance solutions since taking over this agency.
Mary Perdue
Office Manager
Licensed insurance professional with decades of experience in home, auto, and business insurance, serving the Red Oak community since 1985 with personalized policy management and customer service expertise.
Stephanie Meyer
Insurance Agent
Licensed Iowa and Nebraska insurance professional specializing in home and auto coverage, bringing local perspective and personalized service to clients while managing policy needs for residents across southwest Iowa.
Molly Wise
Insurance Professional
Experienced insurance agent licensed in home, auto, and business insurance with community ties through local 4-H leadership, providing personalized coverage solutions while balancing family farm responsibilities in southwest Iowa.
Austin Duysen
Insurance Agent
Agriculture-focused insurance professional with industry experience and family roots in southwest Iowa, offering specialized insurance solutions while maintaining active involvement in local youth sports and farming operations.
Questions
What types of insurance do you offer?
We provide Auto, Homeowners, Life, Business, Health, Renters, Condo, RV, and Boat Insurance along with Investment Services and Annuities through State Farm.
Do you serve areas outside Red Oak?
Yes, we serve all of Iowa and Nebraska including Villisca, Elliott, Griswold, and surrounding communities with both in-person and virtual meeting options.
Can I get help with policy changes after hours?
Our team offers 24/7 contact options for urgent needs and schedules appointments outside regular office hours to accommodate client availability.
How do claims get processed?
Claims can be initiated through our website or by contacting our office directly, with local support for initial processing and coordination with State Farm's claims network.
Are there discounts available for multiple policies?
Yes, we offer bundling options and safe driving rewards that may help reduce premiums when combining multiple insurance products with our agency.
What makes your agency different from other insurers?
As fourth-generation Red Oak residents, we combine local community knowledge with State Farm's national resources to provide personalized insurance solutions tailored to Midwest living.
