Business Details
37 Years
experience
Your Trusted Insurance Partner in Santa Cruz
Cecy Insurance Services has specialized in health insurance solutions since 1989, providing personalized service to individuals, families, and businesses. Our team combines decades of industry experience with a commitment to helping clients navigate complex insurance landscapes. We prioritize client education, offering tailored guidance to ensure informed decisions about health, life, disability, and Medicare coverage. As an independent agency, we represent multiple carriers to deliver cost-effective plans that meet diverse needs. Our local expertise in Santa Cruz County allows us to address community-specific insurance challenges effectively.We maintain active memberships in professional organizations like NAHU and NAIFA to stay at the forefront of industry developments. Our client-centered approach extends to employer benefits consulting, compliance assistance, and retirement planning services. With a focus on long-term relationships, we provide ongoing support to adapt coverage as clients' needs evolve. Our team includes licensed professionals with specialized designations such as Registered Health Underwriter (RHU). We serve both new and experienced insurance buyers, offering personalized assistance through every stage of the enrollment process.
Services
Health Insurance
Life Insurance
Medicare Plans
Disability Insurance
Travel Insurance
Group Health
Dental Insurance
Vision Insurance
Employee Benefits
Retirement Plans
Details
- Year established: 1989
Highlights and features
- We offer over 25 years of experience in health insurance solutions
- Our team provides personalized service tailored to individual needs
- We maintain active memberships in professional organizations like NAHU and NAIFA
- Our independent agency represents multiple carriers for comprehensive options
- We provide ongoing support to adapt coverage as clients' needs evolve
Services
Health Insurance
We provide comprehensive health insurance solutions for individuals, families, and businesses. Our services include navigating ACA regulations, comparing network providers, and selecting appropriate coverage levels. We offer HMO, PPO, EPO, and HDHP options compatible with Health Savings Accounts, helping clients understand deductibles, premiums, and out-of-pocket costs while ensuring compliance with current healthcare requirements.
Medicare Plans
Our Medicare specialists assist with Supplement, Advantage, and Prescription Drug Plans. We help clients understand Part A/B requirements, enrollment periods, and coverage gaps. Services include plan comparisons, application assistance, and annual benefit reviews to ensure optimal coverage for prescription medications and healthcare services while maintaining network flexibility for travelers.
Life Insurance
We offer life insurance solutions that secure financial futures for families. Our services include policy comparisons between term and permanent coverage, death benefit calculations, and estate planning considerations. We help clients understand premium structures, underwriting processes, and additional benefits like retirement supplementation while providing ongoing policy reviews to match evolving needs.
Business Insurance
We provide comprehensive employee benefit packages for small and large businesses. Our services include health, dental, vision, and disability insurance solutions, along with retirement plan options. We assist with compliance requirements, market comparisons, and customized benefit structures while offering ongoing HR support and voluntary benefit programs to attract and retain talent.
Travel Insurance
We offer travel medical insurance solutions for domestic and international trips. Our services include coverage comparisons for emergency medical treatment, evacuation, and trip interruptions. We provide options for various travel durations and destinations, helping clients understand policy limitations and enrollment processes while ensuring peace of mind during vacations or business trips.
People
Brian Cecy
Agency Principle/Broker
Brian Cecy founded Cecy Insurance Services in 1990 after careers in education and landscape supply businesses. A US Navy veteran with a BA in Liberal Studies, he holds the RHU designation and has served as Santa Cruz County Association president. He specializes in life, health, and employee benefits insurance.
Sue Belanger
Senior Account Manager
Sue Belanger brings over 25 years of human resources and benefits management experience to Cecy Insurance Services. A licensed agent since 2006, she specializes in small group insurance solutions and received Health Net's Outstanding Performance award in 2010. She focuses on educating clients about complex health insurance options.
Roxane Gardner
Senior Account Manager
Roxane Gardner has served as Senior Account Manager since 2014, specializing in ACA compliance and claims advocacy. With 16 years in the insurance industry, she assists clients with benefit consultation and enrollment support for groups ranging from 5-500 employees. She focuses on client education and ongoing support.
Questions
What types of insurance do you offer?
We offer health, life, disability, Medicare, travel, dental, vision, and employee benefit insurance solutions for individuals and businesses.
Do you help with Medicare enrollment?
Yes, our specialists assist with Medicare Supplement, Advantage, and Prescription Drug Plan selections, including enrollment guidance and annual benefit reviews.
Are you affiliated with specific insurance carriers?
As an independent agency, we represent multiple carriers to provide objective comparisons and find the best coverage options for your needs.
Do you serve businesses of all sizes?
We provide employee benefit solutions for both small and large businesses, including health, dental, vision, and retirement plan options.
Do you offer travel insurance coverage?
Yes, we provide domestic and international travel medical insurance options to protect against unexpected medical emergencies during your travels.
