Business Details
Our experienced team of professionals offer a solution based approach to our clients to protect them in the event of a disaster. We work with each of our clients individually to develop an insurance package that fits their need and budget. We offer a wide range of insurance products to fit your needs to include; Home, Auto, Life, Business, Workers Compensation, Umbrella, Boats, Motorcycles, and Recreational Vehicles.
We represent some of the most reputable insurance companies in the industry to give our clients an unmatched level of customer service, industry leading claims service, and a very competitive price.
We represent some of the most reputable insurance companies in the industry to give our clients an unmatched level of customer service, industry leading claims service, and a very competitive price.
Services
About Us
We offer a full range of insurance products and risk based services to our clients.
Our insurance professionals have years of experience in the insurance industry to offer our clients the best solutions available to fit their individual needs.
We understand each of our client needs are uniquely different, therefore understanding our client's objectives is our top priority.
We are partnered with only the most reputable insurance companies in the world to offer our clients world class service, industry leading claims, and competitive pricing.
Our insurance professionals have years of experience in the insurance industry to offer our clients the best solutions available to fit their individual needs.
We understand each of our client needs are uniquely different, therefore understanding our client's objectives is our top priority.
We are partnered with only the most reputable insurance companies in the world to offer our clients world class service, industry leading claims, and competitive pricing.
Auto Insurance
Choosing auto insurance that fits your needs and protects your family is very important us, so knowing the basics will help guide you.
Here you will find information regarding general auto insurance coverages, but we encourage you to reach out to one of our insurance professionals to help select the best package.
Bodily injury liability coverage generally pays damages for bodily injuries to the driver and passengers of the other vehicle when you are responsible for an accident.
Property damage liability coverage generally pays for damages to another person's property e.g.
Here you will find information regarding general auto insurance coverages, but we encourage you to reach out to one of our insurance professionals to help select the best package.
Bodily injury liability coverage generally pays damages for bodily injuries to the driver and passengers of the other vehicle when you are responsible for an accident.
Property damage liability coverage generally pays for damages to another person's property e.g.
Home Insurance
Homeowners insurance provides financial protection in the event that your home or its contents are damaged.
It also provides protection if you or a family member are held legally responsible for the injuries to others or damage to their property.
Most homeowner's insurance policies will cover damage caused by such perils as fire, windstorms, hail, lightning, theft or vandalism.
There are other homeowner's policies that cover additional perils as well.
Typically, floods and earthquakes are excluded.
It also provides protection if you or a family member are held legally responsible for the injuries to others or damage to their property.
Most homeowner's insurance policies will cover damage caused by such perils as fire, windstorms, hail, lightning, theft or vandalism.
There are other homeowner's policies that cover additional perils as well.
Typically, floods and earthquakes are excluded.
Commercial Insurance
Exists to protect your investment in your business, along with those of your investors and co-owners.
It also can help you provide financial compensation to the people who work for you, should accidents occur.
Also simply called liability insurance, this type of policy covers your business when certain claims are made against it.
These may arise as the result of injuries or property damage connected with your business, or even non-physical acts like slander or libel.
If your company handles personal information, data breach coverage might be something you want to consider.
It also can help you provide financial compensation to the people who work for you, should accidents occur.
Also simply called liability insurance, this type of policy covers your business when certain claims are made against it.
These may arise as the result of injuries or property damage connected with your business, or even non-physical acts like slander or libel.
If your company handles personal information, data breach coverage might be something you want to consider.
Life Insurance
A life insurance policy is a contract with an insurance company.
In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured's death.
Typically, life insurance is chosen based on the needs and goals of the owner.
Term life insurance generally provides protection for a set period of time, while permanent insurance, such as whole and universal life, provides lifetime coverage.
It's important to note that death benefits from all types of life insurance are generally income tax-free.
In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured's death.
Typically, life insurance is chosen based on the needs and goals of the owner.
Term life insurance generally provides protection for a set period of time, while permanent insurance, such as whole and universal life, provides lifetime coverage.
It's important to note that death benefits from all types of life insurance are generally income tax-free.
Motorcycle Insurance
Choosing the right insurance policy is much like choosing the right motorcycle.
You want it to fit your needs and lifestyle, but at the same time be within your budget.
Although most states require you to carry a minimum amount of liability coverage, other types of coverage are usually optional.
Liability insurance covers bodily injury and property damage that you may cause to other people involved in an accident.
It doesn't cover you or your motorcycle.
Collision insurance covers damage to your motorcycle if you are involved in an accident.
You want it to fit your needs and lifestyle, but at the same time be within your budget.
Although most states require you to carry a minimum amount of liability coverage, other types of coverage are usually optional.
Liability insurance covers bodily injury and property damage that you may cause to other people involved in an accident.
It doesn't cover you or your motorcycle.
Collision insurance covers damage to your motorcycle if you are involved in an accident.
Boat/Watercraft Insurance
A watercraft insurance policy can insure you against most risks of owning and operating your boat, its motor, and its trailer - including protection against liability lawsuits and medical payments.
