Business Details
29 Years
experience
Your Trusted Independent Insurance Agency in Edgewater, MD
Yates Insurance has been a trusted independent insurance provider in Edgewater, Maryland for over 28 years. As a family-owned and operated agency, we prioritize personalized service through our team of licensed insurance advisors who work closely with clients to identify tailored insurance solutions. Our independence allows access to multiple carrier partners, ensuring comprehensive coverage options for business insurance, personal insurance, and employee benefits. We maintain a community-focused approach while adhering to the highest professional standards as proud members of the Independent Agents & Brokers (IA&B) association. Our commitment extends beyond policy saleswe provide ongoing support during claims processes and policy reviews to ensure continued alignment with client needs.With expertise in commercial general liability, workers' compensation, and specialized contractor insurance, we address unique risk exposures across industries. Our digital tools, including 24/7 client access for certificate requests and policy management, enhance service efficiency without compromising human interaction. Licensed across 11 states including Maryland, Virginia, and Florida, we serve clients throughout the Mid-Atlantic region with consistent, reliable insurance guidance.
Services
Business Insurance
Personal Insurance
Employee Benefits
Surety Bonds
Workers Compensation
Cyber Liability
Commercial Property
Contractor Insurance
Group Health Plans
Details
- Year established: 1997
Highlights and features
- Family-owned agency with 28+ years of local insurance expertise
- Licensed advisors providing personalized policy recommendations
- Access to multiple carrier partners for competitive coverage options
- 24/7 digital client management tools for policy administration
- Community-focused approach with regional market knowledge
Associations and certifications
- Independent Agents & Brokers (IA&B)
Services
Business Insurance
Comprehensive protection for Mid-Atlantic businesses against liability claims, property damage, and operational risks. Our commercial policies address premises liability, product liability, and third-party claims through customizable coverage options. Independent agency status allows tailored solutions combining multiple carrier offerings.
Contractor Insurance
Specialized risk management for construction professionals including general liability, workers' compensation, and equipment protection. Policies cover job site risks like bodily injury, tool theft, and property damage during construction phases with optional earthquake/flood coverage for mobile equipment.
Surety Bonds
Financial guarantee solutions ensuring contractual obligations are met for construction projects and business agreements. We provide bid bonds, performance bonds, and payment bonds to protect all parties in commercial transactions across multiple states.
Employee Benefits
Customizable group insurance packages including health, dental, vision, and disability plans for Maryland businesses. Our solutions help employers attract talent while complying with regulatory requirements through competitive multi-carrier options.
Cyber Liability
Modern risk coverage addressing data breaches, network security failures, and electronic privacy violations. Policies include incident response support, legal defense costs, and business interruption compensation for technology-related disruptions.
Questions
What types of insurance do you specialize in?
We specialize in business insurance, contractor coverage, surety bonds, personal insurance, and employee benefits packages tailored to Mid-Atlantic businesses.
Why choose an independent agency?
Our independence provides access to multiple carriers, allowing unbiased recommendations and competitive pricing across customized insurance solutions.
Do you serve clients outside Maryland?
Yes, we serve clients throughout the Mid-Atlantic region including Virginia, Delaware, North Carolina, and Washington D.C.
How can I manage my policy online?
Our 24/7 client portal allows policy reviews, certificate requests, and ID card replacements for active policyholders.
Are your agents licensed professionals?
Yes, all our insurance advisors maintain active licenses across multiple states including Maryland, Virginia, and Florida.
What risk management resources do you provide?
We offer interactive coverage guides explaining commercial risks like builders' risks, equipment exposures, and liability scenarios with mitigation strategies.
