Business Details
We have been family owned and operated since June 1, 1960, giving us over six decades of insurance expertise. We originally operated out of Gayle Crows home until 1989, when the agency moved to a dedicated storefront. After Gayles passing in 1986, his daughter Melody assumed ownership, continuing the family tradition. In 2017, Melody retired and transferred the business to her niece Cori Crow Lowry, the third generation owner. As the third generation, we blend traditional values with modern insurance solutions to serve our community. We regularly contribute to the community through scholarships, youth programs, legislative advocacy, and educational initiatives. Our commitment to professional standards is reflected in rigorous underwriting, transparent claims handling, and consistent client communication.
We prioritize personalized service, ensuring each client receives tailored coverage that meets their unique risk profile. Our longstanding reputation for reliability and trust has earned us repeat business and referrals throughout Elk City and surrounding areas. We maintain full transparency in client information handling, sharing details only with authorized providers to secure the best quotes. Our dedication to community involvement and client satisfaction drives every decision we make, ensuring longterm relationships built on integrity.
We prioritize personalized service, ensuring each client receives tailored coverage that meets their unique risk profile. Our longstanding reputation for reliability and trust has earned us repeat business and referrals throughout Elk City and surrounding areas. We maintain full transparency in client information handling, sharing details only with authorized providers to secure the best quotes. Our dedication to community involvement and client satisfaction drives every decision we make, ensuring longterm relationships built on integrity.
Highlights and features
- We have delivered 60+ years of insurance expertise since 1960.
- Our familyowned, thirdgeneration structure ensures personalized service and community commitment.
- We guarantee transparent quoting with full pricing disclosure.
- We maintain detailed client records for accurate risk assessment.
- We support community scholarships and educational programs.
Services
Auto
Auto insurance provides coverage for personal vehicles against liability, collision, and comprehensive risks. Our policies are tailored for drivers of all ages, ensuring affordable premiums and rapid claim resolution. This protection gives vehicle owners peace of mind and financial security on every journey.
Life
Life insurance offers financial protection to beneficiaries upon the policyholder's death. We design flexible term and whole life plans that secure longterm financial stability for families. Such coverage ensures loved ones can maintain their standard of living without financial hardship.
Renters
Renters insurance safeguards tenants' personal belongings and liability exposures in leased properties. Our policies cover theft, fire, water damage, personal injury, and liability, providing affordable rates tailored for renters. This protection gives renters confidence that their possessions are secure regardless of landlord policies and unexpected incidents.
Commercial
Commercial insurance protects businesses from property damage, liability, and employee-related risks. Our specialized plans adapt to industry specific needs, delivering customized coverage and claims support. This ensures business owners maintain operations without interruption and protect their assets from unforeseen events.
Surety Bonds
Surety bonds guarantee performance and fidelity for legal contractual obligations across industries. We issue bonds that protect project owners and ensure contractors meet their commitments reliably. This assurance builds trust among stakeholders and safeguards against financial loss due to nonperformance.