Insurance options range from personal effects replacement to fuel spill coverage, which means you can relax on the water knowing you're protected.
Personal Property coverage.
Protects personal property on the boat including, but not limited to, your clothing, stereo system, cameras and other personal items.
Insurance options range from personal effects replacement to fuel spill coverage, which means you can relax on the water knowing you're protected.
Personal Property coverage.
Protects personal property on the boat including, but not limited to, your clothing, stereo system, cameras and other personal items.
Renters Insurance
If you live in a rented apartment, condominium or home, you need to protect yourself and your space from the unexpected.
Because your landlord's insurance policy doesn't cover your belongings, renter's insurance is a smart choice for safeguarding yourself in the event of theft, sewer backup damage, tornadoes and more.
Pays to replace personal property during a covered loss.
In some cases, this includes items left inside your vehicle, in your luggage while you are traveling, and more.
Protects you against liability claims.
Because your landlord's insurance policy doesn't cover your belongings, renter's insurance is a smart choice for safeguarding yourself in the event of theft, sewer backup damage, tornadoes and more.
Pays to replace personal property during a covered loss.
In some cases, this includes items left inside your vehicle, in your luggage while you are traveling, and more.
Protects you against liability claims.
Condo Insurance
As a condo owner, you have unique requirements for protecting your property because your building and your individual unit have separate needs.
While your condo association may have an insurance policy, only condo insurance covers your personal property and personal liability.
So you can rest assured you're personally protected.
Partner with HighPointe Insurance Services to help you select the best condo insurance protection today!
While your condo association may have an insurance policy, only condo insurance covers your personal property and personal liability.
So you can rest assured you're personally protected.
Partner with HighPointe Insurance Services to help you select the best condo insurance protection today!
RV Insurance
It's more than a car and it's not quite a house, which is why it can be so challenging to find the right coverage for your home on wheels at an affordable rate.
So whether you need insurance for an RV, motorhome or trailer, we offer you specialized protection for your home-sweet-home away from home.
Our motorhome insurance offers many of the same benefits and features as our car insurance plan.
That means you can enjoy the same quality coverage and value for your money, while adding-in all the extras your motorhome needs at a rate you can afford.
So whether you need insurance for an RV, motorhome or trailer, we offer you specialized protection for your home-sweet-home away from home.
Our motorhome insurance offers many of the same benefits and features as our car insurance plan.
That means you can enjoy the same quality coverage and value for your money, while adding-in all the extras your motorhome needs at a rate you can afford.
Umbrella Insurance
A personal umbrella policy (PUP) is a type of insurance that provides liability coverage over and above your automobile or homeowners policy.
So, if your liability coverage isn't enough to cover the damages of an accident you cause or an incident on your property, a personal umbrella insurance policy kicks in right where your other liability underlying limits have been reached.
An umbrella policy can protect you when your automobile or homeowner's insurance isn't enough.
To better understand how a personal umbrella policy works, here's an example: If you're at fault in a car accident that injures another driver, your regular automobile insurance will cover the other driver up to the limit you selected, say $250,000.
So, if your liability coverage isn't enough to cover the damages of an accident you cause or an incident on your property, a personal umbrella insurance policy kicks in right where your other liability underlying limits have been reached.
An umbrella policy can protect you when your automobile or homeowner's insurance isn't enough.
To better understand how a personal umbrella policy works, here's an example: If you're at fault in a car accident that injures another driver, your regular automobile insurance will cover the other driver up to the limit you selected, say $250,000.
Affiliated Agencies
Chris is starting his 18th year in the insurance and financial services industry.
Having held senior level leadership roles in both small and large organizations Chris knows what clients want out of both a carrier and their agent.
As an Agency Principal and Partner with In the Game Insurance Services Chris takes a one on one advisor to client approach helping to manage risk and protect the assets for his clients and their families.
Chris enjoys coaching, competitive bass fishing and spending time with his wife and 4 children.
Having held senior level leadership roles in both small and large organizations Chris knows what clients want out of both a carrier and their agent.
As an Agency Principal and Partner with In the Game Insurance Services Chris takes a one on one advisor to client approach helping to manage risk and protect the assets for his clients and their families.
Chris enjoys coaching, competitive bass fishing and spending time with his wife and 4 children.
Referral Rewards
Our company is built on providing an exceptional level of customer service and an unparalleled experience for our clients.
If you know someone that could benefit from the same level of service we have provided you, please let us know, and we will reach out to them promptly.
As a token of our appreciation we would like to reward you with a $10 Visa gift card for every qualified referral you send us, unlimited!
Eligibility: For the purposes of this program a qualified referral must be a resident of Missouri or Kansas and willing to give the agency the necessary information to create a quote for personal, business, or life insurance.
If you know someone that could benefit from the same level of service we have provided you, please let us know, and we will reach out to them promptly.
As a token of our appreciation we would like to reward you with a $10 Visa gift card for every qualified referral you send us, unlimited!
Eligibility: For the purposes of this program a qualified referral must be a resident of Missouri or Kansas and willing to give the agency the necessary information to create a quote for personal, business, or life insurance.
